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Car Insurance in Panipat
Panipat is a historical city of Haryana. Panipat houses several textile industries and is often called a "city of weavers" or "textile cities". Besides textiles and carpets, it has several other small and medium-scale industries such as refinery, fertilisers, etc.
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Being one of the busiest cities, Panipat attracts huge traffic on a daily note. Moreover, most commuters use private cars in this city. If you are a car owner in Panipat, you should opt for a car insurance plan to avail financial protection in the event of a mishap or an accident. You can choose Digit Insurance as your car insurance provider. With Digit car insurance, you get 24/7 customer support and quick claim settlement.
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Renew Car Insurance in Panipat
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Up to 90% Off
with PAYD Add-On
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Car insurance Online, Up to 90% Discount
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9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Why Should You Opt for Digit Car Insurance Plan in Panipat?
Digit car insurance policies provide ample benefits. Some of them are listed below:
- Customise Your Vehicle IDV: IDV or Insured Declared Value represents the current market value of your car. It is one of the essential factors that directly affect the premium amount and the sum insured. Digit provides you with the liberty to customise your vehicle IDV according to your convenience and budget.
- 24/7 Customer Support: Digit values each customer and attempts to solve their insurance-related queries in the best possible ways. Therefore, you can get 24/7 assistance irrespective of weekly and national holidays.
- Cashless Repairs at Multiple Network Garages: You may face an unexpected vehicular breakdown while travelling, and the repair cost can be unaffordable at that moment. Digit offers cashless repair options from their network garages to assist you in such needy moments. You can opt for a cashless mode of repair while choosing Digit's comprehensive insurance policy. With this feature, you can get the vehicular damages repaired from the network garages without bearing any additional charges from your pocket. Moreover, every Digit network garage provides a 6-months warranty on repairs.
- Super-fast and Easy Claim Settlement: Digit can offer a quick claim settlement to its policyholders. The online car insurance claim settlement process eliminates the hassles of paperwork and document submission. Moreover, the entire procedure takes only a couple of minutes. The smartphone-enabled self-inspection method made the claim settlement procedure easy and convenient. You need to call Digit's toll-free number from your registered mobile number to get the link for self-inspection. Follow the stepwise guide, capture photos of your vehicle's damages from your smartphone and send it to them. Once they receive it, the concerned team will get in touch with you along with the estimation. You can choose the Cashless or Reimbursement mode of repair as per your convenience and proceed further. This online claim settlement procedure has enabled Digit to achieve a high claim settlement ratio for private cars.
How Can Digit Car Insurance Safeguard Your Vehicle in Panipat?
Digit car insurance helps you stay protected from unforeseen mishaps in many ways. Here are some of them:
Select from Range of Car Insurance Policies: When you opt for Digit, you can choose from the following car insurance plans types:
- Third-party Car Insurance: This insurance policy provides you financial assistance to cover the expenses of damages and losses caused by your car to a third-party individual or property.
- Comprehensive Car Insurance: A comprehensive policy provides coverage for expenses arising out of personal damages and losses besides covering third-party liabilities. This policy also covers the policyholder from damages caused by natural and man-made calamities and theft.
- Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
- Avoid Legal Penalties: A car owner must abide by the Motor Vehicles Act 1988 that mandates every vehicle must have a third-party policy. If you are found driving without a valid insurance policy, you will have to pay hefty penalties of ₹ 2,000. However, this amount can increase up to ₹ 4,000 in case of repeated offences. Furthermore, it can even lead to suspension of driving license and imprisonment of 3-months in some cases.
- Get Personal Accident Covers: A personal accident cover provides you with financial assistance to cover expenses for permanent disabilities, bodily injuries, and life loss caused by car accidents. Thus, when you purchase a car insurance policy from Digit, you ensure your family's financial security in case of unforeseen incidents. You can also consider Digit’s health insurance for extended hospitalisation coverage due to accidents.
- Customise With Add-ons: Digit offers you an option to customise your comprehensive car insurance policy with a range of add-ons. You need to pay a nominal additional charge to avail these added benefits. They offer added coverage to maximise your financial safety. For instance, you can opt for a zero-depreciation cover. If you have this add-on, then no depreciation value will be deducted, and you will get a higher amount in compensation. There are several other add-ons such as breakdown assistance, consumable cover, tyre protect cover, return to invoice cover and many more. So, by paying a slightly extra charge, you get to extend the policy coverage and enjoy additional financial protection.
Why Choose Car Insurance in Panipat by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Quick and hassle-free claim process that's digital and paperless
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
What’s Covered in Digit Car Insurance in Panipat?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
Car Insurance Add-ons Available in Panipat
Following are the car insurance add-ons available in Panipat:
What’s not Covered in Digit Car Insurance in Panipat?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Panipat
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
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Damages/Losses to own car due to an accident |
×
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✔
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Damages/Losses to own car in case of fire |
×
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✔
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Damages/Losses to own car in case of a natural calamity |
×
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✔
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Damages to Third-Party Vehicle |
✔
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✔
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Damages to Third-Party Property |
✔
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✔
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Personal Accident Cover |
✔
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✔
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Injuries/Death of a Third-Party Person |
✔
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✔
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Theft of your car |
×
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✔
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Doorstep Pick-Up & Drop |
×
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✔
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Customize your IDV |
×
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✔
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Extra protection with customized add-ons |
×
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✔
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Know more about the difference between comprehensive and third party insurance
How to Buy/Renew Car Insurance in Panipat with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Here’s the list of Digit's top 25 cashless garages in Panipat, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.