Health Insurance in Bhopal


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Port my existing Policy

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I agree to the  Terms & Conditions

I agree to the  Terms & Conditions

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I agree to the Terms & Conditions

You can select more than one member

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  • -{{familyMember.multipleCount}}+ Max {{healthCtrl.maxChildCount}} kids
    (You can add multiple)

Is Coronavirus (COVID-19) covered in Digit Health Insurance?

  • Yes, Digit Health Insurance covers hospitalization charges due to positively being tested for Coronavirus (COVID-19). This is covered despite it being a pandemic.

What's great about Health Insurance in Bhopal by Digit?

  • Easy Online Processes - From the process of buying a health insurance to making claims is paperless, easy, quick and hassle-free! No hard copies, even for claims! 
  • Additional Sum Insured Available - Specifically, for Accidental Hospitalizations and Critical Illnesses, at zero cost! 
  • Covers Pandemics - We know people are scared of Coronavirus which is why we cover it!
  • No Age Based Copayment - Our Health Insurance come with No age based Copayment. This means, during your claims- you need not pay anything from your pocket.
  • No Room Rent Restriction - Everyone has different preferences and we understand that. That’s why, we have no room rent restrictions. Choose any hospital room you prefer.
  • 2X Sum Insured - If you exhaust your sum insured and unfortunately need it again during the year, we refill it for you.
  • Cumulative Bonus - A reward for staying healthy! Get Yearly Cumulative Bonus.
  • Get Treated at any Hospital - Choose from 5900+ of our network hospitals in India for cashless claims or opt for a reimbursement.

What’s Covered in our Health Insurance?

Smart Option

Comfort Option

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What’s not Covered?

Pre-Natal & Post-Natal Expenses

Pre-natal and post-natal medical expenses, unless it leads to hospitalization.

Pre-Existing Diseases

In case of a pre-existing disease, unless the waiting period is over, the claim for that disease or illness cannot be made.

Hospitalization without Doctor’s Recommendation

Any condition you get hospitalized for, that doesn’t match with the doctor’s prescription is not covered.

How to file a Claim?

  • Reimbursement Claims - Let us know in case of a hospitalization within two days of admission at 1800-258-4242 or email us at healthclaims@godigit.com and we'll send you a link where you can upload your hospital bills and all relevant documents to process the reimbursement. 
  • Cashless Claims - Choose the network hospital. You can find the complete list of network hospitals here. Display e-health card to the hospital helpdesk and ask for the cashless request form. If all is good, your claim will be processed then and there.
  • If you have claimed for Coronavirus, make sure you have a positive test report from an authorized centre of ICMR – National Institute of Virology, Pune.