Buy International Travel Insurance for Malaysia

Travelling to Malaysia?

While we understand your excitement for the trip, have you spared any thoughts about purchasing a Malaysia travel insurance?

Why do you need to buy a travel insurance for Malaysia, you ask?

For starters, travelling can be riddled with unforeseen situations. Medical emergencies, loss of baggage, wallet theft and just about a thousand other things can put your travel plans in jeopardy. Especially with competent healthcare being quite expensive in Malaysia, travelling without a Malaysia travel insurance from India can lead you to incur substantial financial liabilities. Further, with the rise of petty crimes in cities like Kuala Lumpur, it is better to travel to Malaysia with a financial safeguard in place.

That is why, it is best to purchase an international travel insurance for Malaysia to make sure that you are financially protected under such circumstances.

Important Update: Changes in Malaysia Visa Rules for Indian Travellers

According to recent regulations introduced, Indian tourists can now visit Malaysia visa-free for a period of up to 30 days. This project, introduced to boost the country’s tourism, will be in effect until December 31, 2024.

Digit is one of the insurance providers which offer a Malaysia travel insurance policy. With this insurance policy in place, you can enjoy several benefits which will allow you to financially secure your travels effectively and avoid hassles.

Some of the reasons why you should choose Digit International Travel Insurance for your trip to Malaysia:

• Participate in Any of Malaysia’s Adventure Sports Without Any Reservation - With the high sum insured offered by Digit for emergency accidental treatment (for a single day adventure activities) you can partake in adventure sports without having to worry about the financial repercussions of hospitalisation in case you suffer an injury. So if you want to go bungee jumping in Selangor, you can participate without fear.  
• Avail Coverage for Reissuing Lost/Stolen Passport - Even though Malaysia is a pretty safe country to travel to, there always remains a risk of petty crimes like burglary or theft in the bigger cities like Kuala Lumpur. Under such circumstances, if your passport is stolen or lost, you can avail coverage for the same with our international travel insurance.
• Make Your Road Trips Stress Free - Imagine that you are on a road trip from Johor Baharu to Malaccha and happen to accidentally damage the rental car somehow, your financial liabilities arising under this situation will be covered under our insurance policy.
• All Round Financial Protection with a Nominal Premium  Rs. 225 - Digit provides one of the cheapest travel insurance for Malaysia, and thus provides you with an opportunity to financially safeguard yourself during your trip in exchange for a minimal premium payment. For example, you can avail a sum insured of up to $50,000 for one person for a seven day trip,  with a nominal premium of around Rs. 225 (excl.18% GST)! Yes, that’s right! It’s cheaper than what you have to pay for a meal at a restaurant.
• Reach Digit Without Hassle! - Also, don’t worry about not being able to reach Digit for claims while travelling in Malaysia. Remember, we are just a missed call away at +91-730347000! We promise to get back to you in 10 minutes.
• Delay in Your Luggage? - Well, now you don’t have to worry if there is a delay in receiving your baggage while travelling to Malaysia. Your travel insurance policy will provide reimbursement for the purchase of necessary things.
• Avail Coverage for Hospitalisation - Did you know that a one day stay at a private hospital in Malaysia can cost you somewhere around RM80-RM300? Which can go up to Rs. 5000. However, a travel insurance policy will cover the cost of hospitalisation (whether for illness or accidental) and save you from spending a part of your entire trip budget under such circumstances.

Apart from these, a travel insurance policy will also provide daily cash allowances, trip cancellation coverage, accidental death or disability coverage, personal liability and bail bond coverage, missed connection benefits among others to financially safeguard your travel to Malaysia.

With these few details in mind, you can purchase this international travel insurance and put your mind at ease about the various liabilities that can arise during your trip.

From the pristine beaches of Perhentian islands to the lush jungles of Borneo, the Petronas Towers of Kuala Lumpur to its equally famous Telekom Tower, Malaysia is a haven for every wandering soul.

Add to that the affordable flight tickets and accommodations, this historically significant country is incomparable as a potential travel destination. So, if you are looking to go backpacking with your friends, vacationing with your family or choosing potential honeymoon destinations, Malaysia has a lot to offer!

Best Time to Visit Malaysia

Malaysia, being tropical, has a weather that remains quite pleasant all year round, albeit a bit humid.

• The temperature here mostly flits between a comfortable 20°C and 30°C with the highlands being a bit cooler.
• The country is well known for unpredictable rainfall;

Considering these factors, the best time to visit Malaysia is:

• Between the months of December and February (for the West coast) or
• Between June to August (if you are visiting the East coast).

Malaysia Visa for Indian Citizens

What type of visa do Indians need to travel to Malaysia?

There are four methods through which Indians can travel to Malaysia as a tourist.

Visa-Free Entry for Indian Tourists: Malaysia now allows Indian tourists to visit the country visa-free starting December 1st, 2023.

Prime Minister Anwar Ibrahim stated that Indian nationals could enter the country without a visa. He also said that high-security screening will be in place for travellers.

Things to Keep in Mind:

• Duration of Stay: 30-day visa-free entry for Indian tourists.

• Travel Duration: Visa-free entry is valid for arrival dates between 1st Dec’23 and 31st Dec’24.

Visa on Arrival for Indian Tourists

Indian tourists have the option to apply for a visa on arrival when travelling to Malaysia. 

This option is only available if you enter Malaysia via the four connected countries - Thailand, Singapore, Brunei or Indonesia.

Apart from the standard visa rules, keep in mind that:

• Visitors must also land in the country through any one of the designated air, sea or land routes.

• The visa on arrival fees is RM200.00.

• Indian citizens cannot land in Malaysia directly and avail of a tourist visa on arrival. 

Travellers also have the option to apply for an eVisa or eNTRI, during and post the visa-free entry period.

eVisa Facility for Indian Tourists: If you are travelling to Malaysia as a tourist or for study, employment or medical treatment, you would have to apply for an eVisa to enter the country.

The single-entry eVisa is valid for 3 months and the holder is entitled to stay for the total of days subjected to eligibility of their nationality. Please check your stay period on the official website while applying for a visa.

Be sure to have the necessary documents ready before you can apply. You will need:

• A passport-sized photo

• Make sure your passport is valid for more than 6 months.

• Confirmed return ticket

• Sufficient funds to cover your expenses or stay in Malaysia

• Proof of paid accommodation, and

• Other supporting documents.

You will be required to printout your eVisa and present it upon your arrival at Malaysia entry checkpoints.

The eVisa processing fees are RM 105.00 (ie; INR 1870) excluding service charges.

eNTRI Option for Indian Tourists: Under a special visa waiver program, Indian passport holders can gain single entry into Malaysia by registering themselves online through the Electronic Travel Information & Registration (eNTRI).

With the eNTRI registration, you can enjoy the liberty to stay in the country for a period of up to 15 days.

Under this process, you will be issued with an eNTRI Note, which will act as the document that will grant you entry into the country.

Fee to obtain the eNTRI Note - While applying for the eNTRI Note you will need to pay the visa fee of $21.50.

Things to remember:

You can avail the eNTRI Note by applying for the eNTRI Registration. You must also note that:

• You must obtain the visa at least 48 hours before your departure to Malaysia.

• This visa will allow you to stay in the country for a maximum of 15 days.

• It is a single entry visa, and you will need to re-apply for it if you plan to enter Malaysia again.

• You can apply for an eNTRI visa once every 3 months.

If your trip exceeds the period of 15 days, you will need to apply for a single entry visa with a validity of up to 30 days.

Know more about Malaysia Tourist Visa for Indians

Top 10 Things to Do in Malaysia

Rich in both natural endowments and man-made marvels, Malaysia offers plenty of activities for tourists. Out of the plethora of things you can do in the country, the following is a list of the top 10 ones that you must absolutely not miss at any cost!

• Visit the Petronas Towers, Kuala Lumpur - The twin skyscrapers of Petronas are among the more famous landmarks around the world. Get a bird’s eye view of the city from the observation deck, set on the towers’ Level 86.
• Take a Tour of the Georgetown Historic City - Experience a fascinating confluence of the eastern and western cultures with a visit to Georgetown, Penang. With a modern touch to its colonial traditions, this quaint city has an old-world charm.
• The Historical City of Malacca - Dotted with historical attractions in its every corner, tourists visit Malacca to get a taste of Malaysia’s heritage.
• Explore the Redang Island - Explore Redang island’s tropical forests and climb its rocky cliffs and hilltops on the shoreline to glimpse the vista of the island and the sea surrounding it. 
• Take a Ride on the Langkawi Cable Car Near Pantai Kok - Take a cable car up to Langkawi’s second highest peak from the Oriental Village, and savour the surrounding panorama. Once you reach the final stop of the cable car ride, take a walk on the sky bridge connecting Mount Mat Cincang and its neighbouring peak.
• View Kuala Lumpur from Atop the Menara Tower - Planning a date night with your special someone? you can take them to Atmosphere 360, a revolving restaurant atop the Menara tower at 282 metres from the ground.
• Trek Through the Kinabalu National Park - Mount Kinabalu is the highest peak of South-East Asia and stands at 4095 Metres. Trek through the surrounding Kinabalu National Park with about 4500 different species of flora and fauna
• Retreat to the Cameron Highlands - Apart from being one of the oldest tourist spots in Malaysia, Cameron Highlands is well -known for  tea estates, nurseries, orchards, lakes, wildlife, rivers and all things nature has to offer.
• Sample Some Local Nasi Kandar - Nasi Kandar in Malaysia is as good as it gets when it comes to delicious food. It is one of the country’s staples and means mixed rice, which comes topped with chicken, seafood, other meats, etc.
• Visit the Orang-Utans at Sepilok - Take a tour of the Sepilok orangutan rehabilitation centre in East Malaysia and observe these majestic creatures in their natural habitat.

So, there you go! These are the 10 things you must absolutely not miss during your visit to the country.

Things to Know While Travelling in Malaysia

Even though Malaysia has embraced western influence to quite an extent, it still remains conservative in a few areas. Therefore, there are a few guidelines you must absolutely follow during your travel to Malaysia. For example,

• Follow proper dress code  - Since the official religion of Malaysia is Islam, the country follows a pretty strict dress code. It is crucial for you to follow the same and dress according to the norms that are followed. For instance, make sure your clothes cover your torso. Ensure that you wear sleeves that reach below your elbow and your dress covers you up to the knees. While entering any mosque, it is crucial for men to wear long sleeved shirts and full-length trousers. Women should also make sure that they keep their heads covered.
• Social Norms - Malaysia has strict laws regarding public consumption of alcohol, even in areas that are frequented by foreigners. You can attract legal trouble if you are found drinking in areas apart from designated bars or pubs. Further, public displays of affection (like kissing) should also be avoided in public areas.
• Laws Related to Drugs - Drugs are illegal in the country and can lead to imprisonment if they are found on in your system. Tourists are often subjected to urine tests on their arrival to the country for drug detection. Further, anyone found guilty of trafficking is sure to face a death penalty in the country.
• For LGBTQ Travellers - Malaysia has a strict ban on cross-dressing and homosexual activities. Even though it is unlikely for LGBTQ travellers to face any difficulty during their travels, it is advisable for them to practice caution while travelling in Malaysia.

Safety Measures to Follow if You are an Indian Tourist Travelling to Malaysia

Malaysia is generally a safe country for tourists. It is normally not a place where you are at risk to encounter violence. However, you must be cautious of the petty crimes that are pretty common in certain parts of the country.

So, before your trip commences, the following is a list of things you must bear in mind while you are in Malaysia:

• Petty Crimes - Kuala Lumpur, like all other big cities in the world, has its moments as far as petty crimes like pickpocketing, assault, credit card frauds, etc. are concerned. Thus, you should exercise caution in busy tourist areas, while walking alone at night, etc.
• Selling Used Tickets - One of the most prevalent scams in Malaysia is one that involves selling used tickets to tourists for various attractions. You might find locals selling you tickets at discounted prices in front of attractions but beware of them as they are most likely invalid/used up.
• Charging High Prices for Food - There are a few Nasi Kandar stalls in areas of Penang, Perhentian Islands, Kuala Lumpur etc. that have been accused of making up prices for their food on the spot and charging tourists a higher price for the same.
• Boat Reservation Scams - Boat scams in Penang National Park and Perhentian Islands are quite common, and tourists are often duped into making an expensive reservation in these spots.
• Fake Travel Agents - In the recent few years, the rise of the digital platform has led to the emergence of quite a few fake travel agents in Malaysia, as noted by the Malaysian Association of Tours and Travel Agents. It is, therefore, crucial for you to make sure that you do not fall prey to illegal guides while you are in the country.
• Traffic Congestions - Traffic in the cities can be a cause for concern. In some places, the roads are quite congested while their condition in some other places can be downright dangerous. However, as an Indian, you will find that the traffic rules in Malaysia are quite similar to that back home.
  
• Diseases Like Dengue - The occurrence of vector-borne diseases is quite common in Malaysia. For instance, Dengue is one disease that you must be aware of while travelling in the country.

Apart from these, Malaysia is pretty much a safe country to travel to without many stringent laws. 

Indian Embassy in Malaysia

Whenever you are travelling abroad, it is best to keep the number of the Indian embassy of the place handy. For instance, the Indian embassy for Malaysia is in Kuala Lumpur and can be reached at (00-603)62052350, 62052351.

Address – High Commission of India, Level 28, Menara 1 Mon’t Kiara, No. 1, Jalan Mon’t Kiara, 50480, Kuala Lumpur.