Renew Bike Insurance
9000+ Cashless Garages
96% Claims Settled (FY 24-25)
What’s Covered in Suzuki Bike Insurance
Accidents
Common damages faced during accidents
Theft
In case your bike or scooter is unfortunately stolen
Fire
Common damages faced due to a fire
Natural Disasters
Damages caused due to nature’s many furies
Personal Accident
For times when you’ve hurt yourself too bad
Third Party Losses
When someone or something gets hurt for your bike’s actions
What’s not Covered
It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim. Here are some such situations:
Why Should You Buy Digit's Suzuki Bike Insurance?
Cashless Repairs
4400+ Cashless Network Garages for you to choose from across India
Smartphone-enabled Self Inspection
Quick and Paperless claims process through a Smartphone-enabled self-inspection process
Super-fast Claims
Average turn around time for two-wheeler claims is 11 days
Customize your Vehicle IDV
With us, you can customize your vehicle IDV as per your choice!
24*7 Support
24*7 call facility even on National Holidays
Suzuki Bike Insurance Plans that Fit Your Needs
Third Party
A Third-party Bike Insurance is one of the most common types of bike insurance;in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Bike Insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.
Standalone Own Damage
The Own Damage Bike Insurance covers loss and damage only to your own Bike in case of accidents and collisions, natural calamities, fires, and thefts.
Third Party
Comprehensive
Own Damage
|
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
✔
|
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
|
Personal Accident Cover |
✔
|
✔
|
×
|
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
|
Customize your IDV |
×
|
✔
|
✔
|
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
Add-ons Available for Suzuki Two Wheeler Insurance
Following are the car insurance add-ons available for Suzuki bike insurance:
- Zero Depreciation Cover
- Return to Invoice Cover
- Engine & Gear-box Protection Cover
- Consumable Cover
- Breakdown Assistance
- Tyre Protect
- Daily Conveyance Benefit
- EV Shield Add-on Cover
How to Buy/Renew Your Suzuki Two Wheeler Insurance with Digit?
Step 1
On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.
Step 2
Select the plan, add-ons and click on ‘Continue.’
Step 3
Enter your personal, nominee and vehicle details and click on ‘Pay Now.’
Step 4
Complete the payment and mandatory KYC verification process.
Step 5
You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
How to file a Claim?
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Just call on 1800-258-5956. No forms to be filled.
Step 2
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Step 3
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report CardHow Can You Reduce Your Suzuki Two Wheeler Insurance Premium?
Yes, there are a few methods which you can employ to reduce the premium amount for your two-wheeler insurance policy. Be it Suzuki bike insurance renewal online or its purchase, you must check these tips discussed below to ensure that you are not paying more than what is necessary for your insurance policy:
- Purchase the Insurance Directly from the Insurer - Avoid any agent or broker while buying your insurance policy. Most insurance providers offer the option to buy their policies online by following a simple procedure. This facilitates you to purchase the policy directly from the insurance company and avoid any intermediary and their subsequent charges.
- Apply for the Add-Ons which are Absolutely Necessary - While finalising on the policy, check which add-on covers you really need. Every add-on cover adds to the premium amount, and you should be careful to avoid them unless you really need them.
- Check for No-Claim Bonus Benefits - No Claim Bonus benefits are offered to policyholders if they do not raise any claims against their policy in a year. This benefit is extended as a discount on the premium for the policy in the subsequent year.
- Opt for Voluntary Deductibles - You can opt for voluntary deductibles on your insurance policy that will require you to settle a part of your claims before your insurance coverage kicks in. If you opt for this deductible, you can consequently save on your premium payment for the policy.