Car Insurance in Madurai
9000+ Cashless Garages
96% Claims Settled (FY 24-25)
Buy or Renew Car Insurance in Madurai Online, Up to 90% off
Madurai is the administrative headquarters of Madurai District and the cultural capital of Tamil Nadu. The city is an important educational and industrial hub in South Tamil Nadu. It houses several chemical, automobile, rubber, and granite manufacturing industries.
A sizeable number of individuals commute to this city on a daily basis for different purposes, which leads to substantial traffic congestion on the roads. Such circumstances can further result in unforeseen accidents and financial loss. That is why car owners of Madurai must opt for a car insurance plan to safeguard themselves from such losses.
If you are seeking a renowned car insurance provider in Madurai, choose Digit as it offers an array of benefits, including an easy and quick claim settlement procedure.
Why Should You Opt For Digit Car Insurance Plan in Madurai?
Listed below are the various benefits of opting for a car insurance online policy from Digit:
- Facility to Customise IDV: The Insured Declared Value (IDV) forms one of the most vital components of car insurance. It basically refers to a car’s current market value and directly affects the insurance premium. Plus, at the time of claims, it has a direct impact on the claim amount. Individuals who opt for a car insurance policy with Digit get the benefit of customising their IDV as per their choice.
- Quick and Simple Claim Settlement: Digit has made raising car insurance claims smartphone-enabled and paperless. The entire 3-step digital claims procedure at Digit offers a simple and stress-free experience to all individuals. This online process takes only a few minutes to complete, and it eliminates the hassles of filling up forms and submitting several documents. One simply needs to place a call on Digit. Following that, a link for self-Inspection is sent to their registered mobile numbers. They have to follow a stepwise guide and click the pictures of the damages on their smartphones. The concerned team will get back with an estimated quote. Finally, you can opt for the desired mode of repair - reimbursement or cashless via the network garages. This online claim filing process has helped Digit to achieve a high claim settlement ratio.
- Vast Network of Garages for Cashless Repairs: The car insurance policyholders of Digit get the benefit of choosing from thousands of cashless network garages for repairing damages free of cost. So, you don’t need to pay anything extra while having the claimed repairs done.
- 24/7 Support Even on National Holidays: Car insurance policyholders can get their doubts or queries cleared from the customer support representatives at Digit at any time on any day. This even includes national holidays.
How Can Digit Insurance Save Your Car in Madurai?
Purchasing car insurance from Digit in Madurai can help safeguard one financially against a mishap via several ways. These are listed below:
Personal Accident Cover: A personal accident cover provides you with financial assistance when a car accident results in permanent disabilities, injuries, or death. Your family’s income loss due to these circumstances is also covered. For broader protection, Digit offers a health insurance plan that covers hospitalisation after accidents.
Choose from Different Options for Car Insurance Policies: At Digit, you get to opt for these three types of car insurance plans:
- Comprehensive Car Insurance: Comprehensive car insurance from Digit covers expenses for both own and third-party damages. This also provides protection from unforeseen losses resulting from theft, fire, or a natural or man-made calamity.
- Third-Party Car Insurance: In India, this car insurance plan is mandatory as per the Motor Vehicles Act, 1988. While third-party car insurance from Digit does not cover own vehicle damages, it covers one against liabilities occurring in case of damage or loss caused to a third-party vehicle, person, or property.
- Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
- Eliminate Legal Complications: You need to purchase third-party car insurance not only to protect yourself from any financial loss due to accidents or mishaps but also to avoid paying a fine of ₹ 2,000. Due to subsequent offences, this fine might increase to ₹ 4,000. In some cases, you might be imprisoned for up to 3 months or even have your license suspended for driving without a car insurance plan.
Opt for Add-Ons to Customise Your Insurance: To get an extended coverage, you can choose from different add-on covers that come with a comprehensive car insurance policy from Digit. These are some of them:
- Return to Invoice Cover: A return to invoice cover is ideal for new cars. With this cover, you will get compensated with the car’s invoice value if there is theft or damages beyond repair.
- Zero Depreciation Cover: If you opt for a zero depreciation cover, you will get the maximum claim amount without factoring in the depreciation cost of the car parts. In addition, you can get other add-ons like consumable cover, engine & gearbox protection, tyre protect cover, passenger cover, and breakdown assistance. So evidently, there are plenty of reasons to opt for a car insurance policy with Digit in Madurai.
Why Choose Car Insurance in Ahmedabad by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Digit has settled 96% of motor claims, with most processed in just a few hours. The digital-first approach ensures minimal paperwork and quick turnaround, so you can get back on the road sooner.
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
Key Features of Digit's Car Insurance Policy
What’s Covered in Digit Car Insurance in Madurai?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
Car Insurance Add-ons Available in Madurai
Following are the car insurance add-ons available in Madurai:
What’s not Covered in Digit Car Insurance in Madurai?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Madurai
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
|
Damages/Losses to own car due to an accident |
×
|
✔
|
|
Damages/Losses to own car in case of fire |
×
|
✔
|
|
Damages/Losses to own car in case of a natural calamity |
×
|
✔
|
|
Damages to Third-Party Vehicle |
✔
|
✔
|
|
Damages to Third-Party Property |
✔
|
✔
|
|
Personal Accident Cover |
✔
|
✔
|
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
|
Theft of your car |
×
|
✔
|
|
Doorstep Pick-Up & Drop |
×
|
✔
|
|
Customize your IDV |
×
|
✔
|
|
Extra protection with customized add-ons |
×
|
✔
|
Know more about the difference between comprehensive and third party insurance
How to Buy/Renew Car Insurance in Madurai with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Madurai
Here’s the list of Digit's top 25 cashless garages in Madurai, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.