Health Insurance in Patna


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Port my existing Policy

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You can select more than one member

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  • -{{familyMember.multipleCount}}+ Max 4 kids
    (You can add multiple)

What's great about Health Insurance in Patna by Digit?

  • Easy Online Processes - From the process of buying a health insurance to making claims is paperless, easy, quick and hassle-free! No hard copies, even for claims! 
  • 25% Higher Sum Insured - Specifically, for Accidental Hospitalizations and Critical Illnesses, at zero cost! 
  • 0% Copayment - Our plans come with 0% Copayment. This means, during your claims- you need not pay anything from your pocket.
  • No Room Rent Restriction - Everyone has different preferences and we understand that. That’s why, we have no room rent restrictions. Choose any hospital room you prefer.
  • 2X Sum Insured - If you exhaust your sum insured and unfortunately need it again during the year, we refill it for you.https://d2h44aw7l5xdvz.cloudfront.net/assets/img/man-with-hand-injured.svg
  • No Claim Bonus - A reward for staying healthy! Get Yearly No Claim Bonus.
  • Get Treated at any Hospital - Choose from 6400+ of our network hospitals in India for cashless claims or opt for a reimbursement.
  • Advance Cash Benefit - Get pre-approved claims with an advanced cash before your treatment even begins.

What’s Covered in our Health Insurance?

Smart Option

Comfort Option

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What’s not Covered?

Pre-Natal & Post-Natal Expenses

Pre-natal and post-natal medical expenses, unless it leads to hospitalization.

Pre-Existing Diseases

In case of a pre-existing disease, unless the waiting period is over, the claim for that disease or illness cannot be made.

Hospitalization without Doctor’s Recommendation

Any condition you get hospitalized for, that doesn’t match with the doctor’s prescription is not covered.

How to file a Claim?

  • Reimbursement Claims - Let us know in case of a hospitalization within two days of admission at 1800-258-5956 or email us at healthclaims@godigit.com and we'll send you a link where you can upload your hospital bills and all relevant documents to process the reimbursement. 
  • Cashless Claims - Choose the network hospital. You can find the complete list of network hospitals here. Display e-health card to the hospital helpdesk and ask for the cashless request form. If all is good, your claim will be processed then and there.
  • Pre-Approved Claims with Advance Cash - Share your hospital estimate and medical records with us via email. Our health team will assess the documents and approve 50% of Advance Cash payment within 24 hours. The rest can be reimbursed post-discharge.

Health Insurance Simplified by Kids