Car Insurance in Allahabad

Allahabad is a metropolis in the state of Uttar Pradesh. It is officially known as Prayagraj. This city houses several research institutions, colleges, and many states and central government offices.

Owing to all these, Allahabad sees a considerable amount of footfall on a daily basis. On top of that, the poor road infrastructure, traffic management and long congestion pose serious challenges for the car owners of the city.

As a result, there is an increasing possibility of unforeseen mishaps and financial loss. For that matter, car owners of Allahabad should opt for a car insurance plan to safeguard themselves from losses.

If you are looking for a reputed car insurance provider in Allahabad, go for Digit, as it provides several benefits, including an easy and quick process for claim settlement.

Here are the different benefits that you will get by opting for a car insurance policy. In this regard, Digit’s car insurance online policy might just be the best choice!

• Thousands of Network Garages for Cashless Repairs: If you choose Digit as your car insurance provider, you get the advantage of selecting from a massive network of network garages for private cars across India. With such facilities, you don’t have to worry about the money spent on the repairs for your damaged car. You will get the claimed repairs done without spending any additional money. You also get 6 months of warranty for all repairs you get in these network garages.
• Availability of 24/7 Support: As a car insurance policyholder from Digit, you will benefit from the 24/7 customer support facility. With that, you can get your doubts or queries cleared at any time on any day, even on national holidays.
• Option to Customise IDV as Per Your Choice: The IDV or Insured Declared Value refers to the current market value of a car. It is one of the most vital components of car insurance and has a direct impact on the insurance premium you pay as well as the sum insured. If you choose Digit as your car insurance provider, you get to customise the IDV according to your choice and budget.
• Quick and Simple Process for Claim Settlement: With Digit making the claims smartphone-enabled and paperless, you can now submit the damages through a smartphone camera yourself. At Digit, there is a 3-step digital claims process via which you will get a stress-free and simple claim settlement experience for your car insurance plan. It takes only a few minutes for the completion of this online process. You also need not face any hassles with multiple form fill-ups and document submissions. You first need to place a call on the provided number by Digit, after which you will receive a link for self-Inspection on the registered mobile number. Then you can follow a guided step-by-step procedure via your smartphone and click the photos of the vehicle’s damages and submit them. You will receive an estimate from the team. Finally, you need to opt for the desired mode of repair - reimbursement or cashless through the network of garages.

Opting for a car insurance policy from Digit in Allahabad will help safeguard you financially against mishaps in a number of ways. Some of them are given below:

• Opt from Different Options for Car Insurance Policies: With Digit, you can opt for the following three types of car insurance plans in Allahabad:

  • Third-Party Car Insurance: In India, a third-party car insurance plan is mandatory according to the Motor Vehicles Act, 1988. Third-party car insurance from Digit covers you against liabilities taking place in case of damage or loss occurring to a third-party person, property or vehicle. 
  • Comprehensive Car Insurance: Comprehensive car insurance from Digit is an all-inclusive policy covering both own and third-party damages to the vehicle.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.

• Personal Accident Cover: With a personal accident cover, policyholders will receive financial assistance if a car accident results in death, permanent disability, or injury. All vehicle owners must buy a personal accident cover. Also, if you have a health insurance plan, it can help you cover the cost of hospitalisation or treatment in the event of unforeseen mishaps.

• Customise Your Insurance by Choosing Add-Ons: You can choose from different add-on covers to receive extended coverage. These are available with a comprehensive car insurance policy from Digit. Some of these include:

  • Consumable Cover: A consumable cover helps provide financial assistance for some of the essential car components like engine oils, screws, nuts, etc., irrespective of accidents.
  • Engine and Gearbox Protection: Repairing or replacing a car engine and gearbox can be quite expensive. But, an engine and gearbox protection cover will provide you financial cover for expenses incurred due to the car’s engine and gearbox repair or replacement.

Also, opting for car insurance in Allahabad from Digit will allow you to choose from other add-ons like tyre protection cover, passenger cover, breakdown assistance, etc. Considering all the above-mentioned aspects, it is evident that you can benefit a lot if you choose to opt for a car insurance policy with Digit in Allahabad.

Following are the car insurance add-ons available in Ahmedabad:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover