Car Insurance in Dehradun
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Dehradun, the capital city of Uttarakhand, is one of the busiest cities in India. If you are a resident of this city owning a private car, you must opt for a car insurance policy. Car insurance policies safeguard you against financial losses caused due to damage to own car and third-party damages caused during an accident depending on the type of insurance you opt for.
In addition, the Motor Vehicles Act of 1988 mandated that all private vehicle owners in India have to purchase a third-party motor insurance policy.
You can consider Digit Insurance as one of the trusted insurance providers. It offers you third-party and comprehensive insurance policies at affordable premiums with quick claim settlement. Keep reading to know more.
Located in the Garhwal region, Dehradun reflects rich Garhwali culture and warm hospitality. Known for its cool, windy climate and scenic beauty, the city thrives on tourism and agriculture. With a population of 5.78 lakhs and over 10 lakh registered vehicles—mostly commercial jeeps and cars—it sees a surge in visitors during peak seasons, making it a bustling gateway to the Himalayas.
Why Do You Need Car Insurance in Dehradun?
Let's look at some of the challenges faced by car owners in Dehradun which makes having a valid car insurance policy even more important.
Congestion
Once known for low pollution, Dehradun now faces frequent traffic jams due to booming tourism, growing industries, and narrow roads. Congestion peaks during work hours and tourist seasons, despite efforts by traffic police to manage the flow.
Weather Conditions
As it has already been mentioned, the weather is always towards the chilly and windy side, worsening the road conditions more. Summer temperature might hike up to 44 degree Celsius but just for a few days. Fog is quite common over here, leading to some dreadful accidents. Other than that, during the monsoon season, Dehradun has to survive heavy and protracted rainfall, leading to degrading the condition of roads even further.
Robbery
Vehicle thefts are on the rise, with over 250 cases reported in just three months. Protecting your car—often a major investment—is essential. A reliable car insurance policy, like Digit’s online plan, offers vital coverage against theft and damage, ensuring peace of mind.
How Can Digit Insurance Save Your Car in Dehradun?
There are innumerable times when you have thought of investing in the best car insurance. Well, now it is time to turn this thought into reality with Digit Insurance. Want to know how?
Choose from the Three Types of Policies: Digit offers the below-mentioned car policies:
- Third Party Car Insurance: This insurance pays for you when you are legally held responsible for a mishap that has caused bodily injury or property damage to any other party. The damage to your car is not covered in this plan.
- Comprehensive Car Insurance: This policy covers third-party claims and the damage to your own car, which can be further customized with add-ons for better protection.
- Own Damage: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
Check: Use Car Insurance Calculator to get the car insurance quotes.
- Fast Claims: The claims are superfast and this centre has already settled around 96% claims for the private cars. You will receive a 24 x 7 call facility, even on National Holidays.
- Better Protection with Add-ons: To increase the scope of coverage of your comprehensive plan you can choose suitable add-ons. For Dehradun, You can opt for a “Return to invoice” add-on to prepare yourself to face any probable theft. Also you can go for “Roadside assistance” which will help in case of car breakdown in a hilly road.
- Personal Accident Cover: Fog causes a lot of accidents on the roads of Dehradun. So, personal accident cover or PA Cover is a must that will help the family of the policyholder in case of any accident resulting in the death of the owner-driver or permanent disability. However, you can also have a separate health insurance plan that covers the costs of treatment during an accident.
Why Choose Car Insurance in Dehradun by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Digit has settled 96% of motor claims, with most processed in just a few hours. The digital-first approach ensures minimal paperwork and quick turnaround, so you can get back on the road sooner.
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
Key Features of Digit's Car Insurance Policy
Car Insurance Plans in Ahmedabad
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
Own Damage
|
Damages/Losses to own car due to an accident |
×
|
✔
|
✔
|
|
Damages/Losses to own car in case of fire |
×
|
✔
|
✔
|
|
Damages/Losses to own car in case of a natural calamity |
×
|
✔
|
✔
|
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
|
Personal Accident Cover |
✔
|
✔
|
×
|
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
|
Theft of your car |
×
|
✔
|
✔
|
|
Customize your IDV |
×
|
✔
|
✔
|
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party insurance
Car Insurance Add-ons Available in Dehradun
Following are the car insurance add-ons available in Dehradun:
How to Buy Car Insurance in Dehradun with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Dehradun
Here’s the list of Digit's top 25 cashless garages in Dehradun, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.
Digit Insurance Registered Offices in Dehradun
Here is the list of office addresses in Dehradun as of August 5th, 2025: