General
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Car Insurance in Sonipat
Sonipat, a city in the state of Haryana, is a municipal corporation and administrative headquarter of the Sonipat district. It lies 214 km southwest of the state’s capital, Chandigarh. The city reflects rapid industrial growth and houses six HSIIDC industrial estates.
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Being an industrial city, the roads remain congested with heavy traffic most of the time. The constant increase in the number of vehicles in recent years coupled with poor traffic management and road infrastructure often lead to accidents and other mishaps. Four-wheeler owners of the city must opt for car insurance plans to financially secure themselves from expenses caused due to unforeseen incidents. On getting your vehicle insured, you get financial assistance to bear the expenses of losses and damages caused due to accident, theft or damage. Several insurance providers offer car insurance in India; if you are looking for one of the best, then turn to Digit. Digit’s round-the-clock service and super-fast claim settlement procedure are some of the many reasons that set it apart from others.
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Renew Car Insurance in Sonipat
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Up to 90% Off
with PAYD Add-On
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Car insurance Online, Up to 90% Discount
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9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Why Should You Choose Digit Car Insurance in Sonipat?
Opting for a Digit car insurance policy lets you avail of several benefits. Here are some of them:
- Customise Your Vehicle’s IDV: Your vehicle’s IDV is basically the current market value of your car. Therefore, the Insured Declared Value directly impacts your insurance premium and the sum insured. Digit allows every policyholder to choose their vehicle’s IDV as per their convenience or budget.
- Smartphone-enabled Claim Settlement Process: With Digit, the claim settlement procedure becomes the easiest. You can simply call on their toll-free number to initiate the settlement procedure. Now, you will receive a link on your registered mobile number. Next, you need to click the images of damaged car parts with your smartphone and send them to Digit’s team. Upon receiving the pictures, the concerned team reverts back with an estimated quotation. You can then proceed with choosing the mode of repair that is convenient for you. Both Cashless and Reimbursement mode of repair is available with Digit. The online mode of filing a claim against your car insurance does not require any documentation or paperwork. Moreover, it takes only a couple of minutes to complete the entire procedure.
- Get Cashless Repairs From Network Garages: When you choose Digit, you can opt for cashless repairs from any of their network garages. Digit comes with a chain of thousands of network garages spread across India where you can repair your damaged car without spending any additional charges from your end. Besides, every Digit network garages offer a warranty of 6 months on any of the car repairs.
- 24/7 Customer Assistance: Whenever you come up with an insurance-related query, call Digit for a quick solution. Their customer support number is available 24 hours, irrespective of weekends and national holidays. Therefore, whenever you need assistance, you can get in touch with us.
How Can Digit Car Insurance Save Your Car in Sonipat?
Digit safeguards you financially during unexpected mishaps in several ways. Some of them are mentioned below:
- Avoid Legal Penalties: According to the Motor Vehicles Act 1988, every vehicle owner must at least opt for a third-party insurance policy. If you drive without a valid insurance plan, you will have to pay a penalty of ₹ 2000. However, the amount may increase to ₹ 4000 if you commit the same offence repeatedly. Besides, for some selective cases, authorities can suspend your driving license or imprison you for 3 months. Thus, opting for a car insurance policy from Digit saves you from these legal complications.
- Choose Different Insurance Policies: Digit provides you with three types of car insurance policies. They are:
- Third-party Car Insurance
- Comprehensive Car Insurance
- Own Damage Car Insurance
You can choose a suitable policy based on your budget, requirement and convenience. Do note that buying a comprehensive policy proves to be more beneficial as compared to a third-party plan due to various added benefits.
- Opt for Personal Accident Cover: Every car owner must have a personal accident cover. It offers financial coverage for any expenses due to bodily injuries, permanent disabilities, and death caused by an accident. This coverage is crucial as it helps to provide financial security to your family in times of need. You can further strengthen your safety net with Digit’s accident-related health insurance coverage.
- Customise with Add-ons: Add-ons, as the same suggests, offer additional benefits you can avail yourself while choosing a comprehensive car insurance policy. You can get a bunch of added benefits by paying an additional charge. With Digit’s comprehensive car insurance policy, you can get multiple add-ons such as consumable cover, tyre protection cover, return to invoice cover, zero-depreciation cover and more. By choosing add-ons, you can extend the coverage and maximise your benefits from a car insurance policy. The best part is you can customise add-ons according to your choice and preference. So, choose the preferred add-on covers from Digit with a comprehensive policy and get extended coverage at a nominal extra cost.
Why Choose Car Insurance in Sonipat by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Quick and hassle-free claim process that's digital and paperless
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
Key Features of Digit's Car Insurance Policy
What’s Covered in Digit Car Insurance in Sonipat?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
What’s not Covered in Digit Car Insurance in Howrah?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Howrah
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
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Damages/Losses to own car due to an accident |
×
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✔
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Damages/Losses to own car in case of fire |
×
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✔
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Damages/Losses to own car in case of a natural calamity |
×
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✔
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Damages to Third-Party Vehicle |
✔
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✔
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Damages to Third-Party Property |
✔
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✔
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Personal Accident Cover |
✔
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✔
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Injuries/Death of a Third-Party Person |
✔
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✔
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Theft of your car |
×
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✔
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Doorstep Pick-Up & Drop |
×
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✔
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Customize your IDV |
×
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✔
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Extra protection with customized add-ons |
×
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✔
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Know more about the difference between comprehensive and third party insurance
Car Insurance Add-ons Available in Sonipat
Following are the car insurance add-ons available in Sonipat:
How to Buy/Renew Car Insurance in Sonipat with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Sonipat
Here’s the list of Digit's top 4 cashless garages in Sonipat, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.