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It is pretty common to encounter the term “encumbrance certificate in Maharashtra” when buying a property or land in Maharashtra. This certificate not only proves your ownership over land but also certifies that it is free of any legal or financial taxes or dues. So it becomes massively crucial for an individual to hold an EC to eliminate any chances of land conflicts in the near future.
An encumbrance certificate is a legal document that certifies land details in terms of ownership, legal and monetary liabilities. It works as a record that the land is free of pending taxes, dues or any legal and financial issues. Hence, a buyer of this property can secure ownership without any legal troubles.
Following are the records of information mentioned on this certificate –
An individual looking to obtain an EC in Maharashtra has to avail it through the offline process. Only some states provide online support for EC, which excludes Maharashtra.
Here is a step-by-step guide to obtaining an encumbrance certificate when you buy a land or property in Maharashtra -
Step 1 – To apply, an individual has to visit their respective Sub Registrar office.
Step 2 – Collect the application form for EC (Form 22) from the registrar office.
Step 3 – Next, fill in this form with complete details as required.
Step 4 – Submit this form with a non-judicial stamp paper, the required documents, and the certificate's purpose.
Step 5 – Pay the necessary fees as quoted at the time of submission.
Step 6 – Then an individual will receive an acknowledgement receipt with an ID.
Note: The EC fees may vary from place to place.
The EC issuance period ranges from 15 to 30 days from the date of an individual’s application. Further, this certificate is issued in regional language, but an additional fee is required for an English translated certificate.
The following documents are required to file an application for EC -
Individuals should meet the following parameters to avail an EC in Maharashtra -
The requisite fees vary from state to state. If you want to get hold of an EC in Maharashtra, you need to pay the amount as quoted by the department of land registry authorities.
The uses of an Encumbrance certificate are as follows –
This article above provides all the details to obtain an encumbrance certificate in Maharashtra. As no online EC process is available in Maharashtra, an individual has to take the offline route, which can be time-consuming. Furthermore, there is no specific fee structure as it varies from area to area, so this payment is made as per the fees mentioned by the authorities. Nevertheless, read the process carefully and apply to register the land or property you buy.
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Disclaimer: This information is added only for informative purposes and collected from different sources across the Internet. Digit Insurance is not promoting or recommending anything here. Please verify the information before making any decisions.
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