Do you live in a rural area? Are you struggling to build a pucca house?
Then, Pradhan Mantri Awas Yojana Gramin can be your ideal solution. Apply for the scheme to get a low-cost house.
Wondering how? Read along!
Pradhan Mantri Gramin Awas Yojana was introduced by the Central Government with the aim to resolve the housing gaps apparent in the rural areas and provide pucca houses. All the pucca houses will come equipped with basic amenities and a clean kitchen.
Rural housing Program initiated in India with the Indira Awas Yojana (IAY) in 1996, which was restructured into the Pradhan Mantri Awas Yojana Gramin (PMAY G) and came into effect from 1st April 1996. The scheme was launched with the specific objective, which is discussed below,
Through PM Awas Yojana Gramin, the Government aims to provide pucca houses to all the homeless people of a rural area or those living in kutcha houses or dilapidated houses by 2022. Initially, the immediate objective was to cover 1 crore households living in the kutcha houses or dilapidated houses in three years from 2016-2017 to 2018-2019. This scheme is granted ₹19,500 crores (2020-21) under the Department of Rural Development and follows certain guidelines.
Following are the detailed features and benefits of PMAY. Have a look -
The above mentioned features ensure the following benefits -
Individuals need to meet the following criteria to qualify as a beneficiary of Pradhan Mantri Gramin Awas Yojana -
The discussion of the beneficiary automatically includes certain individuals or households.
Beneficiary Criteria and Automatic Inclusion of Individuals or Households
Beneficiary of PMAY-G includes other individuals as well.
Now that individuals know about the Pradhan Mantri Gramin Awas Yojana beneficiary, we can move on to the "how to apply" section.
Unfortunately, there is no such direct process to apply Pradhan Mantri Awas Yojana Gramin online as the beneficiary selection is made on the basis of the Socio-Economic and Caste census 2011. Then, Gram Sabha receives the list for verification. However, they can add a beneficiary or register, and the process can be done by respective Gram Panchayat or ward members by visiting the official website of PMAY G. You can also download the AwaasApp and check the beneficiary list.
In order to get an affordable pucca house under the Pradhan Mantri Awas Yojana Gramin scheme, individuals have to submit the following documents -
The list of other supporting documents includes an affidavit stating none of the applicant family members owns a pucca house, property registration certificate (if applicable), certificate claiming the cost of construction, consent document for using Aadhaar number, Swachh Bharat Mission (SBM) number and MGNREGA job card number, ethnic group certificate.
To track Pradhan Mantri Awas Yojana Gramin application status, follow the steps mentioned below -
In case you do not have the registration number, follow the steps mentioned below to track PMAY Gramin status.
Here is a list of banks offering home loans under PMAY -
Individuals having any query related to PMAY G can click here to access the PMAY-G helpline number and email ID.
Following the above details about Pradhan Mantri Awas Yojana Gramin carefully can help you get your own pucca house and enjoy other benefits offered under the scheme!
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Disclaimer: This information is added only for informative purposes and collected from different sources across the Internet. Digit Insurance is not promoting or recommending anything here. Please verify the information before making any decisions.
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