Car Insurance in Delhi

Delhi, the capital of India, is the largest metropolitan area in the country. The streets of this city remain busy all day as people prefer to travel by cars. Thus, being a vehicle owner in such a city calls for having a car insurance plan. Such plans can protect you financially in case of mishaps or accidents.

Moreover, according to the Motor Vehicles Act of 1988, every car owner needs to have a third-party plan. If you are looking for a reliable car insurance policy provider, you can put your trust in Digit.

You can get comprehensive and third-party car insurance plans at affordable premiums.

Delhi, the capital city of India. It’s a metropolitan city, which has its shares of ups and downs, not just culturally but politically as well. But, no matter whatever the changes might have taken place, the heritage, culture and religion of this city remain unchanged for future generations to enjoy. Delhi’s culture is a perfect blend of modernistic lifestyles with its special place towards old tradition and values.

With a whopping count of 1.9 crores as population, Delhi is one of the busiest and highly populated cities in India. However, the total number of motor vehicles in Delhi roads were around 109.86 lakh as per a survey report from March 31st, 2018. The cars & jeeps have been numbered at 32.46 lakhs, and the count of auto-rickshaws are now at 1.13 lakhs

Digit insurance follows a complete online procedure for everything. From buying to claiming everything can be done at the comfort of your smartphone. This is completely suitable for the fast-paced lifestyle of Delhi. Other advantages include:

Choice of Insurance: Three types of car insurance are at your disposal:

• Third-Party Insurance: When you are at fault and caused bodily injury or property damage to a third-party, this policy will settle the TP claim on your behalf.
• Comprehensive Insurance: This has two components in it: Own Damage Cover & Third-party Cover. This covers the cost of damage to your own car (caused by accidents, natural calamities, thefts, fires, etc) and the third-party liabilities as well.
  
• Own Damage: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.

• Law Abiding: It is mandatory to have third party insurance and carry a copy of the same while on the road. Driving without insurance will invite a penalty of up to Rs.2000 and it is not something you can get away within the city of Delhi.
  
• Complete Coverage at Your Service: You will get your car protected from theft, accidents and fire under a comprehensive package. Delhi being a politically volatile place, chances of disturbances are higher in which your vehicle may get damaged. So a comprehensive plan will keep you ready to face such unfavourable situations. 
  
• Add-on Covers Suitable for Delhi: Thanks to add-ons from Digit Insurance, now your car gets a broader cover in Delhi. “Zero-dep Cover” is perfect for those cars which are less than 5 years old. Zero depreciation helps in nullifying the depreciation charged on cars and its parts. So, you will receive complete value of costs, repairs and replacements during a claim. Return to invoice is another add-on relevant for Delhi since thefts are high in Delhi. Add-ons like passenger cover, breakdown assistance may also be opted for additional safety.
  

Following are the car insurance add-ons available in Delhi:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover