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Car Insurance in Guwahati
Guwahati, the largest metropolis in north-eastern India, is the biggest city in Assam. It is referred to as the ‘Gateway to North-eastern India’. This city connects its state with the rest of India via National Highway 27.
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The mountains and lakes near this city attract tourists from all over the country. Besides tourism, this city’s economy comprises petroleum and tea manufacturing. Goods trucks from West Bengal, Bihar, and other states often enter Assam via Guwahati. On top of that, heavy rainfall, traffic mismanagement and a rising number of vehicles lead to massive congestion, accidents and even fatalities. Though the authorities plan to monitor the traffic through a hi-tech Integrated Traffic Management System, accidental risks are not yet resolved entirely. Therefore, car owners from Guwahati need to buy car insurance policies to stay protected from unforeseen accidents. If you are looking for a reliable car insurance provider in Guwahati, switch to Digit for a sorted solution. You can trust Digit for their round-the-clock assistance, superfast claim settlement, and a bunch of added features.
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Renew Car Insurance in Guwahati
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Up to 90% Off
with PAYD Add-On
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Car insurance Online, Up to 90% Discount
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9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Why Should You Opt for Digit Car Insurance in Guwahati?
When you choose and policy, the insurance protects the car from the damage and dents with the full coverage. Here are a few factors that you should consider before buying car insurance online.
- Options to Customise IDV: IDV or Insured Declared Value is a crucial factor for your car insurance policy. It influences your insurance’s premium as well as the sum insured. Digit maintains transparency with every client. Thus, you get options to decide your vehicle’s IDV when you choose Digit’s car insurance policy.
- Superfast Claim Settlement: Digit conducts the claim settlement procedure entirely online. Therefore, the entire process can be wrapped up in minutes, without any documentation or paperwork needed. So, you can choose Digit for a superfast claim settlement process. With their smartphone-enabled self-inspection method, you can raise a claim against your insurance policy in the easiest way. Just follow these simple steps, and you are done:
- Call on the toll-free number and get a link for self-inspection on your registered mobile number
- Follow the guidelines and click images of the damages to your car from your smartphone
- Choose the mode of repair: Cashless or Reimbursement
Thus, claim your insurance settlement in three easy steps with Digit.
- Cashless Repair from Digit Network Garages: Digit comes with thousands of network garages across the country where a policyholder can get cashless car repairs. When you choose the cashless mode of repair, you don’t need to bear any additional expenses from your end. Instead, your Digit car insurance policy covers it all. Moreover, you get a 6-month warranty on every repair done from a network garage.
- 24/7 Helpline: Whether it’s a Sunday or a national holiday, Digit’s helpline number is open 24 hours. You can get in touch with our executives whenever you need expert advice regarding any insurance-related issues.
How Can Digit Car Insurance Protect Your Car in Guwahati?
Digit car insurance can help you stay protected from unforeseen accidents in several ways. Some of them are mentioned below:
Choose a Convenient Car Insurance Policy: Digit offers you three types of car insurance policies:
- Third-party Car Insurance: This mandatory insurance policy helps you cover the financial expenses incurred due to third-party losses and damages caused in an accident.
- Comprehensive Car Insurance: A comprehensive car insurance policy covers the third-party liabilities and your damages and losses incurred due to an accident. It also provides coverage for damages caused due to natural catastrophes, fire, theft, etc.
- Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
- Avoid Legal Hazards: As per the Motor Vehicles Act 1988, a third-party motor insurance policy is compulsory for every vehicle owner in India. Any violation of this regulation will attract hefty penalties that may exceed up to ₹ 4000 in case of repeated offence. Moreover, authorities may suspend your driving license and imprison you for 3-months in case of serious issues. Digit’s car insurance policies help you avoid such legal complications.
- Customise Your Insurance Policy with Add-ons: Digit lets you extend the range of coverage of your car insurance policy with its customisable add-ons. On purchasing a comprehensive car insurance policy, you can choose from a range of add-on covers to get additional coverage. Digit’s list of add-on covers includes consumable cover, return to invoice cover, zero-depreciation cover, etc. However, you need to pay an additional charge if you buy any of these add-ons. You can choose the add-on that suits your budget and matches your convenience.
- Opt for a Personal Accident Cover: A personal accident cover is mandatory while buying a vehicle insurance plan. It provides you with financial assistance to cover medical treatment expenses for bodily injuries, permanent disabilities, etc. Moreover, it includes coverage for loss of income, which helps to secure your family’s finances. Additionally, having health insurance can also help you during such a situation. It provides coverage for medical treatments, hospital bills, and other related expenses caused by an accident.
Thus, when you opt for a car insurance policy from Digit car insurance policy, you can protect your family from unexpected financial burdens.
Why Choose Car Insurance in Guwahati by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Quick and hassle-free claim process that's digital and paperless
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
What’s Covered in Digit Car Insurance in Guwahati?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
Car Insurance Add-ons Available in Guwahati
Following are the car insurance add-ons available in Guwahati:
What’s not Covered in Digit Car Insurance in Guwahati?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Guwahati
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
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Damages/Losses to own car due to an accident |
×
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✔
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Damages/Losses to own car in case of fire |
×
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✔
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Damages/Losses to own car in case of a natural calamity |
×
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✔
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Damages to Third-Party Vehicle |
✔
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✔
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Damages to Third-Party Property |
✔
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✔
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Personal Accident Cover |
✔
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✔
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Injuries/Death of a Third-Party Person |
✔
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✔
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Theft of your car |
×
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✔
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Doorstep Pick-Up & Drop |
×
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✔
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Customize your IDV |
×
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✔
|
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Extra protection with customized add-ons |
×
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✔
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Know more about the difference between comprehensive and third party insurance
How to Buy/Renew Car Insurance in Guwahati with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Here’s the list of Digit's top 25 cashless garages in Guwahati, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.