Jamshedpur, India's first planned industrial city, is Jharkhand's largest and most populous city. As founded by Jamshedji Tata, this city is also known as Tatanagar. It is considered one of the cleanest and fastest-growing cities in India. Besides, Jamshedpur deserves mention in terms of quality of life as well.

The famous Tata Steel and Tata Motors are based in Jamshedpur. Apart from that, this city houses renowned sports academies and educational institutes. This leads to an influx of workers from across the country.

With the increasing population, the standard of living and vehicle population, traffic congestion, accidents and fatalities are frequent here.

Therefore, as a responsible car owner, you must insure your vehicle to keep it protected during unforeseen mishaps. In case you are searching for a trusted insurance provider in Jamshedpur, turn to Digit at once.

Digit car insurance policies cover you financially in the event of an accident or theft. Here are the top benefits that you can get by purchasing a car insurance policy from us:

• Quick and Easy Claim Settlement Process: Digit provides an online claim settlement process that lets you raise a claim against your insurance policy online. It does not involve the hassles of paperwork, documentation, and other written formalities. Thus, it saves time and helps claim an insurance settlement superfast. Our smartphone-enabled self-inspection method turns the process even more convenient. You can call our toll-free number to get the self-inspection link on your registered number. Then, you can capture the damaged parts of your vehicle from your mobile phone following the instructions and send it to us. We will get back to you with an estimate after receiving the images.
• Option to Customise IDV: When you choose us as your insurance partner, you unlock a list of convenient features. IDV customisation is one of them. IDV or Insured Declared Value represents your car's current market value. This directly influences your car insurance premium and the sum insured. Maintaining transparency with each client, Digit allows every policyholder to choose their vehicle's IDV as per their convenience.
• Cashless Repair from Digit's Network Garages: You can opt for our cashless repair mode while claiming your insurance policy and get your car repaired from one of our network garages. You need not pay any additional charge for the repair services. Digit comes with a vast chain of network garages that you can find all over the country. You will get a 6-months warranty on all repairs from these garages.
• 24/7 Customer Support: You can reach our customer care representative for any insurance-related query via calling our helpline number. Our representatives will connect with you at any time of the day and solve every problem with patience and care. Moreover, we are available 24/7, irrespective of Sundays and national holidays.

Here are the ways Digit car insurance policy can safeguard your four-wheeler during severe mishaps:

• Avoid Legal Issues: The Motor Vehicles Act 1988 mandates a compulsory third-party car insurance policy for every vehicle owner. Any violation of this mandate can drag you into legal hazards with hefty penalties that can rise to ₹ 4000 for repeated offences. Moreover, in certain cases, authorities can suspend your driving license and imprison you for three months as well. Thus, a car insurance policy can be the saviour in such cases.
• Choose Different Insurance Policies: Digit allows you to choose from the following insurance policies:
  • Third-party Car Insurance Policy
  • Comprehensive Car Insurance Policy 

While the third-party plan covers you in case of third-party liabilities, a comprehensive plan covers both personal and third-party losses and damages.

• Customise with Add-ons: Add-ons provide additional coverage that you can purchase by paying a nominal additional charge with your comprehensive car insurance policy. They are customisable as per your budget and requirement. Digit offers you an extensive range of add-ons such as tyre protect, zero-depreciation cover, roadside assistance, consumable cover, etc. Let's take the instance of roadside assistance cover. This will cover the expenses that you incur for repair replacement costs in case of a sudden breakdown in the middle of the journey. You can also get coverage for towing charges, taxi service charges and more. This add-on is useful if you frequently travel long distances.
• Get PA Cover: PA cover or Personal Accident Cover is essential for every vehicle owner. It provides financial assistance for expenses due to permanent disabilities and injuries caused by accident. Moreover, it includes coverage to protect the policyholder's family from unexpected financial burdens in the event of the car owner's sudden death. This cover is a mandatory expansion for any vehicle insurance plan as per the motor laws of the country.

So, for legal compliance and financial protection against unwanted money outflow due to unforeseen mishaps, make sure to get a Digit car insurance plan.