RERA Chhattisgarh: Rules, Registration Process and Documents

Ever since implementing the RERA Act in Chhattisgarh, the state's real estate transactions have become much easier. One of the significant benefits of this act is that it has enhanced buying and selling properties.

To maintain seamless functioning, people must follow specific guidelines set by the government through this act. In this article, you will find all the necessary details regarding the RERA act specific to this state.

In simple words, this act controls the real estate market in Chhattisgarh. As per the rules set by this act, every broker and real estate developer must register themselves and the properties. Furthermore, it is advised those looking for property options to invest in must check whether that project is registered.

Chhattisgarh is one of the pioneering states to bring the RERA act into effect in 2017. Further, CG RERA was brought into the limelight in November 2017. In addition, to date, 1575 projects, 1075 promoters, and 703 agents have registered with the state’s Real Estate Regulatory Authority. Apart from that, the authority has also resolved 1649 complaints regarding property disputes.

Below mentioned are some rules of this act that every individual in the real estate sector has to obey.

• Financial institutions are prohibited from sanctioning loans to builders whose properties are not registered under the RERA act in Chhattisgarh.
• Promoters must report their quarterly update status to the authority.
• Builders are allowed to collect only a 10% deposit of the total value of the home.
• Each builder must have an individual account with 70% of the total deposit provided by the buyers for property development.
• Agents must advertise their project on the official website of RERA Chhattisgarh. Thus, ensuring awareness to the buyers to use promised amenities.
• If a promoter cannot complete the delivery of a project within the pre-decided term, they must pay interest. This interest is calculated for each month the project has been delayed. In addition, if any buyer requests a cancellation, the promoter must refund the entire sum with interest.
• Suppose a broker fails to register with the Real Estate Regulatory Authority, they will be charged with a fine. This is a fixed amount, ₹ 10,000 per day until the default period exhausts.

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Here is a step-by-step guide to help every beginner to understand the project registration process under this act.

Step 1: Visit the official website of CG RERA.

Step 2: Click on “Registration” at the page's top.

Step 3: Hover your cursor to the “Promoter/Project” option, and select "Online Application- Promoter (Saral)”.

Step 4: You will be redirected to a page where you can choose between "New Promoter" and “Existing Promoter”. 

Step 5: First-timers will be redirected to a page where they have to submit specific information. Here you will find the following sections that you need to fill in.

• Promoter’s details
• Details of the new members who are not yet added
• Information about the project
• Fees calculation
• Payment completion details
• Uploading supported documents

Step 6: After filling in every detail, make sure to “Save and Submit” to complete the registration process.

Step 7: If you are an existing promoter, enter your registration number and submit it to complete the process.

According to RERA in Chhattisgarh, all promoters must prepare the following documents while registering their project under this act.

• Enterprise details: name, registered address, type of enterprise and its particulars, photographs of the promoters.
• A list of projects launched by the promoter in the last five years, along with their current status. In addition, land types and details of any pending case or payment.
• Verified copy of approvals.
• Commencement certificate from a recognized authority.
• Copy of the layout plan along with the plan of sanction, mentioning specifications of a proposed project and approval of the entire project by a recognized authority.
• A plan of development works.
• List of every proposed facility.
• Formal allotment letter.
• An agreement for sale.
• Conveyance deed needs a signature from the allotted personnel.
• Number, type and total carpet area of apartments for sale. Promoters must mention the verandah space and/or exclusive open terrace if applicable.
• Name and addresses of the contractors, real estate agents, architect, structural engineer and other concerned individuals.
• Information on the time taken to complete this project.
• An affidavit and a declaration stating the land has a legal title and is legally valid.

As a project agent, you should also register under this act. Here is a guide to complete this process easily.

Step 1: Visit the official website and select “Registration”. 

Step 2: From the drop-down menu, choose "Real Estate Agent" and then click on “Online Application.”

Step 3: You will be redirected to a page where you need to feed personal, business and information related to CG RERA charges.

Step 4: Re-check all information and click on “Submit.”

These are the following documents essential for a project agent registration.

• Identity proof like Aadhaar and PAN card
• Agent’s recent photograph
• Authorised address of their business
• Income Tax Return proof of the last three years, if not available a declaration supporting the reason
• Written statement verifying their previous work experience in this real estate sector

For the last few years, India has been struggling to recover from a massive setback due to the Coronavirus outbreak. This enabled the Real Estate Regulatory Authority to start addressing issues through video communication.

Promoters from Chhattisgarh can check their RERA application by following these simple steps.

Step 1: Visit the official website CG RERA.

Step 2: Click on “Registration Status”

Step 3: From the drop-down, choose either "Project Registration Status" or "Agent Registration Status", depending on your requirement.

Step 4: If you want to know the registration status of a project, enter your reference number and a security code. 

Step 5: However, if you are looking for the registration status of an agent, you must add PAN details, your reference number, and a security code.

Your application status will appear depending on the information you feed into this system.

The following steps will guide you through the process of searching for registered projects under the RERA act in CG.

Step 1: Go to the official website of Chhattisgarh’s RERA act.

Step 2: Look for “Registered Projects & Agents” tab.

Step 3: Select the option of “Registered Projects/Promoters.”

Step 4: Choose the type of project you are looking for from the drop-down that appears. It can be on-going, extended, completed, or delayed projects.

Step 5: You can also click on “All Projects” and filter your search from here.

If you want to look for registered agents under this act, follow these easy steps.

Step 1: Visit the official website for RERA Chhattisgarh.

Step 2: Click on the “Registered Projects & Agents” tab.

Step 3: Choose “Registered Agents.”

Step 4: A long list of all the registered agents appears on the screen.

Step 5: You can also type an agent’s name, district, tehsil and registration number if you are searching for someone in particular.

Those who stay up-to-date with the real estate projects in Chhattisgarh may require accessing the rejected project list under this act. Here is the process to do so.

Step 1: Go to the official website of CG RERA.

Step 2: Click on “Registered Projects & Agents” from the top menu.

Step 3: Choose the option of “Registered Projects/Promoters.”

Step 4: From the side menu that appears, click on “Revoked Projects”.

Step 5: You are now taken to a new page with several revoked projects. Here you can further filter your searches if required.

By following the same steps, you can also check any suspended projects as well. Just select "Suspended Projects" instead of the previous option.

Individuals, who have any objection against an agent or a project where they have invested, can raise a complaint. These are the steps to follow in case of lodging a complaint.

Step 1: Visit the official website of CG RERA.

Step 2: Choose “Complaint” from the navigation menu.

Step 3: Upon clicking the tab, a drop-down will appear

Step 4: Select either “Complaint (Form-M)” or “Complaint (Form-N)” depending on the nature of your grievances.

Step 5: You will redirect to a page with two options on the screen, “New Complaint” and “I already have a reference number.”

Step 6: Those who choose "New Complaint" must fill out a detailed form describing different particulars. This form contains three sections; complaint details, project details, and non-applicant details.

Step 7: Double check the information you have provided, put the security code and submit your complaint.

Step 8: If you already have the reference number, enter that unique number and security code.

Step 9: Complete the process by clicking on “Submit.”

As the RERA guideline states, every registered real estate agent and developer must submit a quarterly work report. Those interested in tracking their progress can access these reports from the official portal of RERA in Chhattisgarh.

One can follow these steps to access a progress report of any registered project.

Step 1: Visit the official website of CG RERA.

Step 2: Click on “Annual Reports” at the top bar.

Step 3: Choose a suitable option.

Step 4: A PDF file will open on a new tab; go through that file to check the progress report.

The enactment of the RERA act in Chhattisgarh has provided several rights to property buyers. In addition, it has also specified certain rules that eventually benefit both parties. Some major benefits of this act are listed below.

• RERA has standardised the carpet area. Previously this was not defined; hence, each builder used their way to calculate this. Thus resulting in incorrect calculations and thereafter causing multiple problems. After legitimization of this act, builders now have to use this formula for any property.

Cost of Property = Carpet Area x Rate per sq ft

• The interest rate is made the same for a buyer and a builder in case of any default in payment. This is levied when a buyer fails to complete a payment or a builder delays possession of a property. Previously this interest rate was different but after implementing RERA, the rate was made equal.
• Prior to the RERA act, property developers could divert funds from one project to another. This would now not be possible, as this act ensures the collected fund can only be used for developing that project. Thus, curbing any risk of bankruptcy of a builder.
• As per this act, real estate developers cannot take more than 10% of advance payment. Moreover, if there is any mismatch in commitments and the actual project, a developer is liable to refund the complete advance payment.
• This act states that if any structural defect is discovered within five years in craftsmanship, quality or service, a builder must rectify this in 30 days. Moreover, they must not take any extra charges for this repair.
• Home buyers can now lodge any injustice against an agent or a developer through the official website of CG RERA.
• Another benefit for a buyer in case of delayed possession, they can withdraw and receive a full refund. Nevertheless, if they continue with this project, they are entitled to receive compensation with interest from the due date to the end of that project.
• If a buyer finds any defect in the title of a property, they can claim compensation. There is no time limitation for discovering this fault.
• As per this act, every buyer is eligible to know all information related to their invested project.

In conclusion, we can state that the RERA Act in Chhattisgarh has changed the way the real estate sector used to perform. This great initiative by the government of India promotes transparency among every buyer and seller. In addition, enactment of this act reduces corruption and other ill-practices that occur in the real estate sector in Chhattisgarh.