Digit has been quite prompt in becoming one of the most popular and acclaimed insurance providers in India over past years. As an owner interested in finding the best protection for your two-wheeler with a Bajaj CT 100 insurance policy, you must also note these factors which contribute to Digit’s popularity:
Multiple Policy Options to Choose from - As an owner, it is vital you have adequate insurance policy options to choose from, and in turn, ensure you have the best fit for your Bajaj CT 100. Digit is well aware of this need and offers multiple types of insurance policies which cater to different customer needs. These are:
- Third-party Liability Two-Wheeler Insurance Policy - This type of insurance policy only covers the liability charges which might come up in the event of an accident. This includes both injury to a third-party individual, as well as that of damage to vehicle or property. Even though mandatory, these policies do not cover damages to your CT 100 in the event of an accident.
- Comprehensive Two-Wheeler Insurance Policy: These policies financially protect your CT 100 from both third-party liability charges and any damage caused to your two-wheeler due to an accident. Additionally, Bajaj CT 100 insurance policies also protect your motorbike financially from damages caused due to fire, explosion, earthquake, flood, and other natural or manmade calamities, etc.
Furthermore, if you have purchased your CT 100 after September 2018, you also have the option to avail a third type of insurance policy. These policies, known as own damage cover, only provide the benefits of a comprehensive two-wheeler insurance policy, sans its third-party liability part. You must have a valid third-party liability cover for your two-wheeler in case you choose to purchase an own damage cover.
Various Add-Ons for Enhanced Safety - Digit offers multiple add-on covers which can be purchased along with your comprehensive Bajaj CT 100 insurance policy for complete protection of your motorcycle. These include -
- Breakdown assistance.
- Consumable cover.
- Engine and gear protection insurance.
- Return to invoice cover.
- Zero depreciation insurance cover.
- Extensive Coverage of Network Garages - Digit boasts of a large number of network garages which numbers to more than a 1,000 repair centres across India. Though it can be hoped, you do not have to go through such circumstances, in the event of an accident you can easily take your CT 100 to any of these centres for cashless service.
- Convenient Claim Filing Procedure - Digit is quite aware of the hoops most owners of two-wheelers have to go through when they file for a claim on their bike insurance policy. Subsequently, Digit offers a hassle-free claim filing option which allows you to complete the whole procedure within a few minutes. You can simply file a claim online using your smartphone. Even Digit’s verification process offered on Bajaj CT 100 bike insurance is smartphone-enabled, allowing you to self-inspect and thereby reduce wastage of time. Digit also boasts of a high ratio of claim settlements which indicates towards a positive result for your claim filing.
- Enhanced 24x7 Customer Service - As a service that is required during grave emergencies, it is vital for insurance providers to be accessible at any time. Well aware of this necessity, Digit offers a customer service that is available every day of the week, through 24 hours. Irrespective of whether it is a query or filing of a claim, you can easily reach out to our customer representatives 24X7.
- Reduced Premium with No Claim Bonus Benefits - While you must already be a safe rider, mishaps can come up at any time. However, if you can complete a year of insurance policy without filing any claim, you will be eligible for a no claim bonus. This can be a substantial sum which allows a significant reduction in the policy premium and consequently lowers your Bajaj CT 100 bike insurance price.
- Option to Customize IDV - IDV or Insured Declared Value is the lump sum amount of money which you are to receive if your motorcycle gets stolen or damaged in an irreparable fashion. While such circumstances are quite terrible, this lump sum amount of money is quite helpful in replacing your two-wheeler. Digit offers you the option to customize and decide your IDV as per your necessity and convenience. Notably, your Bajaj CT 100 bike insurance price varies depending on the IDV you choose.
- Prompt Online Purchase and Renewal - Online availability of Digit insurance allows you to check and compare different cover options and choose as per your preference. Furthermore, this also speeds up the process of purchase. In case of renewal of your policy, you can log in using credentials and check CT 100 insurance price before confirming it.
CT 100 happens to be one of the two-wheelers which offer exceptional service and lasts through tests of time. However, as an owner, it is also important that you take proper care of this piece of machine. Consequently, availing an insurance policy along with regular maintenance of your CT 100 can go a long way.
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