Car Insurance in Sonipat

Sonipat, a city in the state of Haryana, is a municipal corporation and administrative headquarter of the Sonipat district. It lies 214 km southwest of the state’s capital, Chandigarh. The city reflects rapid industrial growth and houses six HSIIDC industrial estates.

Being an industrial city, the roads remain congested with heavy traffic most of the time. The constant increase in the number of vehicles in recent years coupled with poor traffic management and road infrastructure often lead to accidents and other mishaps.

Four-wheeler owners of the city must opt for car insurance plans to financially secure themselves from expenses caused due to unforeseen incidents.

On getting your vehicle insured, you get financial assistance to bear the expenses of losses and damages caused due to accident, theft or damage. Several insurance providers offer car insurance in India; if you are looking for one of the best, then turn to Digit. Digit’s round-the-clock service and super-fast claim settlement procedure are some of the many reasons that set it apart from others.

Opting for a Digit car insurance policy lets you avail of several benefits. Here are some of them:

• Customise Your Vehicle’s IDV: Your vehicle’s IDV is basically the current market value of your car. Therefore, the Insured Declared Value directly impacts your insurance premium and the sum insured. Digit allows every policyholder to choose their vehicle’s IDV as per their convenience or budget.
• Smartphone-enabled Claim Settlement Process: With Digit, the claim settlement procedure becomes the easiest. You can simply call on their toll-free number to initiate the settlement procedure. Now, you will receive a link on your registered mobile number. Next, you need to click the images of damaged car parts with your smartphone and send them to Digit’s team. Upon receiving the pictures, the concerned team reverts back with an estimated quotation. You can then proceed with choosing the mode of repair that is convenient for you. Both Cashless and Reimbursement mode of repair is available with Digit. The online mode of filing a claim against your car insurance does not require any documentation or paperwork. Moreover, it takes only a couple of minutes to complete the entire procedure.
• Get Cashless Repairs From Network Garages: When you choose Digit, you can opt for cashless repairs from any of their network garages. Digit comes with a chain of thousands of network garages spread across India where you can repair your damaged car without spending any additional charges from your end. Besides, every Digit network garages offer a warranty of 6 months on any of the car repairs.
• 24/7 Customer Assistance: Whenever you come up with an insurance-related query, call Digit for a quick solution. Their customer support number is available 24 hours, irrespective of weekends and national holidays. Therefore, whenever you need assistance, you can get in touch with us.

Digit safeguards you financially during unexpected mishaps in several ways. Some of them are mentioned below:

• Avoid Legal Penalties: According to the Motor Vehicles Act 1988, every vehicle owner must at least opt for a third-party insurance policy. If you drive without a valid insurance plan, you will have to pay a penalty of ₹ 2000. However, the amount may increase to ₹ 4000 if you commit the same offence repeatedly. Besides, for some selective cases, authorities can suspend your driving license or imprison you for 3 months. Thus, opting for a car insurance policy from Digit saves you from these legal complications.
• Choose Different Insurance Policies: Digit provides you with three types of car insurance policies. They are:
  • Third-party Car Insurance
  • Comprehensive Car Insurance
  • Own Damage Car Insurance

You can choose a suitable policy based on your budget, requirement and convenience. Do note that buying a comprehensive policy proves to be more beneficial as compared to a third-party plan due to various added benefits.

• Opt for Personal Accident Cover: Every car owner must have a personal accident cover. It offers financial coverage for any expenses due to bodily injuries, permanent disabilities, and death caused by an accident. This coverage is crucial as it helps to provide financial security to your family in times of need. You can further strengthen your safety net with Digit’s accident-related health insurance coverage.
• Customise with Add-ons: Add-ons, as the same suggests, offer additional benefits you can avail yourself while choosing a comprehensive car insurance policy. You can get a bunch of added benefits by paying an additional charge. With Digit’s comprehensive car insurance policy, you can get multiple add-ons such as consumable cover, tyre protection cover, return to invoice cover, zero-depreciation cover and more. By choosing add-ons, you can extend the coverage and maximise your benefits from a car insurance policy. The best part is you can customise add-ons according to your choice and preference. So, choose the preferred add-on covers from Digit with a comprehensive policy and get extended coverage at a nominal extra cost.

Following are the car insurance add-ons available in Sonipat:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover