Become a Health Insurance Agent

60,000+ Partners have earned 1000 Crore+ with Digit.
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Who is a Health Insurance Agent/POSP?

A health insurance agent is someone that works with an insurance company to sell any health-related insurance products. If you’re looking to be one, you would help customers choose the right policy as per their requirements.

With Digit, you can sell customized health insurance plans that ensure quality healthcare for both individuals and families.

What is Health Insurance?

Health insurance is a type of insurance that safeguards people against financial losses when they are faced with any health or medical condition. It pays for medical and surgical expenses of an insured person when they are ill or injured. 

Health insurance in India is a growing market, as there are potentially over 1.3 billion potential beneficiaries out of which only about 20% are currently covered. 

*Disclaimer - There is no specific category for Agents. If you register for becoming a general Insurance agent, you can sell all general insurance products.

Read More

Interesting facts about Health Insurance industry in India

The health insurance industry is the fastest-growing segment in India, with a growth of 24% in 2018 (1)
India's health insurance companies witnessed a premium income of Rs 40.17 lakh crore in FY'20 (up to December 2019). (2)
Less than 20% of the Indian population is currently covered through health insurance leaving lots of room for growth. (3)

Why become a Health Insurance Agent/POSP with Digit?

Learn more about why should you become a health insurance agent, and why should you choose Digit?

Work directly with Digit

As our POSP partner, you will work directly with us. No other middlemen involved. Digit is the fastest growing insurance company India today. We are currently the youngest company to be awarded Asia's General Insurance Company of the Year 2019. 

Insurance made simple

We believe in making insurance simpler, which is why all our documents are so simple that even 15-year olds can understand them. 

Strong backend support

With technology as our main pillar, we offer you a dedicated support team, and an advanced web & mobile app that allows you to sell 24x7! 

Rated 4.8 on Facebook

We believe in keeping our customers satisfied and have a Facebook rating of 4.8/5, highest for any insurance company.

Doctor Recommended Policies

Our health insurance plans have been designed with the help of ex-director of AIIMs, Dr. M. C. Misra.

High Claim Settlement Ratio

We have a high claims settlement ratio for private cars and have settled 93% of all claims we have received for health.

Cashless Claims

We have a huge network of 5900+ hospitals, where our customers can avail the cashless claims facility. This means that after initiating a claim, they can continue with treatment without a worry!

Paperless Processes

Our processes are completely online, from issuing a policy to registering a claim. You don’t need to fill any paperwork. All you need is a smartphone/computer and an internet connection. So, you can now work from home or even anywhere else!

Quick commission settlement

Don’t worry, we have your back! All our commissions are settled quickly. Your account will be credited with your commission every 15 days of policy issuance.

How to become a Health Insurance Agent/POSP?

How to become a Health Insurance Agent/POSP with Digit?

Step 1

Sign up by filling our POSP form given above, fill all the details & upload required documents.

Step 2

Complete your 15-hour training with us.

Step 3

Complete the prescribed examination.

Step 4

Sign the agreement with us and that’s it! You’ll be a certified POSP.

How much you can earn?

Your income as a health insurance agent depends on the number of policies that you sell. A health insurance agent has a huge scope of earning high income. This is because the cost of medical treatments is gradually increasing.

This means that people now have to spend more money to get a medical treatment done and hence, they would like to buy health insurance plans to protect themselves and their families from such high expenditures.

Take a look at the commission structure below to get an idea on how much you can earn as an insurance agent:

Monthly net premium

Commission & *Reward as % of net premium

Arogya Sanjeevani


1 year - 25% | 2 years - 23% | 3 years - 22%


>=25k & <50K

1 year - 28% | 2 years - 26% | 3 years - 25%


>50K & <1L

1 year - 30% | 2 years - 28% | 3 years - 26%



1 year - 35% | 2 years - 30% | 3 years - 28%



  • Payment will happen twice a month
  • For deciding the month, date of policy issuance will be considered
  • Payment for each slab will be considered separately.
  • * T&C applicable, subject to maximum limit as prescribed in regulation
  • Net premium means premium excluding GST

Why should I become a Health Insurance Agent?

Become your own boss

One of the primary advantages of being a POSP is the freedom to work as per your convenience. You can now be your own boss! 

No time constraints!

You can decide whether you’d like to work fulltime or part-time and craft your own working hours accordingly.

Work from home

At Digit Insurance, we primarily sell insurance policies online. This means, you as a POSP can work from home and use our online processes to sell and issue policies.

Only 15 hours of training

To certify as a POSP, one of the main criteria's is to complete the 15-hours compulsory training offered by the IRDAI; which isn’t much to be honest! All it is going to take you is 15 hours of investment to get on board! 

High earning potential

Your earnings don’t rely on number of hours worked but on the number of policies you issue. To have a better understanding of the same.

Zero Investment

Apart from having a smartphone, a good internet connection, and the required 15-hours training, there’s nothing else you need to become a POSP. So, there’s almost no monetary investment required from your end, whilst the earning potential is high.

Frequently asked questions