General
Life
Car Insurance in Jodhpur
Jodhpur, the second-largest metropolis in Rajasthan, is home to several historical forts, palaces and temples. This colourful city is known for being one of the famous tourist destinations in India.
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Besides, it houses prominent educational institutes such as AIIMS, IIT, DSRRAU and more. Moreover, this city is also renowned for its handicraft industries. Multiple national highways pass through this city that connects Jodhpur to other parts of the state. Thus, the city roads witness considerable congestion on a regular note. On top of the high tourist influx, the city suffers from extreme heat and poor traffic management, which often causes traffic jams and accidents. There are chances of accidental damages and even life losses. Therefore, every car owner in Jodhpur must insure their vehicles to avoid financial losses during an unforeseen incident. If your search for a trusted insurance provider is not yet resolved, switch to Digit without any delay.
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Renew Car Insurance in Jodhpur
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Up to 90% Off
with PAYD Add-On
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Car insurance Online, Up to 90% Discount
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9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Why Do You Need Digit Car Insurance in Jodhpur?
Digit car insurance online policy offers ample features and benefits that can help you in times of any mishap or accident:
- Quick and Easy Claim Settlement Procedure: Our claim settlement procedure is conducted entirely online. So, you can raise a claim against your insurance policy within minutes. There’s no need to fill up a form or submit documents; the procedure takes a few minutes to complete. We have introduced smartphone-enabled self-inspection to enhance your convenience. You can call our toll-free number to raise a claim. You will receive a self-inspection link on your registered mobile number. You must follow the stepwise guideline and click your vehicle’s damages from your smartphone. Finally, end the procedure by choosing either the Reimbursement or Cashless mode of repair after getting an estimate.
- Cashless Repairs from Digit’s Network Garage: We feature thousands of network garages spread all over India. If you choose our cashless repair mode, you can get your car repaired from any of these garages. Repairs from our network garage come with a 6-months warranty and zero additional costs. Whether you are in your home city or on a trip, you can contact the nearest garage and get your car repaired easily.
- Options to Set Your Vehicle’s IDV: IDV constitutes a crucial part of your car insurance policy. It represents the current market value of the car. The Insured Declared Value directly impacts the car insurance premium amount, and the sum insured. We provide every policyholder with an option to choose their vehicle’s IDV as per their budget and requirement.
- 24/7 Customer Assistance: We have a 24/7 customer service portal where you can ask any insurance-related queries. Our representatives are there with a prompt solution to all your problems. You can reach us anytime, any day, irrespective of national holidays or weekend holidays.
How Can Digit Car Insurance Protect Your Vehicle in Jodhpur?
Here are the ways Digit can safeguard your vehicle during unforeseen incidents:
Choose a Convenient Insurance Policy: Digit offers you three types of car insurance policies. Here are they:
- Comprehensive Car Insurance
- Third-party Car Insurance
- Own Damage Car Insurance
The features, coverage benefits and costs involved for each of the car insurances vary from each other. So, make sure to analyse your needs and budget before opting for a suitable car insurance plan from Digit.
- Avoid Legal Issues: As per the Motor Vehicles Act 1988, it is compulsory for every Indian vehicle owner to insure their vehicle against third-party risks. Any violation of this rule will lead to a penalty of ₹ 2000, which may double in case of continuous offences. Moreover, in some exceptional cases, authorities may seize your driving license and imprison you for 3-months. So, a Digit car insurance plan protects you from legal complications in addition to safeguarding your finances in case of damages or mishaps.
- Get Personal Accident Cover: As per motor laws, a personal accident cover is compulsory when you buy a vehicle insurance plan. It covers expenses for the treatment of bodily injuries, permanent disabilities, death, etc., caused by an accident. It will also cover any loss of income for the family due to permanent disability or the death of the car owner. You can also have a separate health insurance from Digit, which provides extensive coverage of hospitalisation after an accident.
- Customise With Add-ons: Another essential benefit of Digit’s comprehensive car insurance is the add-ons that you can include. When you opt for a comprehensive policy, you get options to choose from our range of add-ons. Add-ons offer extended coverage, and you can buy them according to your convenience and preference. You will need to pay an additional amount if you buy add-ons for your car insurance. Digit offers add-ons such as zero-depreciation cover, daily conveyance benefit, key and lock protect, tyre protect cover and so on. You can choose any of them as required.
Why Choose Car Insurance in Jodhpur by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Quick and hassle-free claim process that's digital and paperless
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
Key Features of Digit's Car Insurance Policy
What’s Covered in Digit Car Insurance in Jodhpur?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
Car Insurance Add-ons Available in Jodhpur
Following are the car insurance add-ons available in Jodhpur:
What’s not Covered in Digit Car Insurance in Jodhpur?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Jodhpur
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
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Damages/Losses to own car due to an accident |
×
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✔
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Damages/Losses to own car in case of fire |
×
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✔
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Damages/Losses to own car in case of a natural calamity |
×
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✔
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Damages to Third-Party Vehicle |
✔
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✔
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Damages to Third-Party Property |
✔
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✔
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Personal Accident Cover |
✔
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✔
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Injuries/Death of a Third-Party Person |
✔
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✔
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Theft of your car |
×
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✔
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Doorstep Pick-Up & Drop |
×
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✔
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Customize your IDV |
×
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✔
|
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Extra protection with customized add-ons |
×
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✔
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Know more about the difference between comprehensive and third party insurance
How to Buy/Renew Car Insurance in Jodhpur with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Jodhpur
Here’s the list of Digit's top 25 cashless garages in Jodhpur, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.