Car Insurance in Tirunelveli

Tirunelveli, a major city in Tamil Nadu, also known as Nellai, is the sixth-largest municipal corporation in the state. Administrative services, IT and educational services, tourism, banking, agricultural trading and machinery, etc. comprise the economy of this city. Moreover, with an extensive transport network, Tirunelveli features excellent connectivity with the rest of the country.

Resultantly, there are massive traffic jams and congestion on the roads of this city. This often causes damage, accidents and fatalities. Therefore, every car owner in Tirunelveli needs to purchase a motor insurance policy to safeguard their vehicle from unforeseen accidents.

If you are looking for a car insurance provider in Tirunelveli, Digit is an unmatched option. We offer an extensive range of features and benefits for our customers. Keep reading to learn more.

Our car insurance policy provides you with financial assistance at times of unexpected mishaps. Here are some of the ways Digit can be beneficial to you:

• Superfast Claim Settlement: With Digit, you can get your insurance claims settled in a few minutes. As our claim settlement process is online, you need not go through the hassles of filling up forms and documentation. We are known for maintaining a higher claim settlement ratio for car insurance policies. To make the claim settlement procedure convenient, we have introduced a smartphone-enabled self-inspection process. You can simply raise a claim against your insurance policy by calling on our toll-free number. After you call us, we will send a self-inspection link to your registered mobile number. You need to follow the stepwise guidelines and capture pictures of your vehicle’s damaged parts. Once we receive the images, our concerned team will contact you with an estimate.
• 24/7 Customer Assistance: We value our client’s convenience. Therefore, our representatives are always available for round-the-clock assistance. Whenever you have an insurance-related query, reach us for a prompt solution. We are also available on national holidays.
• Options to Customise your Vehicle’s IDV: When you choose Digit, you get to select your vehicle’s IDV or Insured Declared Value. IDV is a crucial component of your comprehensive car insurance policy. It is the market value of your vehicle. It directly impacts the insurance policy premium, and the sum insured. We allow every policyholder to customise their vehicle’s IDV as per convenience. If you choose lower IDV, the sum insured and premium amount will also be less.
• Cashless Repairs at Network Garages: You can repair your car from any of our network garages without bearing any additional charges from your end. There are thousands of network garages all across the country where you can opt for a cashless repair when you claim your insurance. You will get a 6-month warranty on every repair.

Here are the ways in which a Digit car insurance policy can help you stay protected from unforeseen accidents:

• Choose Different Car Insurance Policies: Digit insures your four-wheeler in two ways:

  • Third-party Car Insurance: A third-party car insurance policy covers you financially to stay protected against third-party liabilities.
  • Comprehensive Car Insurance: A comprehensive insurance policy comprehensively covers the losses for third-party as well as own damages. 
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.

Select an insurance plan according to your need and budget.

• Avoid Legal Penalties: According to the Motor Vehicles Act 1988, vehicle owners should have at least a third-party plan. Any vehicle owner travelling without a valid car insurance policy is liable to pay a fine of ₹ 2000. Moreover, this amount can rise to ₹ 4000 if committed repeatedly. Besides, there are certain protocols under which you might be imprisoned for three months with a suspension of your driving license. So, when you opt for Digit’s car insurance policy, you are safe from such legal complications.
• Include Add-ons: When you purchase a comprehensive car insurance policy, you can extend your insurance coverage with add-ons if you want. In exchange for a slightly higher premium payment, you can avail of added benefits from your insurance policy. For instance, if you choose engine and gearbox protection cover, you can get compensation for the expenses of repairing your car’s gearbox and engine damaged during an accident. Repairing engine components can be quite expensive. Other add-ons from Digit include zero depreciation cover, roadside assistance cover, passenger cover and more.
• Get Personal Accident Cover: Personal accident cover is mandatory when you opt for buying a motor insurance policy. This cover helps manage medical costs from accidental injuries or permanent disabilities. It also provides income support during the recovery period. However, for added security, a health insurance plan can help alleviate the burden of hospitalisation and medical expenses resulting from accidents.

Thus, choosing Digit not only helps you to steer clear of legal issues but also covers your family finances during unforeseen mishaps.

Following are the car insurance add-ons available in Thirunelveli:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover