Car Insurance in Jalandhar

Here are the benefits you can unlock when you opt for a Digit's car insurance online policy:

• 24/7 Customer Assistance: The customer care representatives at Digit are a call away from solving any car insurance-related query. Even if you need assistance on a national holiday, your worries will be taken care of.
• Availability of Multiple Network Garages: There are thousands of Digit network garages in India to choose from where you can avail the Cashless repair mode. The primary benefit of this facility is the quick fixing of the damaged parts of your car without you worrying about spending extra money. On top of this, you get a warranty of 6 months on any car repairs that are conducted from one of the network garages of Digit.
• Simplified and Speedy Claim Settlement Process: The smartphone-enabled self-inspection facility of Digit makes your car insurance claim settlement process easy and quick. All you need to do is give us a call, after which you will receive a link on your registered mobile number. After this, you need to follow a step-by-step guide and send pictures of the damaged portions of your car. Once the pictures are sent, the dedicated team will contact you with an estimate. Moreover, the simplicity of the online process of claim settlement has helped Digit to achieve a high claim settlement ratio for personally-owned vehicles. This process is extremely time-saving as it excludes the hindrances of filing various forms and submission of documents.
• IDV Customisation: IDV or Insured Declared Value, in simple words, is the current market value of your vehicle. With Digit, you will be able to customise the IDV of your car. Your car’s IDV directly influences the policy premium and the sum insured of your car’s insurance policy. Digit offers the benefit of customising every vehicle owner’s IDV based on their convenience to maintain transparency and customer satisfaction.

Here are the ways how Digit Insurance in Jalandhar can save your vehicle: 

• Select From Various Car Insurance Policies: Any person choosing from the car insurance policy of Digit will be able to avail three types of insurance plans:

  • Comprehensive Car Insurance: This type of plan covers expenses for all third-party damages and damages that occur to your own car. A comprehensive car insurance plan also offers coverage for damages due to fire, theft or man-made disasters. 
  • Third-Party Car Insurance: This type of plan covers all kinds of damages done to third-party persons, vehicles, or property by your car. A vehicle owner must get third-party car insurance as per the mandate of the Motor Vehicles Act of 1988.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Availability of Personal Accident Cover: A personal accident cover is vital for vehicle owners as it protects them from unforeseen financial losses caused by injuries, permanent disabilities, or even death in the event of a car accident. A personal accident cover from Digit offers financial security to your family in the event of your disability or death. You can also get a separate health insurance policy that provides coverage for hospitalisation and treatment.
• Avoid Legal Issues: As per the Motor Vehicle Act, 1988, it is mandatory to avail at least a third-party car insurance policy for every vehicle owner. Driving without valid motor insurance will lead to a penalty ranging from ₹ 2,000 to ₹ 4,000. Sometimes, it can also lead to the cancellation of your driving license.
• Add-ons Customisations: Digit’s car insurance policy comes with the facility of customising add-ons that helps you to avail of additional coverage at a certain extra cost. With Digit’s comprehensive car insurance policy, you can choose from a wide range of add-ons such as zero depreciation cover, roadside assistance cover, consumables cover and many more. So, with just a nominal additional cost, you can easily extend the coverage benefits of your car insurance policy.

Following are the car insurance add-ons available in Jalandhar:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover