Kollam is located in the state of Kerala and on the Malabar Coast. It is the fourth largest city in this state and is famous for cashew processing and coir manufacturing. In addition, the city is home to various home-grown brands of jewellery, textiles, shopping malls, and car showrooms.

As Kollam is connected with major places like Kochi, Trivandrum, Alappuzha, Palakkad, and Kottayam, the roads experience sufficient traffic during peak hours. However, poor traffic management and heavy rainfall often lead to congestion creating traffic snarls. This situation makes obtaining a car insurance policy from a credible service provider essential.

If you are a car owner in Kollam and are looking for a reliable insurer, rely on Digit to get countless benefits. Digit offers a simple and quick claim settlement process and continuous customer service. In addition, Digit maintains transparency and credibility at each level of the claim settlement procedure.

There are some other factors for which you must choose Digit as your car insurance provider.

Following are the car insurance add-ons available in Kollam:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

The insurance protects the car from the damage and dents with the full coverage. Here are a few factors that you should consider before buying car insurance online.

• IDV Customisation: The IDV or Insured Declared Value is the market value of your vehicle. IDV is directly related to your vehicle insurance premium, and the sum insured. The higher the IDV, the higher will be the premium you pay for your vehicle insurance. Upon choosing Digit as your vehicle insurance partner, you will be able to customise the IDV at your convenience and budget.
• Availability of Thousands of Network Garages: Digit understands that you may need assistance in any part of the country; hence, there are thousands of network garages available pan India. At these facilities, the damaged areas of your car are quickly repaired free of charge. Moreover, there will be six months of warranty on a repair from any network garages in Digit. So, if you wish to opt for cashless repair, you can visit your nearest Digit network garage.
• Fast and Simple Claim Settlement Process: Digit offers a quick and simple claim settlement process with the help of smartphone-enabled self-inspection features. Just call us to receive a link in your registered contact details. Next, follow the instructions and send us clear pictures of the damaged area of your car. Once we receive these pictures, our executive will send you an estimate. You can then choose the preferred mode of repair. Also, the online procedure of filing claim settlement process eliminates filing multiple forms and submitting documents. The hassle-free and paperless process of claim settlement makes Digit one of the trusted car insurance providers in Kollam.
• 24/7 Customer Care: To resolve your queries related to the car insurance policies, the customer care representatives of Digit are available round the clock. The helpline portals are open 24/7 and even on national holidays to attend to all your questions related to your policy.

Here's how Digit car insurance can safeguard you from various mishaps in Kollam:

• Availability of Personal Accident Cover: A personal accident cover is compulsory for car owners buying an insurance plan. This cover offers complete financial assistance in case of body injuries, permanent disability and even loss of life, which helps you safeguard your family's financial health in your absence. You can also get a health insurance policy from Digit that covers the cost of hospitalisation and acts as a shield against any financial dilemma at unforeseen times.
• Avoid Legal Consequences: In India, as per the Motor Vehicles Act, 1988, it is mandatory to get a third-party vehicle insurance policy. Anyone not abiding by this mandate will face stringent consequences, such as fines of ₹ 2,000. The fine may even rise to ₹ 4,000. In case of repeated offences, there might be cancellation of driving license or even 3 months of jail.
• Customise Add-ons: When you opt for a comprehensive car insurance policy, Digit allows you to customise the policy with add-ons. These add-ons offer additional coverage that can help you out in various circumstances. With the comprehensive policy from Digit, you can get a number of add-ons like tyre protection cover, roadside assistance, zero depreciation cover, gearbox and engine protection, etc. For example, if you are choosing a tyre protection cover, Digit will cover the cost of replacing or repairing the damaged tyre. Additionally, the insurer takes care of the labour charges, including removing, refitting and rebalancing on behalf of the car owner.
• Select From Multiple Car Insurance Policies: There are three types of car insurance policies available in Digit that you can choose based on your convenience:

Comprehensive Car Insurance: This type of car insurance policy offers extensive coverage for both personal and third-party damages.

Third-Party Car Insurance: This type of car insurance plan covers only the losses that occurred to the third-party vehicles, property or person.

Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.

Assess your requirement and budget and choose a suitable car insurance plan today.