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Car Insurance in Bengaluru

9000+ Cashless Garages

96% Claims Settled (FY 24-25)

Buy or Renew Car Insurance in Bengaluru Online, Up to 90% off

Why Do You Need Car Insurance in Bengaluru?

Let's look at some of the challenges faced by car owners in Bengaluru which makes having a valid car insurance policy even more important.

congestion

Over-Congested City

Traffic on the Bengaluru roads is getting worse day by day. According to a study on traffic and urban mobility across Indian cities, Bengaluru is India’s most congested city. Moreover, it is one of the toughest cities to commute by road, especially during morning and evening. The count of vehicle registration has crossed 80.45 Lakhs according to the Transport Commissioner.

Unsuitable Weather

Poor Road Conditions

Potholes and dust are the two main problems of the Bengaluru roads. Over 30,000 roads in Bengaluru are in poor condition. They are either worn out by heavy rains and floods or dug up by the Bangalore Water Supply and Sewerage Board (BWSSB). Such potholes and unscientifically constructed manholes make the commute very challenging for the car owners in Bengaluru

Theft

Heavy Traffic and Rogue Driving

Nearly 300 cars got destroyed in a massive fire spread across the parking area of Aero Show 2019 in Yelahanka air base in North Bangalore on 23rd Feb 2019.

unfortunate event

Unfortunate Event

Nearly 300 cars got destroyed in a massive fire spread across the parking area of Aero Show 2019 in Yelahanka air base in North Bangalore on 23rd Feb 2019.

accident prone zones

Accident-Prone Zones

Certain areas in Bengaluru, especially near flyovers, unmarked loops, and high-traffic junctions, are known for frequent accidents. With the city’s chaotic driving patterns and poor road infrastructure, car owners are at constant risk of collisions and injuries. In such scenarios, having a personal accident (PA) cover or a separate health insurance policy, in addition to your car insurance, becomes crucial

How Can Digit Insurance Save Your Car in Bengaluru?

Why Should You Buy Digit Car Insurance in Bengaluru?

We treat our customers like VIPs, know how…

Cashless Repairs

With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.

Smartphone-Enabled Self Inspection

Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.

Super-Fast Claims

Digit has settled 96% of motor claims, with most processed in just a few hours. The digital-first approach ensures minimal paperwork and quick turnaround, so you can get back on the road sooner.

24*7 Support

Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.

Customize your Vehicle IDV

Customize Your Vehicle IDV

You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.

Complimentary Wellness Benefits

As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.

Key Features of Digit's Car Insurance Policy

Key Features Digit Benefit
Premium Starting from ₹2094
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 11 Add-ons available
Cashless Repairs Available at 9000+ Garages with Doorstep Pickup & Drop
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

What’s Covered in Digit Car Insurance in Bengaluru?

Accidents

Covers damage from collisions

Theft

Protection if your car is stolen

Fire

Covers accidental fire damage

Natural Disasters

Includes floods, cyclones, etc.

Personal Accident

Compensation for owner’s death or disability

Third Party Damages

Covers damage to others’ property or vehicles

What’s not Covered in Digit Car Insurance in Bengaluru?

Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind

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Own Damages for Third-Party Policy Holder

Third-party policies don’t cover your car’s damage

Drunk Driving

Drunk Driving

No cover if driving under influence or without a valid licence

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Driving without a Valid Driving Licence

No cover if driving without a qualified supervisor

Consequential Damages icon

Consequential Damages

Indirect damage after an accident isn’t covered

Contributory Negligence icon

Contributory Negligence

Damage from ignoring safety guidelines (e.g., driving in floods) is excluded

Add-ons not Bought icon

Add-Ons Not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Car Insurance Plans in Bengaluru

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Third party

A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
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Comprehensive

A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
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Standalone Own Damage

An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.

Third-Party

Comprehensive

Own Damage

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How to Buy/Renew Car Insurance in Bengaluru with Digit?

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Enter Car Details

On the Digit App or website, enter car registration number and select the policy status.

Choose a Plan

Select the type of car insurance plan and choose desired add-ons.

Enter Personal Details

Enter your personal, nominee and vehicle details, and move to the next step.

Make Payment

Complete the payment and mandatory KYC verification process.

That's It!

You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

Cashless Garages by Digit

Digit's Cashless Garages

Get cashless repairs at 9000+ garages across India 

Popular Cashless Garages in Digit's Network in Bangalore

Here’s the list of Digit's top 25 cashless garages in Bangalore, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.

Garage Name Garage Address Location
Advaith Hyundai Outer Ring Road No 41/2, Devarabeesanahalli, Varthur Hobli -  560013 📍 View on Maps
A2Z Glass India Chandapura 52/1, Old Chandapura, Hosur Main Road, Rk Dhaba, Bangalore - 560099 📍 View on Maps
Kalyani Motors Maruti Kp Road Opp Metro Sy No. 13, 11Th, Kanakapura Rd, Opposite Metro Cash And Carry, Kanpa - 560062 📍 View on Maps
Vst Kia Hessaraghatta 69/2, Hesaraghatta Rd, Bhuvaneshwari Nagar, Bagalakunte - 560057 📍 View on Maps
Kalyani Motors Maruti Horamavu 74/5, Horamavu Main Rd, Near Bbmp Office, Horamavu - 560043 📍 View on Maps
Kalyani Motors Maruti Nayandahalli Mysore Road Junction 24,25/1, Nayandanahalli Near Nayandahalli Signal - 560039 📍 View on Maps
Blue Hyundai Mysore Road 108, 13Th Km, Mysore Rd, Kenchenhalli, Rajarajeshwari Nagar - 560059 📍 View on Maps
R N S Motors Maruti Yeshwantpur 2275, Gurguntepalya, Tumkur Main Road, Yeshwantpur - 560022 📍 View on Maps
Kalyani Motors Nexa University 17/2, 12Th Km, Opp Bangalore University, Mysore Road - 560039 📍 View on Maps
Advaith 4W Hyundai Mission Road No.12,Shama Rao Compound, Mission Road - 560027 📍 View on Maps
Mandovi Motors Maruti Yelahanka Gate, 33/2, Attur Main Rd, Allalasandra, Yelahanka - 560065 📍 View on Maps
Bimal Auto Maruti Mahadevapura 60/2,Mahadevpura,Whitefield Road, Bangaluru - 560048 📍 View on Maps
Magnum Honda 4W Peenya No. 2/2, 4Th Main Road, Ravi Industrial Estate Umkur, Service Rd, Peenya 2Nd St - 560022 📍 View on Maps
Kalyani Motors Maruti K R Puram No 58/1A, Avalahalli, Virgonagar, Krishnarajapura - 560049 📍 View on Maps
Jubilant Mg Ecity No.1B, Old Khata No 6/2, Bbmp No. 384/6/2/1/B, Berattena Agrahara - 560100 📍 View on Maps
Kalyani Motors Maruti Bg Road No.250, Kalyani Motors, 1, Bannerghatta Rd, Sundar Ram Shetty Nagar, Bilekahalli - 560076 📍 View on Maps
Surakshaa Maruti Bommanahalli No.54,1, Hosur Rd, Ngr Layout, Roopena Agrahara, Bommanahalli - 560068 📍 View on Maps
Magnum Honda 4W Subramanyapura Sy No.62, Vasanthapura Main Road, Uttara Halli Village, Subramanyapura - 560061 📍 View on Maps
Advaith Kia Banashankari 2/A, Industrial Layout, Near Muneshwara Temple, Banashankari Stage Ii - 560070 📍 View on Maps
Pratham Motors Maruti Sarjapura Sri Dattatreya Complex, Opposite To Confident Rigal Althena, Anekal Taluk - 562125 📍 View on Maps
Epitome Kia Mahadevapura Plot No 19A2, Doddanekkundi Second Stage, Industrial Area, Krishnarajapuram - 560048 📍 View on Maps
Jubilant Mg Mysore Road 26/1B2 Kenchenahalli T.M Industrial Estate, Mysore Road R.R.Nagar Zone - 560059 📍 View on Maps
Jsp Kia Marathahalli Ground Floor, Swamy Legato, 20/7, Outer Ring Rd, Kadubeesanahalli, Marathahalli - 560103 📍 View on Maps
Surakshaa Nexa Ecity 201/2, Beratena Agrahara Hosur Main Road, Post, Electronic City - 560100 📍 View on Maps
Pratham 4W Maruti Kudlu Gate Hsr Extn, Next To Zee School, Somasundarapalya - 560068 📍 View on Maps
Bimal Auto Maruti Varthur No.184/185,Whitefield Main Road, Opp Forum Value Mall, Varthur - 560066 📍 View on Maps
Jubilant Mg Yelahanka Survey No 32/33,New Yelahanka, Nellukunte, Jalahalli, Hobli - 562157 📍 View on Maps
Naara Kia Ns Palya No 10 Ns Palya, 1St Main Road, 7Th Cross Rd, Opp. Pm Kalyana Mantapa - 560076 📍 View on Maps
Advaith Hyundai Hulimavu No 80/7, Doddamma Road, Behind Mom And Me, Hulimavu, Bannerghatta Road - 560076 📍 View on Maps
My Tvs Automobile 4W Drc Kalkare Survey No: 497,Opposite To Sri Veera Anjaneya Swamy Temple, Horamavu Main Road, Kalkere - 560043 📍 View on Maps

Digit Insurance Registered Offices in Bengaluru

Location Name Current Address Location
Digit Insurance (Corporate Office) Atlantis No 95, 4th B Cross Road, 5th Block Koramangala Industrial layout, Bangalore, Karnataka  - 560095 Google Map Location
Digit Insurance No. 98, 4th B Cross Rd, KHB Colony, Koramangala Industrial Layout, Koramangala 5th Block, Bengaluru, Karnataka - 560095 Google Map Location
Digit Insurance 5th Floor, Salarpuria TechPoint, Municipal No. 30, 100 Feet Road, Srinivagilu Main Road, AVS Layout, Bengaluru, Karnataka - 560034 Google Map Location
Digit Insurance (Retail) Consulate I, Number 1, Richmond Road, Bangalore – 560025 Google Map Location

FAQs about Car Insurance in Bengaluru