Hyderabad is one of the best places to visit in India if you are a foodie. The city’s culinary heritage can be traced back centuries, with Hyderabadi Biryani being the most popular dish to have originated from this place.

Apart from the delicious food, Hyderabad is also an important city when it comes to commerce and industry. It is sometimes referred to as the ‘City of Pearls’ thanks to its flourishing pearl trade.

However, one must also acknowledge the negatives of this city, including the high occurrence of lung cancer in women. Moreover, accidental death is also quite common in the city’s streets.

In fact, according to a 2019 estimate, Hyderabad roads witness around four deaths every day. (1) These health hazards have driven the need for quality health insurance in Hyderabad.

Zonal Division of Hyderabad Based on Healthcare Expenses

Hyderabad is mostly categorised as a Zone B city when it comes to healthcare costs. This indicates that the expense of medical aid here is not as high as Zone A cities but still significantly higher than Zone C ones.

If you fail to buy health insurance in Hyderabad, you may incur considerable financial losses during emergency hospitalisation.

When will your Health Insurance Aid You?

Health insurance is immensely helpful whenever you need to seek hospital admission, whether it is to treat an illness or accidental injuries.

Besides pollution and road accidents, Hyderabad residents are exposed to several other health concerns as well. In 2019, the city reported more than 16000 cases of diarrhoea and 1300 typhoid cases. (2)

Therefore, health insurance in Hyderabad is one of the essential commodities, safeguarding your finances in the event of sudden illnesses.

Likewise, it can also prevent substantial monetary loss in the event of severe diagnoses, including cancer.

Which Health Insurance Policy should you opt for?

The kind of health insurance in Hyderabad you require depends entirely on your needs. Focus on its features and coverage to understand whether it fulfils your demands.

For instance, if you stay with family members, opting for a family health insurance is more economical and beneficial than availing separate policies for all.

Compare all available health insurance in Hyderabad online policies before deciding on a perfectly suitable one. Do not simply decide by a policy’s premiums but also consider its various facilities.

When you choose to buy health insurance in Hyderabad, you can expect the following benefits:

• Critical Illness Cover – Insurers cover the necessary hospitalisation charges when you seek hospital treatment on account of critical illnesses.
  
• Cumulative Bonus – With each claim-free term, policyholders get a cumulative bonus. This bonus leads to an increase in policy sum insured without hiking premium rates.
  
• Hospitalisation Expenses – If you are injured or ill and require hospitalisation, do not fret about the associated expenses. Your policy will compensate your hospitalisation charges.
  
• Annual Health Check-Ups – Your insurance company will bear the cost of a annual health check-up every year (on successful policy renewal). These screening tests can look for underlying health concerns in their nascent stages.
  
• Tax Benefits – Claim tax deductions under Section 80D when you are paying premiums for health insurance in Hyderabad.
  
• Mental Peace – Owning such a policy in your name also proffers peace of mind since you have a plan in place to deal with emergency medical needs.
  

Now, insurers also provide Covid-19 cover within all health insurance policies. With it, you can claim hospitalisation expenses when you require treatment at healthcare facilities for the viral infection.

Disclaimer: Health insurance policies can differ from one another. Read the terms and conditions of your policy to understand what is covered and what is not.

Regardless of why you choose a health insurance policy in Hyderabad, make sure you own one. They can make your life significantly easier during medical emergencies.