9000+ Cashless Hospitals
Exclusive Wellness Benefits


Buy Health Insurance Policy in Noida Online, Up to 20% Off on Premium
The planned, integrated and modern industrial city of Noida is part of the national capital region of Uttar Pradesh. The city has been witnessing massive urbanisation and industrialisation with all modern means of connectivity and amenities. But, air pollution remains a major problem in this city leading to severe respiratory illnesses such as bronchitis, asthma, etc. Thus, being a resident of Noida, you should opt for health insurance that covers you financially during such mishaps.
What's Great about Health Insurance in Noida by Digit?
Key Benefits of Buying Digit's Health Insurance in Noida
Co-payment |
No |
Room Rent Capping |
No |
Cashless Hospitals |
9000+ Network Hospitals across India |
Inbuilt Personal Accident Cover |
Yes |
Wellness Benefits |
Available from 10+ Wellness Partners |
City Based Discount |
Up to 10% Discount |
Worldwide Coverage |
Yes* |
Good Health Discount |
Up to 5% Discount |
Consumables Cover |
Available as an Add-on |
Health Insurance Plans in Noida
Enhance your health insurance policy with customisable add-ons at Digit. Here is the list of add-ons available that provide you with additional layers of protection beyond the basic coverage of your policy:
What’s Covered in the Health Insurance Plans Offered by Digit?
Coverages
Double Wallet Plan
Infinity Wallet Plan
Worldwide Treatment Plan
Important Features
This covers for all hospitalisation expenses including due to an Illness, Accident, Critical Illness or even pandemics like Covid 19. It can be used to cover for multiple hospitalisations, as long as the total expenses are up to your sum insured.
You need to wait for a defined period from the first day of your policy to get covered for treatment related to any non-accidental illness. This is the Initial Waiting period.
Exclusive Wellness Benefits like Home Healthcare, Tele consultations, Yoga and Mindfullness and many more available on our App.
We provide a back-up Sum Insured which is 100% of your Sum Insured amount. How does Sum Insured Back Up work? Suppose your policy Sum Insured is Rs. 5 lac. You make a claim of Rs.50,000. Digit automatically triggers the wallet benefit. So you now have 4.5lac + 5 lac Sum Insured available for the year. However, one single claim, cannot be more than the base Sum Insured as in the above case, 5 lac. .
No claims in the Policy year? You get a bonus -an additional amount in your total sum-insured for staying healthy & claim free!
Different categories of rooms have different rents. Just like how hotel rooms have tarrifs. Digit plans give you the benefit of having no room rent cap, as long as it is below your Sum Insured..
Health insurance covers medical expenses only for hospitalisations exceeding 24 hours. Day care procedures refer to medical treatments undertaken in a hospital, requiring less than 24 hours due to technological advancement such as cataract, dialysis etc.
Get a world class treatment with the Worldwide Coverage! If your doctor identifies an illness during your health examination in India and you wish to get a treatment abroad, then we’re there for you.You’re covered!
We pay for your health check-up expenses upto the amount mentioned in your Plan. No restrictions on the kind of tests! Be it ECG or Thyroid Profile. Make sure you go through your policy schedule to check the claim limit.
There may be emergency life-threatening health conditions which may require immediate transportation to hospital. We absolutely understand this and reimburse for expenses incurred for your transportation to a hospital in airplane or helicopter.
Co-Payment means a cost sharing requirement under a Health Insurance Policy that provides that the Policyholder/Insured will bear a specified percentage of the admissible claims amount. It does not reduce the Sum Insured. This percentage depends on various factors like age, or sometimes also on your treatment city called zone based copayment. In our plans, there is no age based or zone based Co payment involved.
Get reimbursed for the expenses of road ambulance, in case you are hospitalised.
This cover is for all expenses before and after hospitalisation such as for diagnosis, tests and recovery.
Other Features
The disease or condition that you are already suffering with and have disclosed to us before taking the policy and has been accepted by us has a waiting period as per plan opted and mentioned in your Policy Schedule.
This is the amount of time you need to wait for, until you can make a claim for a specific illness. At Digit it is 1-3 years and starts from the day of policy activation. For the full list of exclusions, read Standard Exclusions (Excl02) of your policy wordings.
If You sustain an Accidental Bodily Injury during the Policy Period, which is the sole and direct cause of Your Death within twelve (12) months from the date of accident, then We will pay 100% of the Sum Insured as mentioned in Policy Schedule against this cover and as per plan opted.
Your organ donor gets covered in your policy. We also take care the pre and post hospitalisation expenses of the donor. Organ donating is one of the kindest deeds ever and we thought to ourselves, why not be a part of it!
Hospitals can go out of beds, or the patient’s condition may be rough to get admitted in a hospital. Don’t panic! We cover you for the medical expenses even if you get treatment at home.
Obesity may be the root cause of so many health issues. We absolutely understand this, and cover for Bariatric Surgery when it is medically necessary and advised by your doctor. However, we DONOT cover if hospitalisation for this treatment is for cosmetic reasons.
If due to a trauma, a member has to be hospitalised for a psychiatric treatment, it will be covered under this benefit, upto INR 1,00,000. However, OPD consultations are not covered under this. The waiting period for Psychiatric Illness Cover is same as Specific Illness waiting period.
Before, during & after hospitalisation, there are many other medical aids & expenditures such as walking aids, crepe bandages, belts, etc.,which need your pocket’s attention.This cover takes care of these expenses that are otherwise excluded from the policy.
What’s not Covered?
Health Insurance Add-on Options with Digit
Enhance your health insurance policy with customisable add-ons at Digit. Here is the list of add-ons available that provide you with additional layers of protection beyond the basic coverage of your policy:
Benefits of Purchasing Health Insurance in Noida
Noida is part of the National Capital Region (NCR), and the cost of living in the city is quite high. The cost of treatment for even some basic procedures is quite expensive and out of bounds for common people. Therefore, in light of the burgeoning cost of hospital bills and medical treatments, it would be a wise decision to have medical insurance that caters to the medical needs of your family.
Some benefits of buying health insurance are as follows:
Policyholders will get financial coverage for the treatment of all diseases and accident-related injuries.
The annual health check-up provides you with the facility of having a routine comprehensive health check-up. It helps you to review your health and take corrective steps as applicable.
A health insurance policy gives you a sense of stability and calmness in times of medical distress.
You will be eligible for tax deductions under section 80D of the Income Tax Act if you opt for a health insurance policy.
You can avail cashless treatments at any of our network hospitals.
How to Buy a Health Insurance Policy Online?
Buying a health insurance policy online is now as easy as booking a movie ticket. 🤩 With just a few clicks, you can compare different plans, customise your coverage, and ensure continued financial security in medical emergencies. Follow these simple steps to buy or renew a health insurance plan:
Visit Digit’s Website or App
Visit Digit Health Insurance and go to the health insurance section and enter your phone number & PIN.
Enter Basic Details
Share information like age, family members to be covered, and any medical history or pre-existing disease.
Choose Your Plan
Select your coverage amount and add any rider if needed. Proceed and fill in additional details.
Make Payment
Complete the KYC & payment. Done! Your policy will be sent via email or WhatsApp or accessible on the Digit app.
Digit's Cashless Network Hospitals
Get cashless treatment at 9000+ hospitals across India
Popular Hospitals in Digit's Network in Noida
Here’s the list of Digit's network hospitals in Noida, as of August 18th, 2025:
What Are the Things to Know About Health Insurance in Noida?
There are several factors that you should take into consideration while opting for a health policy in Noida:
You should look at the premium amount payable for renewal of the health insurance policy. You can use our online health insurance premium calculator tool to get a clear idea about the exact premium amount.
You must look into the kind of coverage that it provides to you and your family members. You should carefully select the policy after taking into account the medical history of your loved ones.
Lastly, look out for the waiting period that every health insurance policy mandates their policyholders to undergo before they can use all the benefits of the same.