If you are wondering why Digit is the company you should go with when buying two-wheeler insurance policies, consider the following pointers:
Ample Choice of Policies for Customers - Digit does not restrict you to just one product. Instead, we offer a few options for you to choose from, depending on your financial background, needs and other factors. Here are some plans we offer:
- Third-party Liability Two-Wheeler Insurance Policy – These are the basic policies where the insurer offers financial help to the other party (individual, vehicle r property) affected due to an accident with your scooter. However, such a policy does not provide any financial assistance for your vehicle.
- Comprehensive Two-Wheeler Insurance Policy – This refers to all-round protection where the insurer offers financial aid both to the third party, as well as, to the policyholder to repair own scooter’s damage during accidents. Additionally, such plans come with theft cover and protection against natural and manmade calamities as well.
You can also opt for own damage cover for your Fascino. This specialised plan is only available to vehicle owners who purchased their scooter after September 2018. Additionally, the bike in question must be new and not a second-hand purchase. Own Damage Protection refers to a policy where you can avail the comprehensive coverage benefits without the third-party liability portion of the plan.
At Digit, you have the opportunity to pick from any one of these three plans. We urge you to consider carefully!
- A Large Number of Network Garages - Digit has an association with a range of network garages across the country. Therefore, if an existing policyholder faces sudden accidents on the road, they can take the damaged scooter to one of these centres to seek cashless repairs. In these garages, you can directly claim the insurance cover, without needing to pay first and wait for reimbursement later.
- Increase Your IDV for Better Financial Security - If you are worried about vehicle theft or irreparable damage to your scooter, ensure you boost the Insured Declared Value for the policy in question. Digit allows you to do so freely so that you can receive the maximum financial assistance in case of such unfortunate occurrences.
- Online Insurance Purchase and Renewal - Digit simplifies the entire process of purchasing or renewing your two-wheeler insurance policies by taking it online. Thus, when you choose us, you can simply visit our website, choose the kind of policy you want, pay the premium online and start availing benefits. Yes, it is just that simple. Existing policyholders can follow a similar online process to renew plans that are about to lapse.
- Take Advantage of 24x7 Customer Care - You may need to claim the Yamaha Fascino insurance policy at any time, whether it is in the middle of the day or at night. Therefore, to make matters simpler, we have a 24x7-customer care division, offering quality assistance to existing policyholders. If you face any issues or have any question, feel free to reach out to us.
- No Claim Bonus- At Digit, we believe in compensating policyholders after they experience a claim-free year. We offer no-claim bonus discounts on your policy premiums, ensuring that your burden is reduced with each such claim-free term. Additionally, you can also club these discounts together, provided you enjoy successive no-claim policy years.
Add-ons to Modify Every Plan - Often, our base plan is simply insufficient when it comes to meeting your requirements. Thus, to ensure that your financial situation is never compromised due to accidental damage to your two-wheelers, we at Digit offer a range of add-ons covers:
- Zero Depreciation Cover
- Gear and Engine protection Policy
- Return to Invoice Cover
- Breakdown Assistance
- Consumable Cover
Each of these serves a different purpose but enhances your scooter’s protection, nonetheless.
- Online Claim Settlement without any Delay - If you think that claiming your Yamaha Fascino insurance would be tricky, think again. Digit follows a complete online procedure for claim filing and settlement. Simply log in to our online portal, file the claim by filling up an official form and submit it with soft copies of documents. There is no official inspection process. You can self-inspect using your smartphone. This means that there is almost no waiting or delay. Claims are approved in just a matter of minutes.
Yamaha Fascino is an exceptional commuter scooter that can last you years after purchase, provided you take the necessary care. A decent insurance policy and provider should aid in maintenance and repairs whenever required.