Car Insurance in Jamshedpur
9000+ Cashless Garages
96% Claims Settled (FY 24-25)
Buy or Renew Car Insurance in Jamshedpur Online, Up to 90% off
Jamshedpur, India's first planned industrial city, is Jharkhand's largest and most populous city. As founded by Jamshedji Tata, this city is also known as Tatanagar. It is considered one of the cleanest and fastest-growing cities in India. Besides, Jamshedpur deserves mention in terms of quality of life as well.
The famous Tata Steel and Tata Motors are based in Jamshedpur. Apart from that, this city houses renowned sports academies and educational institutes. This leads to an influx of workers from across the country.
With the increasing population, the standard of living and vehicle population, traffic congestion, accidents and fatalities are frequent here.
Therefore, as a responsible car owner, you must insure your vehicle to keep it protected during unforeseen mishaps. In case you are searching for a trusted insurance provider in Jamshedpur, turn to Digit at once.
How Can Digit Car Insurance Protect Your Vehicle in Jamshedpur?
Here are the ways Digit car insurance policy can safeguard your four-wheeler during severe mishaps:
- Avoid Legal Issues: The Motor Vehicles Act 1988 mandates a compulsory third-party car insurance policy for every vehicle owner. Any violation of this mandate can drag you into legal hazards with hefty penalties that can rise to ₹ 4000 for repeated offences. Moreover, in certain cases, authorities can suspend your driving license and imprison you for three months as well. Thus, a car insurance policy can be the saviour in such cases.
- Choose Different Insurance Policies: Digit allows you to choose from the following insurance policies:
- Third-party Car Insurance
- Comprehensive Car Insurance
- Own Damage Car Insurance
While the third-party plan covers you in case of third-party liabilities, a comprehensive plan covers both personal and third-party losses and damages.
- Customise with Add-ons: Add-ons provide additional coverage that you can purchase by paying a nominal additional charge with your comprehensive car insurance policy. They are customisable as per your budget and requirement. Digit offers you an extensive range of add-ons such as tyre protect, zero-depreciation cover, roadside assistance, consumable cover, etc. Let's take the instance of roadside assistance cover. This will cover the expenses that you incur for repair replacement costs in case of a sudden breakdown in the middle of the journey. You can also get coverage for towing charges, taxi service charges and more. This add-on is useful if you frequently travel long distances.
- Get PA Cover: PA cover or Personal Accident Cover, is essential for every vehicle owner. It provides financial assistance for expenses due to permanent disabilities and injuries caused by an accident. Moreover, it includes coverage to protect the policyholder's family from unexpected financial burdens in the event of the car owner's sudden death. If you already have a health insurance plan, you can also claim the hospitalisation charges due to an accident.
So, for legal compliance and financial protection against unwanted money outflow due to unforeseen mishaps, make sure to get a Digit car insurance plan.
Why Choose Car Insurance in Jamshedpur by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Digit has settled 96% of motor claims, with most processed in just a few hours. The digital-first approach ensures minimal paperwork and quick turnaround, so you can get back on the road sooner.
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
Key Features of Digit's Car Insurance Policy
What’s Covered in Digit Car Insurance in Jamshedpur?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
Car Insurance Add-ons Available in Jamshedpur
Following are the car insurance add-ons available in Jamshedpur:
What’s not Covered in Digit Car Insurance in Jamshedpur?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Jamshedpur
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
|
Damages/Losses to own car due to an accident |
×
|
✔
|
|
Damages/Losses to own car in case of fire |
×
|
✔
|
|
Damages/Losses to own car in case of a natural calamity |
×
|
✔
|
|
Damages to Third-Party Vehicle |
✔
|
✔
|
|
Damages to Third-Party Property |
✔
|
✔
|
|
Personal Accident Cover |
✔
|
✔
|
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
|
Theft of your car |
×
|
✔
|
|
Doorstep Pick-Up & Drop |
×
|
✔
|
|
Customize your IDV |
×
|
✔
|
|
Extra protection with customized add-ons |
×
|
✔
|
Know more about the difference between comprehensive and third party insurance
How to Buy/Renew Car Insurance in Jamshedpur with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Jamshedpur
Here’s the list of Digit's top 4 cashless garages in Jamshedpur, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.
Digit Insurance Registered Offices in Jamshedpur
Here is the list of office addresses in Jamshedpur as of August 5th, 2025: