Tiruchirappalli is a major tier-II metropolis in Tamil Nadu. It is also known as Trichy or Tiruchi. Tiruchirappalli is the fourth largest agglomeration in the state. This city is home to several significant industries and educational hubs. In addition, Tiruchirappalli is a popular tourist destination with numerous notable temples.

Resultantly, the city roads are overcrowded with hefty traffic and congestion, leading to unforeseen incidents and losses.

Considering the risks of accidents and damages, every car owner must insure their vehicle to safeguard them from damages. While searching for a reliable insurance provider, you may find several names in the market. One such name is Go Digit.

Digit offers several exceptional and customised features and benefits.

Digit car insurance policies offer you ample benefits. Some of them are listed below:

• Smartphone-enabled Self-inspection: With Digit, you can easily raise a claim against your car insurance policy by following simple steps:
  • Call on the helpline from your registered mobile number
  • Receive a self-inspection link from Digit
  • Follow the guidelines to capture the images of the damages to your car from your smartphone
  • Choose Reimbursement or Cashless as a mode of repair and end your claiming process

Thus, Digit makes your claim settlement process easy and convenient. The entire claim settlement procedure is online. Thus, it takes less time and eliminates the hassles of documentation and form fill-ups. Hence, you can opt for a superfast claim settlement when you choose Digit as your insurance partner. This easy claim settlement has helped Digit to maintain a higher claim settlement ratio (CSR) for private cars.

• IDV Customisation: IDV or Insured Declared Value plays a vital role in your car insurance policy. It refers to the current market value of your car. Thus, it directly impacts the insurance premium amount, and the sum insured. Digit values the convenience and satisfaction of its clients. Therefore, they provide you with an option to choose your vehicle’s IDV for a comprehensive car insurance policy. Do note that higher IDV will result in a higher premium amount.
• Vast Chain of Network Garages: When you choose the cashless mode of repair, you can get your car repaired from Digit’s network garages. Digit has thousands of network garages all over India. When you claim a cashless repair, you need not pay a single penny from your end. Moreover, you get a 6-months warranty on every repair from a Digit network garage.
• Round-the-clock Customer Assistance: Digit’s customer care number is active 24 hours a day, seven days a week. You can reach out to our executives even on weekly and national holidays. So, whenever you have any insurance-related queries, feel free to contact Digit. Our team is always ready to assist you.

Digit car insurance safeguards you and your vehicle in many ways. Here are some of them:

• Choose Different Car Insurance Policies: Digit offers three types of car insurance policies. Here are they:

  • Third-party Car Insurance Policy
  • Comprehensive Car Insurance Policy
  • Own Damage Car Insurance Policy

While the third-party plan offers coverage for third-party losses, the comprehensive plan covers personal and third-party liabilities. The premium amount and features of each of these plans are different. Own damage covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts.

• Avoid Legal Penalties and Complications: As per the Motor Vehicles Act 1988, every Indian vehicle must be insured against third-party risks. However, any violation of this rule can attract a penalty of ₹ 2000, which reaches ₹ 4000 if the offence is repeated.Moreover, in some cases, the offender is imprisoned for 3 months with a driving license suspension. By choosing an insurance plan from Digit, you can ensure legal compliance.
• Customise with Add-ons: Digit’s comprehensive car insurance policy allows you to include certain add-on covers. You can buy these add-ons at a slightly extra premium amount to extend your insurance coverage.For instance, if you choose the zero-depreciation cover, you can get a higher compensation since the depreciation cost of car parts won’t be considered during claim settlement. In case you don’t have a zero depreciation cover, you will end up having a lesser compensation amount when you file a claim.Digit has a range of customisable add-ons such as tyre protect cover, engine and gearbox protection cover, daily conveyance benefit, etc. You can choose add-ons according to your requirement and budget.
• Personal Accident Cover: The personal accident cover provides financial assistance to cover the expenses of medical treatment for injuries and total disability caused by fatal accidents. This cover provides financial relief in the event of injuries, permanent disability, or worse. It even compensates for income loss, helping protect your family’s financial future. Additionally, having a health insurance policy ensures wider protection by covering hospital bills and accident-related treatment costs.

Following are the car insurance add-ons available in Tiruchirappalli:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover