Car Insurance in Jodhpur

Jodhpur, the second-largest metropolis in Rajasthan, is home to several historical forts, palaces and temples. This colourful city is known for being one of the famous tourist destinations in India. Besides, it houses prominent educational institutes such as AIIMS, IIT, DSRRAU and more. Moreover, this city is also renowned for its handicraft industries.

Multiple national highways pass through this city that connects Jodhpur to other parts of the state. Thus, the city roads witness considerable congestion on a regular note. On top of the high tourist influx, the city suffers from extreme heat and poor traffic management, which often causes traffic jams and accidents.

There are chances of accidental damages and even life losses. Therefore, every car owner in Jodhpur must insure their vehicles to avoid financial losses during an unforeseen incident.

If your search for a trusted insurance provider is not yet resolved, switch to Digit without any delay.

Digit car insurance online policy offers ample features and benefits that can help you in times of any mishap or accident:

• Quick and Easy Claim Settlement Procedure: Our claim settlement procedure is conducted entirely online. So, you can raise a claim against your insurance policy within minutes. There’s no need to fill up a form or submit documents; the procedure takes a few minutes to complete. We have introduced smartphone-enabled self-inspection to enhance your convenience. You can call our toll-free number to raise a claim. You will receive a self-inspection link on your registered mobile number. You must follow the stepwise guideline and click your vehicle’s damages from your smartphone. Finally, end the procedure by choosing either the Reimbursement or Cashless mode of repair after getting an estimate.
• Cashless Repairs from Digit’s Network Garage: We feature thousands of network garages spread all over India. If you choose our cashless repair mode, you can get your car repaired from any of these garages. Repairs from our network garage come with a 6-months warranty and zero additional costs. Whether you are in your home city or on a trip, you can contact the nearest garage and get your car repaired easily.
• Options to Set Your Vehicle’s IDV: IDV constitutes a crucial part of your car insurance policy. It represents the current market value of the car. The Insured Declared Value directly impacts the car insurance premium amount, and the sum insured. We provide every policyholder with an option to choose their vehicle’s IDV as per their budget and requirement.
• 24/7 Customer Assistance: We have a 24/7 customer service portal where you can ask any insurance-related queries. Our representatives are there with a prompt solution to all your problems. You can reach us anytime, any day, irrespective of national holidays or weekend holidays.

Here are the ways Digit can safeguard your vehicle during unforeseen incidents:

• Choose a Convenient Insurance Policy: Digit offers you three types of car insurance policies. Here are they:

  • Comprehensive Car Insurance
  • Third-party Car Insurance
  • Own Damage Car Insurance

The features, coverage benefits and costs involved for each of the car insurances vary from each other. So, make sure to analyse your needs and budget before opting for a suitable car insurance plan from Digit.

• Avoid Legal Issues: As per the Motor Vehicles Act 1988, it is compulsory for every Indian vehicle owner to insure their vehicle against third-party risks. Any violation of this rule will lead to a penalty of ₹ 2000, which may double in case of continuous offences. Moreover, in some exceptional cases, authorities may seize your driving license and imprison you for 3-months. So, a Digit car insurance plan protects you from legal complications in addition to safeguarding your finances in case of damages or mishaps.
• Get Personal Accident Cover: As per motor laws, a personal accident cover is compulsory when you buy a vehicle insurance plan. It covers expenses for the treatment of bodily injuries, permanent disabilities, death, etc., caused by an accident. It will also cover any loss of income for the family due to permanent disability or the death of the car owner. You can also have a separate health insurance from Digit, which provides extensive coverage of hospitalisation after an accident.
• Customise With Add-ons: Another essential benefit of Digit’s comprehensive car insurance is the add-ons that you can include. When you opt for a comprehensive policy, you get options to choose from our range of add-ons. Add-ons offer extended coverage, and you can buy them according to your convenience and preference. You will need to pay an additional amount if you buy add-ons for your car insurance. Digit offers add-ons such as zero-depreciation cover, daily conveyance benefit, key and lock protect, tyre protect cover and so on. You can choose any of them as required.

Following are the car insurance add-ons available in Jodhpur:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover