9000+ Cashless Hospitals
Exclusive Wellness Benefits


Buy/Renew Health Insurance Policy Online in Botad
Botad is a city and district headquarter located in the North-Western Indian state of Gujarat. Some major industries in Botad include diamond cutting/processing, cotton processing/packaging, real estate, etc. Similar to other basic necessities, having a well-rounded health insurance policy in Botad is just as important for the residents. With sufficient financial coverage from health insurance, one can easily get the best medical treatment when required.
What's great about Health Insurance in Botad by Digit?
Key Benefits of Buying Health Insurance with Digit
Co-payment |
No |
Room Rent Capping   |
No |
Cashless Hospitals  |
9000+ Network Hospitals across India  |
Inbuilt Personal Accident Cover |
Yes |
Wellness Benefits |
Available from 10+ Wellness Partners |
City Based Discount  |
Up to 10% Discount  |
Worldwide Coverage |
Yes* |
Good Health Discount  |
Up to 5% Discount  |
Consumables Cover  |
Available as an Add-on |
Health Insurance Plans in Botad
Enhance your health insurance policy with customisable add-ons at Digit. Here is the list of add-ons available that provide you with additional layers of protection beyond the basic coverage of your policy:
What’s covered in our Health Insurance?
Coverages
Double Wallet Plan
Infinity Wallet Plan
Worldwide Treatement Plan
Important Features
This covers for all hospitalization expenses including due to an Illness, Accident, Critical Illness or even pandemics like Covid 19. It can be used to cover for multiple hospitalizations, as long as the total expenses are up to your sum insured.
You need to wait for a defined period from the first day of your policy to get covered for treatment related to any non-accidental illness. This is the Initial Waiting period.
Exclusive Wellness Benefits like Home Healthcare, Tele consultations, Yoga and Mindfullness and many more available on our App.
We provide a back-up Sum Insured which is 100% of your Sum Insured amount. How does Sum Insured Back Up work? Suppose your policy Sum Insured is Rs. 5 lac. You make a claim of Rs.50,000. Digit automatically triggers the wallet benefit. So you now have 4.5lac + 5 lac Sum Insured available for the year. However, one single claim, cannot be more than the base Sum Insured as in the above case, 5 lac. .
No claims in the Policy year? You get a bonus -an additional amount in your total sum-insured for staying healthy & claim free!
Different categories of rooms have different rents. Just like how hotel rooms have tarrifs. Digit plans give you the benefit of having no room rent cap, as long as it is below your Sum Insured..
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refer to medical treatments undertaken in a hospital, requiring less than 24 hours due to technological advancement such as cataract, dialysis etc.
Get a world class treatment with the Worldwide Coverage! If your doctor identifies an illness during your health examination in India and you wish to get a treatment abroad, then we’re there for you.You’re covered!
We pay for your health check-up expenses upto the amount mentioned in your Plan. No restrictions on the kind of tests! Be it ECG or Thyroid Profile. Make sure you go through your policy schedule to check the claim limit.
There may be emergency life-threatening health conditions which may require immediate transportation to hospital. We absolutely understand this and reimburse for expenses incurred for your transportation to a hospital in airplane or helicopter.
Co-Payment means a cost sharing requirement under a Health Insurance Policy that provides that the Policyholder/Insured will bear a specified percentage of the admissible claims amount. It does not reduce the Sum Insured. This percentage depends on various factors like age, or sometimes also on your treatment city called zone based copayment. In our plans, there is no age based or zone based Co payment involved.
Get reimbursed for the expenses of road ambulance, in case you are hospitalized.
This cover is for all expenses before and after hospitalization such as for diagnosis, tests and recovery.
Other Features
The disease or condition that you are already suffering with and have disclosed to us before taking the policy and has been accepted by us has a waiting period as per plan opted and mentioned in your Policy Schedule.
This is the amount of time you need to wait for, until you can make a claim for a specific illness. At Digit it is 2 years and starts from the day of policy activation. For the full list of exclusions, read Standard Exclusions (Excl02) of your policy wordings.
If You sustain an Accidental Bodily Injury during the Policy Period, which is the sole and direct cause of Your Death within twelve (12) months from the date of accident, then We will pay 100% of the Sum Insured as mentioned in Policy Schedule against this cover and as per plan opted.
Your organ donor gets covered in your policy. We also take care of the pre and post hospitalization expenses of the donor. Organ donating is one of the kindest deeds ever and we thought to ourselves, why not be a part of it!
Hospitals can go out of beds, or the patient’s condition may be rough to get admitted in a hospital. Don’t panic! We cover you for the medical expenses even if you get treatment at home.
Obesity may be the root cause of so many health issues. We absolutely understand this, and cover for Bariatric Surgery when it is medically necessary and advised by your doctor. However, we DONOT cover if hospitalization for this treatment is for cosmetic reasons.
If due to a trauma, a member has to be hospitalized for a psychiatric treatment, it will be covered under this benefit, upto INR 1,00,000. However, OPD consultations are not covered under this. The waiting period for Psychiatric Illness Cover is same as Specific Illness waiting period.
Before, during & after hospitalization, there are many other medical aids & expenditures such as walking aids, crepe bandages, belts, etc.,which need your pocket’s attention.This cover takes care of these expenses that are otherwise excluded from the policy.
What’s not covered?
Health Insurance Add-on Options with Digit
Enhance your health insurance policy with customisable add-ons at Digit. Here is the list of add-ons available that provide you with additional layers of protection beyond the basic coverage of your policy:
What are the Benefits of purchasing Health Insurance in Botad?
These days, the increase in the cost of living has become a reason to worry for many Indians. Moreover, the rapid rise of medical inflation has made people’s lives financially stressful. Even people in small cities such as Botad have begun to feel its effects. However, if they purchase a health insurance policy beforehand, there will be no reason to worry.
Listed below are the benefits of purchasing a health insurance policy:
Provides comprehensive coverage, including pre and post-hospitalisation expenses, domiciliary treatment costs, in-patient and day-care treatments
Provides financial coverage for critical illnesses such as cardiac attacks, cancer, organ transplant etc
According to Section 80D of the Income Tax Act, people can avail of medical insurance tax benefit on paying premiums
Special rewards in the form of cumulative bonuses for every claim-free year
Complementary check-ups for detecting hidden health issues
How to Buy/Renew a Health Insurance Policy Online?
Buying or renewing a health insurance policy online is now as easy as booking a movie ticket. 🤩 With just a few clicks, you can compare different plans, customise your coverage, and ensure continued financial security in medical emergencies. Follow these simple steps to buy or renew a health insurance plan:
Visit Digit’s Website or App
Visit Digit Health Insurance and go to the health insurance section and enter your phone number & PIN.
Enter Basic Details
Share information like age, family members to be covered, and any medical history or pre-existing disease.
Choose Your Plan
Select your coverage amount and add any rider if needed. Proceed and fill in additional details.
Make Payment
Complete the KYC & payment. Done! Your policy will be sent via email or WhatsApp or accessible on the Digit app.
Documents Required to Buy a Health Insurance Online
When purchasing a health insurance policy, insurers typically require some basic documents for verification. Below is a list of optional documents that may be needed at the time of purchasing a policy:
Identity/Age Proof
Address Proof
Income Proof
Previous Medical Reports (If any)
KYC Documents
How to File & Track Health Insurance Claim with Digit?
Filing or tracking a health insurance claim with Digit is easy and convenient. If you are filing for a cashless claim, confirm that your hospital is on Digit’s network list. Inform Digit in time, submit the pre-authorisation form via the hospital, and enjoy cashless treatment! 🙂 Here are the steps to file and track a claim:
Get Treated & Save Everything
Visit any hospital, pay the bills upfront, and collect all the necessary documents (bills, reports, prescriptions, discharge summary, etc).
Open Digit App & File Claim
Log in to the Digit App. Navigate to the ‘File a Health Claim’ section on the app. Choose the policy & type of claim you are filing and other details.
Submit all the Documents
Fill out the type of treatment, symptoms, hospital details etc. Scan and submit all the necessary documents in the desired format.
Register Claim & Relax
Click ‘Register Claim.’ We’ll review everything, and once approved, the amount will be reimbursed directly to your bank account.
Documents Required to File a Health Insurance Claim
When filing a health insurance claim, you need to submit certain documents to ensure a smooth and hassle-free process. Below is a list of essential documents that may be required while filing a health insurance claim at Digit:
Hospitalisation Documents
Cashless Documents
KYC Documents
Digit's Cashless Network Hospitals
Get cashless treatment at 9000+ hospitals across India
What are the things to know about Health Insurance in Botad?
It is important to assess whether the health insurance policy provides adequate financial coverage before purchasing a policy. You need to minutely check the diseases that the policy will cover and the health problems against which you cannot make any claim. A health insurance premium calculator can help you in this regard. Listed below are the points that you must remember before purchasing a health insurance policy in Botad:
Botad is not a Tier I city, so medical expenses may be less than in major urban centres. In addition, the premium amount is usually relatively low for a health insurance policy in Botad.
As per reports, medical expenses will increase more in the coming days. The Hindu has reported that spiralling costs are causing financial stress among patients and their families. Furthermore, it has been reported that costs have risen to 30% for both patients and hospitals.
Please note that as Botad is an industrial area, residents may be prone to diseases caused by industrial pollution. Moreover, there remains a chance of viral infections, cardiac problems, health hazards like diabetes and obesity and accidents. Therefore, it is necessary for the people of Botad to choose a suitable health insurance policy.
Many workers in Botad live alone. Such people can opt for individual health insurance policies to cover expenses for work-related illnesses. However, if their families stay to live with them, opting for a health insurance for family policy would be ideal.