As a precaution to be taken during floods, people residing in flood-prone zones should buy flood insurance or home insurance covering damages caused by the flood. It covers:
- Floor damage
- Damage caused by the short circuit.
- Furniture damage.
- Structural damage
- Water leakage
Insurance coverage is applicable when your house or property is damaged due to the following reasons -
- Overflowing river water
- Waterlogging by monsoon rain or cyclone.
- Seawater entering city
- Tidal condition
Awareness, adopting safety measures, and obeying Government rules is the right decision during natural disasters, including floods. Keep calm and be patient; follow the dos and don’ts as early as possible. Take necessary precautions of flood based on the forecasted severity.