Erode, the seventh largest urban agglomeration of Tamil Nadu, also holds the administrative headquarters of Erode district. A majority of its economy comprises oil and rice mills, textile, turmeric industries, etc. In addition, Erode features a large wholesale market and is remarkable for being one of the state's largest manufacturers of food products.

There has been a steep increase in vehicle numbers in the city in recent years, along with the rising population. On top of that, poor traffic management, inadequate infrastructure, and traffic violations frequently lead to congestion, mishaps and accidents.

Considering all this, every four-wheeler owner in the city needs to buy a car insurance policy to safeguard the vehicle from unforeseen incidents. If you are searching for reliable car insurance providers in Erode, Digit can be a suitable choice.

Digit has a high claim settlement ratio for car insurance in India.

When you choose the Digit car insurance policy, you can benefit from various exceptional features. Here are some of them:

• Options to Customise your Vehicle's IDV: IDV represents the Insured Declared Value of your car. It is the maximum amount your insurer will compensate you in case of irreparable damage or theft of your car. The IDV directly influences the car insurance premium, and the sum insured. When you choose Digit's comprehensive insurance policy, we allow you to customise your vehicle's IDV as per your convenience. Do note that lower IDV will mean lower premium amounts.
• Get Cashless Repairs from Digit's Network Garages: When you choose the cashless mode of repair, you can get your car repaired from any of our network garages without paying additional charges. We have thousands of network garages across India to help you out in emergencies. Moreover, all repair services provided by Digit network garages come with a warranty of 6 months.
• Smartphone-enabled Self Inspection: With Digit, you can easily raise a claim against your insurance policy through a smartphone-enabled self-inspection method. Here's what you need to do:
  • Call our toll-free number to receive the self-inspection link on your registered mobile number
  • Follow the instructions and click images of your vehicle's damage from your smartphone. We will provide you with a quote
  • Proceed further by choosing our Cashless or Reimbursement mode of repairs

Thus, choosing us lets you avail of an easy claim settlement without disrupting your busy schedule. Our claim settlement procedure is online and does not involve documentation or paperwork. Therefore, it takes less time to complete the whole process.

• Round-the-clock Assistance: When you choose us, you get 24/7 customer support to get a quick answer to all your insurance-related queries. Moreover, we are available every day irrespective of national holidays. Thus, whenever you are in doubt, reach our team for a prompt solution.

Here's how Digit's car insurance plans can help you to stay protected from financial losses due to unforeseen incidents:

• Choose Different Insurance Plan: Digit lets you choose from the following types of car insurance policies:

  • Comprehensive Car Insurance Policy
  • Third-party Car Insurance Policy

Assess your requirement and your budget to choose a suitable insurance plan. The coverage benefits and features will vary across the insurance plans.

• Avoid Legal Penalties: According to the Motor Vehicles Act 1988, all vehicle owners need to insure the vehicle against third-party risks. You are liable to pay a penalty of ₹ 2000 if you do not abide by this rule. The fine may increase to ₹ 4000 for repeated offences. Moreover, some selective cases can lead to suspension of your driving license and even imprisonment of 3 months. Thus, when you purchase our car insurance policy, you get to stay safe from these legal hazards.
• Get Personal Accident Cover: Every responsible vehicle owner must opt for a personal accident cover to maximise individual and family's financial security. The PA cover provides financial coverage for expenses due to bodily injuries, permanent disabilities, and death. Thus, when you purchase personal accident cover, you can protect your family from unexpected financial burdens at times of unfortunate incidents. The PA cover has to be bought in the name of the car owner.
• Include Add-ons: Add-ons offer you additional coverage, which you can purchase with a comprehensive car insurance policy to maximise your insurance benefits. However, you need to pay a minimum additional charge to avail this extra coverage. Moreover, you can customise these add-ons as per your requirement and convenience. Digit offers various add-ons ranging from engine and gearbox protection to zero-depreciation cover. If you have a new car, you can choose the return to invoice cover. Digit will compensate the entire amount mentioned in the car invoice in case of total damage or car theft.

You can choose any of them to extend your insurance coverage and enhance your security.