Car Insurance in Indore

According to the Motor Vehicles Act of 1988, car owners need to have at least a third-party insurance policy. A car insurance policy is especially important if you are a vehicle owner in Indore, the largest city in Madhya Pradesh. The people here prefer to commute in their private cars, and thus the city's roads remain gridlocked throughout the day.

Having a car insurance policy will make sure that you do not have to face financial losses due to expenses arising out of unforeseen accidents. There are many insurance policy providers that you can choose from while opting for a car insurance policy. Among them, Digit is a name that you can trust.

Following are the car insurance add-ons available in Indore:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

The trading hub of India, Indore is located in the heart of our country. Indore, the largest city of Madhya Pradesh offers the best view of majestic palaces co-existing with commercial centres. Apart from being considered as the state's commercial capital, the food capital of India is also famous for a mouth-watering culinary experience. Tourists across the world come to devour the delicious food of India as well as to get the royal experience of such Shining city. 

Fast-paced development has caused a significant rise in the vehicle count. According to a report from the road transport department, 4,63,062 vehicles have been registered during the last 3 years. 423 new vehicles hit the roads in Indore every day.

Challenges Faced by Car Owners in Indore

• They Got Stuck in the Traffic: As Indore is developing at a fast pace, It’s high time to eradicate the traffic problem. There is no traffic signal in the city that works in a structured way. Vehicles and people pop out from everywhere. Going through that road looks like some kind of snake and ladder game which is very dangerous for the driver and the other people on the road as well. Big commercial vehicles block the road all the time which causes huge problems for the pedestrian as well as the car owners.
• Bad Road Condition: Another major problem faced by the car owner is the bad road condition. Driving through the city can be painful because of the poor condition of the road which can lead to the damage of the vehicle as well as can cause accidents. The streets of the Indore are full of potholes and dirt, garbage all over the road. Even in monsoons, most of the roads get damaged and become dangerous for driving.
• Car Theft on the Rise: Car thefts in Indore are growing day by day. Not only that Indore car owners are facing an issue of valuables being stolen from the cars. Thieves are stealing the luxury car logos and selling them at 60% of the original price in the black market.

Want to save your car from any disaster or theft? Well yes, you can do that easily with the Digit car insurance.  You can buy digit car insurance in Indore online which can be a  shield to your car and protects your car from every odd.  Digit insurance provides various types of insurance policies that you can choose according to your needs.

• Choose from Three Types of Car Insurance Policies:
  • Third-Party Liability Policy: It covers the third party claims if you are held responsible for their property damage, bodily injury or even death.
  • Comprehensive Car Insurance: It covers your car from damages caused by accident, fire, flood, theft, riot or events alike. The third-party liability is covered under this as well.
  • Own Damage: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Avoid Heavy Fines: In India, Third-party car insurance is a legal obligation. In the absence of insurance, a car owner will suffer from a Fine of Rs.2000 or/and imprisonment of 3 months for the first offence and Rs.4000 for the subsequent offence or/and imprisonment of 3 months. In the worst cases, it can also lead to the cancellation of the license.
• Comprehensive Policy to Protect Your Car: In Indore, where car owners face many challenges as mentioned above, a comprehensive car insurance policy can be a saviour. This policy covers the cost of damages to the car in unfavourable conditions like accidents, thefts, riots, floods, cyclones. Owing to the bad road conditions coupled in traffic in Indore, car owners should go for a comprehensive policy.
• Add-ons Suitable for Indore: Bad road conditions may result in break-down of your car, so breakdown assistance cover can be really helpful in Indore as you can ask for  24X7 roadside assistance against this add-on. Also, Return to the invoice will be a wise option to face any unfortunate event like a theft.