Car Insurance in Bengaluru
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Buy or Renew Car Insurance in Bengaluru Online, Up to 90% off
The Motor Vehicles Act of 1988 has made it necessary for every vehicle owner to own at least a third-party insurance policy. Car insurance policies help to financially cover you against losses arising due to damage to your own car or other’s property in case of an accident or other mishap.
While driving in Bengaluru, having a car insurance policy is a must considering the high population, frequent road congestion, and increased possibility of mishaps. It helps you avoid unnecessary financial losses due to unforeseen accidents.
So, if you are looking for a car insurance policy, consider getting one from Digit. Based on your budget and needs, you can choose either a comprehensive or third-party policy.
Famously known as the Silicon Valley of India, Bengaluru (also called Bangalore) is the capital of the Southern Indian state Karnataka. It is a well-known IT hub and is home to many national and international IT startups and corporations. Bengaluru is blessed with a pleasant climate, lovely parks, quirky cafes, beautiful palaces, and a modern metro system, which makes it the most livable city in India. Moreover, there are many options for shopaholics, such as commercial street, Brigade Road, MG road, and Chickpet. The culture here is very open as people from every corner of India live here.
Why Do You Need Car Insurance in Bengaluru?
Let's look at some of the challenges faced by car owners in Bengaluru which makes having a valid car insurance policy even more important.
How Can Digit Insurance Save Your Car in Bengaluru?
Being the second slowest city in India for road traffic, car owners suffer from any damages due to traffic, bad roads, and continuous thefts. Hence, it is crucial for them to buy car insurance online in Bengaluru.
Digit insurance provides various types of insurance policies that you can choose according to your needs. Moreover, its car insurance calculator saves you from the hassle of doing manual calculations to find monthly premium on each policy.
- Choose from Three Types of Car Insurance Policies:
- Third-Party Liability Policy: It protects you when you’re legally held responsible for an injury or damage to the third-part or property.
- Comprehensive Car Insurance: It is the most valuable policy that protects both the third party liability and the insured car as well.
- Own Damage: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
- Avoid Heavy Fines - Third-party car insurance is mandatory to drive a car legally on the roads of Bengaluru. If you’re caught driving without insurance, you’ll be charged with harsh fines. The fine for the first offence is Rs.2000, and for the subsequent offences, it is Rs.4000. In some cases, it can also result in imprisonment for up to 3 months and suspension of your driving license. Hence, Digit third party insurance can prevent you from paying such heavy penalties.
- Comprehensive Policy to Protect Your Car: Especially in Bengaluru, where car owners face the challenges mentioned above, a comprehensive policy can literally be a life saviour. This policy provides coverage against any damages sustained by the car, its driver, passengers, and also the third party. Also, make sure you renew car insurance in Bengaluru on time. Otherwise, if any damage happens after the expiry date, your car won’t be covered.
- Add-ons Suitable for Bengaluru: If you think your comprehensive policy doesn’t cover everything, you can opt for various add-on covers in car insurance. For example, due to poorly constructed roads, potholes, and open manholes, there’s a high chance of any damages to the car engine and tyres. Engine and tyre protection cover can help you in such a scenario.
Why Should You Buy Digit Car Insurance in Bengaluru?
We treat our customers like VIPs, know how…
Key Features of Digit's Car Insurance Policy
What’s Covered in Digit Car Insurance in Bengaluru?
Car Insurance Add-ons Available in Bengaluru
Following are the car insurance add-ons available in Bengaluru:
What’s not Covered in Digit Car Insurance in Bengaluru?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Car Insurance Plans in Bengaluru
Third-Party
Comprehensive
Own Damage
Damages/Losses to own car due to an accident |
×
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✔
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✔
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Damages/Losses to own car in case of fire |
×
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✔
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✔
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Damages/Losses to own car in case of a natural calamity |
×
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✔
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✔
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Damages to Third-Party Vehicle |
✔
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✔
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×
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Damages to Third-Party Property |
✔
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✔
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×
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Personal Accident Cover |
✔
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✔
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×
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Injuries/Death of a Third-Party Person |
✔
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✔
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×
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Theft of your car |
×
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✔
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✔
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Customize your IDV |
×
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✔
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✔
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Extra protection with customized add-ons |
×
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✔
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✔
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Know more about the difference between comprehensive and third party insurance
How to Buy/Renew Car Insurance in Bengaluru with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Bangalore
Here’s the list of Digit's top 25 cashless garages in Bangalore, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.
Garage Name | Garage Address | Location |
Advaith Hyundai Outer Ring Road | No 41/2, Devarabeesanahalli, Varthur Hobli - 560013 | 📍 View on Maps |
A2Z Glass India Chandapura | 52/1, Old Chandapura, Hosur Main Road, Rk Dhaba, Bangalore - 560099 | 📍 View on Maps |
Kalyani Motors Maruti Kp Road Opp Metro | Sy No. 13, 11Th, Kanakapura Rd, Opposite Metro Cash And Carry, Kanpa - 560062 | 📍 View on Maps |
Vst Kia Hessaraghatta | 69/2, Hesaraghatta Rd, Bhuvaneshwari Nagar, Bagalakunte - 560057 | 📍 View on Maps |
Kalyani Motors Maruti Horamavu | 74/5, Horamavu Main Rd, Near Bbmp Office, Horamavu - 560043 | 📍 View on Maps |
Kalyani Motors Maruti Nayandahalli | Mysore Road Junction 24,25/1, Nayandanahalli Near Nayandahalli Signal - 560039 | 📍 View on Maps |
Blue Hyundai Mysore Road | 108, 13Th Km, Mysore Rd, Kenchenhalli, Rajarajeshwari Nagar - 560059 | 📍 View on Maps |
R N S Motors Maruti Yeshwantpur | 2275, Gurguntepalya, Tumkur Main Road, Yeshwantpur - 560022 | 📍 View on Maps |
Kalyani Motors Nexa University | 17/2, 12Th Km, Opp Bangalore University, Mysore Road - 560039 | 📍 View on Maps |
Advaith 4W Hyundai Mission Road | No.12,Shama Rao Compound, Mission Road - 560027 | 📍 View on Maps |
Mandovi Motors Maruti Yelahanka | Gate, 33/2, Attur Main Rd, Allalasandra, Yelahanka - 560065 | 📍 View on Maps |
Bimal Auto Maruti Mahadevapura | 60/2,Mahadevpura,Whitefield Road, Bangaluru - 560048 | 📍 View on Maps |
Magnum Honda 4W Peenya | No. 2/2, 4Th Main Road, Ravi Industrial Estate Umkur, Service Rd, Peenya 2Nd St - 560022 | 📍 View on Maps |
Kalyani Motors Maruti K R Puram | No 58/1A, Avalahalli, Virgonagar, Krishnarajapura - 560049 | 📍 View on Maps |
Jubilant Mg Ecity | No.1B, Old Khata No 6/2, Bbmp No. 384/6/2/1/B, Berattena Agrahara - 560100 | 📍 View on Maps |
Kalyani Motors Maruti Bg Road | No.250, Kalyani Motors, 1, Bannerghatta Rd, Sundar Ram Shetty Nagar, Bilekahalli - 560076 | 📍 View on Maps |
Surakshaa Maruti Bommanahalli | No.54,1, Hosur Rd, Ngr Layout, Roopena Agrahara, Bommanahalli - 560068 | 📍 View on Maps |
Magnum Honda 4W Subramanyapura | Sy No.62, Vasanthapura Main Road, Uttara Halli Village, Subramanyapura - 560061 | 📍 View on Maps |
Advaith Kia Banashankari | 2/A, Industrial Layout, Near Muneshwara Temple, Banashankari Stage Ii - 560070 | 📍 View on Maps |
Pratham Motors Maruti Sarjapura | Sri Dattatreya Complex, Opposite To Confident Rigal Althena, Anekal Taluk - 562125 | 📍 View on Maps |
Epitome Kia Mahadevapura | Plot No 19A2, Doddanekkundi Second Stage, Industrial Area, Krishnarajapuram - 560048 | 📍 View on Maps |
Jubilant Mg Mysore Road | 26/1B2 Kenchenahalli T.M Industrial Estate, Mysore Road R.R.Nagar Zone - 560059 | 📍 View on Maps |
Jsp Kia Marathahalli | Ground Floor, Swamy Legato, 20/7, Outer Ring Rd, Kadubeesanahalli, Marathahalli - 560103 | 📍 View on Maps |
Surakshaa Nexa Ecity | 201/2, Beratena Agrahara Hosur Main Road, Post, Electronic City - 560100 | 📍 View on Maps |
Pratham 4W Maruti Kudlu Gate | Hsr Extn, Next To Zee School, Somasundarapalya - 560068 | 📍 View on Maps |
Bimal Auto Maruti Varthur | No.184/185,Whitefield Main Road, Opp Forum Value Mall, Varthur - 560066 | 📍 View on Maps |
Jubilant Mg Yelahanka | Survey No 32/33,New Yelahanka, Nellukunte, Jalahalli, Hobli - 562157 | 📍 View on Maps |
Naara Kia Ns Palya | No 10 Ns Palya, 1St Main Road, 7Th Cross Rd, Opp. Pm Kalyana Mantapa - 560076 | 📍 View on Maps |
Advaith Hyundai Hulimavu | No 80/7, Doddamma Road, Behind Mom And Me, Hulimavu, Bannerghatta Road - 560076 | 📍 View on Maps |
My Tvs Automobile 4W Drc Kalkare | Survey No: 497,Opposite To Sri Veera Anjaneya Swamy Temple, Horamavu Main Road, Kalkere - 560043 | 📍 View on Maps |
Digit Insurance Registered Offices in Bengaluru
Location Name | Current Address | Location |
Digit Insurance (Corporate Office) | Atlantis No 95, 4th B Cross Road, 5th Block Koramangala Industrial layout, Bangalore, Karnataka - 560095 | Google Map Location |
Digit Insurance | No. 98, 4th B Cross Rd, KHB Colony, Koramangala Industrial Layout, Koramangala 5th Block, Bengaluru, Karnataka - 560095 | Google Map Location |
Digit Insurance | 5th Floor, Salarpuria TechPoint, Municipal No. 30, 100 Feet Road, Srinivagilu Main Road, AVS Layout, Bengaluru, Karnataka - 560034 | Google Map Location |
Digit Insurance (Retail) | Consulate I, Number 1, Richmond Road, Bangalore – 560025 | Google Map Location |