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Necessary Precautions During Floods

What Are the Do’s and Don’ts to Follow During Floods?

What To Do During a Flood?

What Not to Do During a Flood?

Safety Precautions to Follow if Flood Is Likely to Hit Your Area

Things to Do During Floods if There Is a Need for Evacuation

What Are the Essential Insurance Products for People Living in Flood-Prone Zones?

FAQs About Necessary Precautions During Flood

Which is the most significant flood in the world till date?

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The Mississippi River flood is the most significant flood of the world that took place in 1927.

The Mississippi River flood is the most significant flood of the world that took place in 1927.

What are some significant causes of floods?

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Rain, snowmelt, deforestation, climatic change, and river overflow are significant reasons for floods.

Rain, snowmelt, deforestation, climatic change, and river overflow are significant reasons for floods.

How many stages of the flood are there?

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Flood has three major stages; minor, moderate, and major.

Flood has three major stages; minor, moderate, and major.

What are the precautions to take after flood?

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After the initial stage of a flood follow these precautionary measures:  Avoid moving water Go back to your home only after authorities declare it as safe Avoid walking to driving through the flooded water as the water may be electrically charged

After the initial stage of a flood follow these precautionary measures: 

  • Avoid moving water
  • Go back to your home only after authorities declare it as safe
  • Avoid walking to driving through the flooded water as the water may be electrically charged

At what time of the year can flood occur?

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Floods may occur at any time of the year considering weather conditions and geographical conditions of a location. In India, floods typically occur during and after the monsoon season. Heavy rainfall within a short period can cause flood.

Floods may occur at any time of the year considering weather conditions and geographical conditions of a location. In India, floods typically occur during and after the monsoon season. Heavy rainfall within a short period can cause flood.

What if my documents get damaged in the flood? How will I claim insurance then?

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Most insurers now allow paperless claims to be submitted through mobile apps or email. It’s smart to store soft copies of your life insurance policy, ID, and hospital bills in cloud storage like Google Drive so you can access them even if physical documents are lost.

Most insurers now allow paperless claims to be submitted through mobile apps or email. It’s smart to store soft copies of your life insurance policy, ID, and hospital bills in cloud storage like Google Drive so you can access them even if physical documents are lost.

During floods, if I die accidentally, will my term insurance cover it?

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Yes, term insurance covers death due to natural disasters like floods. If you die in a flood-related accident, your nominee will get the full sum assured. But ensure your term insurance policy is active and premiums are paid on time, else the claim might be rejected.

Yes, term insurance covers death due to natural disasters like floods. If you die in a flood-related accident, your nominee will get the full sum assured. But ensure your term insurance policy is active and premiums are paid on time, else the claim might be rejected.

If I fall sick after drinking contaminated floodwater, will health insurance cover my hospital bills?

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Yes, most health insurance policies cover waterborne diseases like typhoid, cholera, or infections caused by floodwater. Just ensure your health insurance policy is not in the waiting period, and you get treatment from a hospital in the insurer's network to reduce out-of-pocket costs.

Yes, most health insurance policies cover waterborne diseases like typhoid, cholera, or infections caused by floodwater. Just ensure your health insurance policy is not in the waiting period, and you get treatment from a hospital in the insurer's network to reduce out-of-pocket costs.