Car Insurance in Anand

Anand, known as the Milk Capital of India, is a city in Gujarat famous for Amul Dairy. Besides, it is the administrative centre of the Anand district. The city lies between Ahmedabad and Vadodara, at a distance of 101km from the state capital Gandhinagar.

Considering its vast industries ranging from agricultural to chocolate plants and several renowned engineering industries, Anand has a diverse economy. The presence of heavy industries attracts masses from various parts of the country, contributing to a higher population. Heavy vehicle movement is another major cause of traffic snarls.

As a car owner in the city of Anand, buying a car insurance policy is essential. It will protect you financially during unforeseen incidents. However, if you are still in doubt about choosing a reliable car insurance provider, you can turn to Digit.

Digit comes with a high claim settlement ratio and offers various benefits.

A car insurance online policy from Digit can help you stay protected from unwanted mishaps in many ways. Here's why you should opt for Digit:

• Smartphone-enabled Claim Settlement: As our claim settlement procedure is online, you need not visit us in person. You can raise a claim and have it settled in minutes. Moreover, there's no hassle of filling up forms or submitting documents. We have introduced the smartphone-enabled self-inspection feature, which is super-easy and convenient; anyone can get it done without compromising their work schedule. First, dial our toll-free number from your registered mobile to receive a self-inspection link. Next, follow the stepwise guidelines to shoot your car's damages and send it to us. We will provide an estimate. Finally, you can end the procedure by choosing a repair mode between the Cashless and Reimbursement modes.
• Customise Your Vehicle's IDV: IDV is the current market value of your car. It is the maximum amount your insurance provider will offer you as compensation in case your vehicle is stolen or damaged beyond repairs. Insurance Declared Value directly affects your insurance premium and the sum insured. So, when you opt for a comprehensive insurance policy from us, we allow you to customise your IDV at your convenience.
• Get Cashless Repairs From Digit's Network Garages: With Digit, you can either choose the cashless mode or reimbursement mode while you file a claim. With this cashless repair mode, you can get your car repaired from our network garages without bearing any additional cost. Moreover, we have thousands of network garages across India that offer a 6-months warranty on every repair.
• 24/7 Assistance: Our helpline number is available 24/7. So, whenever you come across an insurance-related query, reach us for a prompt solution. We provide round-the-clock assistance irrespective of Sundays and national holidays.

Here are the ways a Digit car insurance policy can assist you in keeping your vehicle protected from unforeseen incidents:

• Avoid Legal Penalties: As per the Motor Vehicles Act 1988, you will be fined a charge of ₹ 2000 if you do not get at least a third-party plan for your vehicle. However, if you repeatedly keep violating this rule, there will be a penalty of ₹ 4000. Besides, you can be imprisoned or suspended for your driving license in certain situations. So, purchasing a car insurance policy from Digit protects you against such legal liabilities.
• Get Personal Accident Cover: When you purchase personal accident cover, you not only safeguard yourself but also protect your family from sudden financial burdens. PA cover is a mandatory extension that you have to get when buying a motor insurance plan. This cover will protect you financially against all expenses caused by bodily injuries and permanent disabilities during an accident. If the vehicle owner passes away due to any mishap, Digit will provide compensation to the family. Also, a health insurance policy can be beneficial in such a case. If you already have a health policy that covers your parents, then you are protected with more coverage related to hospitalisation.
• Customise With Add-ons: Our comprehensive car insurance policies include add-ons that help you extend your insurance policy coverage. However, you need to pay an extra charge for this, but the benefits you receive are worth it. These add-on covers are exclusively available with comprehensive plans. Digit offers a range of add-ons such as zero depreciation cover, daily conveyance benefit, breakdown assistance and more. You can choose any add-ons to maximise your benefit from a Digit car insurance policy.
• Choose A Convenient Car Insurance Policy: These are the three types of insurance policies that you can buy from Digit:
  • Third-party Car Insurance 
  • Comprehensive Car Insurance
  • Own Damage Car Insurance

The features and benefits of each plan are different, and the cost involved will also vary. So, assess your requirements and budget and then choose a suitable plan.

Following are the car insurance add-ons available in Anand:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover