Guwahati, the largest metropolis in north-eastern India, is the biggest city in Assam. It is referred to as the ‘Gateway to North-eastern India’. This city connects its state with the rest of India via National Highway 27. The mountains and lakes near this city attract tourists from all over the country.

Besides tourism, this city’s economy comprises petroleum and tea manufacturing. Goods trucks from West Bengal, Bihar, and other states often enter Assam via Guwahati. On top of that, heavy rainfall, traffic mismanagement and a rising number of vehicles lead to massive congestion, accidents and even fatalities.

Though the authorities plan to monitor the traffic through a hi-tech Integrated Traffic Management System, accidental risks are not yet resolved entirely. Therefore, car owners from Guwahati need to buy car insurance policies to stay protected from unforeseen accidents.

If you are looking for a reliable car insurance provider in Guwahati, switch to Digit for a sorted solution. You can trust Digit for their round-the-clock assistance, superfast claim settlement, and a bunch of added features.

Following are the car insurance add-ons available in Guwahati:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

When you choose Digit car insurance policies, you get a range of convenient services and benefits that can help you during unexpected mishaps:

• Options to Customise IDV: IDV or Insured Declared Value is a crucial factor for your car insurance policy. It influences your insurance’s premium as well as the sum insured. Digit maintains transparency with every client. Thus, you get options to decide your vehicle’s IDV when you choose Digit’s car insurance policy.
• Superfast Claim Settlement: Digit conducts the claim settlement procedure entirely online. Therefore, the entire process can be wrapped up in minutes, without any documentation or paperwork needed. So, you can choose Digit for a superfast claim settlement process. With their smartphone-enabled self-inspection method, you can raise a claim against your insurance policy in the easiest way. Just follow these simple steps, and you are done:
  • Call on the toll-free number and get a link for self-inspection on your registered mobile number
  • Follow the guidelines and click images of the damages to your car from your smartphone
  • Choose the mode of repair: Cashless or Reimbursement

Thus, claim your insurance settlement in three easy steps with Digit.

• Cashless Repair from Digit Network Garages: Digit comes with thousands of network garages across the country where a policyholder can get cashless car repairs. When you choose the cashless mode of repair, you don’t need to bear any additional expenses from your end. Instead, your Digit car insurance policy covers it all. Moreover, you get a 6-month warranty on every repair done from a network garage.
• 24/7 Helpline: Whether it’s a Sunday or a national holiday, Digit’s helpline number is open 24 hours. You can get in touch with our executives whenever you need expert advice regarding any insurance-related issues.

Digit car insurance can help you stay protected from unforeseen accidents in several ways. Some of them are mentioned below:

• Choose a Convenient Car Insurance Policy: Digit offers you three types of car insurance policies:

  • Third-party Car Insurance: This mandatory insurance policy helps you cover the financial expenses incurred due to third-party losses and damages caused in an accident.
  • Comprehensive Car Insurance: A comprehensive car insurance policy covers the third-party liabilities and your damages and losses incurred due to an accident. It also provides coverage for damages caused due to natural catastrophes, fire, theft, etc.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Avoid Legal Hazards: As per the Motor Vehicles Act 1988, a third-party motor insurance policy is compulsory for every vehicle owner in India. Any violation of this regulation will attract hefty penalties that may exceed up to ₹ 4000 in case of repeated offence. Moreover, authorities may suspend your driving license and imprison you for 3-months in case of serious issues. Digit’s car insurance policies help you avoid such legal complications.
• Customise Your Insurance Policy with Add-ons: Digit lets you extend the range of coverage of your car insurance policy with its customisable add-ons. On purchasing a comprehensive car insurance policy, you can choose from a range of add-on covers to get additional coverage. Digit’s list of add-on covers includes consumable cover, return to invoice cover, zero-depreciation cover, etc. However, you need to pay an additional charge if you buy any of these add-ons. You can choose the add-on that suits your budget and matches your convenience.
• Opt for a Personal Accident Cover: A personal accident cover is mandatory while buying a vehicle insurance plan. It provides you financial assistance to cover medical treatment expenses for bodily injuries, permanent disabilities, etc. Moreover, it includes coverage for loss of income which helps to secure your family’s finances.

Thus, when you opt for a car insurance policy from Digit car insurance policy, you can protect your family from unexpected financial burdens.