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Car Insurance in Kannur
Kannur, previously Cannanore, is a city located in the state of Kerala which shares proximity with the vital port city and commercial hubs like Kochi and Mangalore.
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It is the sixth biggest urban region of Kerala, noted for various major tourist attractions like beaches, forts, temples, etc. As Kannur shares boundaries with major surrounding commercial cities, the roads often face major congestion. The lack of traffic management, poor road conditions in some places and heavy monsoon often cause accidents and mishaps. To protect your finances from any unpredictable mishaps, obtaining a car insurance plan for every Kannur car owner is advisable. Digit can be a suitable option if you are planning to buy a car insurance plan in Kannur. Digit stands out with its fast claim settlement procedure and 24/7 customer assistance.
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Renew Car Insurance in Kannur
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Up to 90% Off
with PAYD Add-On
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Car insurance Online, Up to 90% Discount
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9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Why Should You Get a Digit Car Insurance Plan in Kannur?
The insurance protects the car from the damage and dents with the full coverage. Here are a few factors that you should consider before buying car insurance online.
- 24/7 Customer Support: The customer care representatives of Digit are present 24/7 to attend your calls. So, if you have any concerns related to your car insurance policy, feel free to get in touch with us anytime. Moreover, we understand that there can be a vehicular emergency on any day. Hence, Digit's customer care executives are available even on national holidays.
- Availability of Thousands of Network Garages: Digit has thousands of network garages spread all across India. You can choose to have the Cashless Repair done at any of the nearest garages. You will be able to fix your car damages without paying any extra amount. Moreover, you also get a six months warranty for repair services done at any of Digit's network garages.
- Simple and Fast Claim Settlement Process: The smartphone-enabled self-inspection feature makes the claim settlement process for Digit totally hassle-free. All you have to do is give us a call on a dedicated number to receive a link on the listed contact number. After this, you will need to follow a step-by-step process and click and upload pictures of the damaged area of your car. Once we receive the pictures, our executive will get back to you with an appropriate estimate. You can then proceed with selecting the preferred mode of repair. The online method of filing claim settlement process completely eliminates the hassles of manually filing multiple forms and submitting a handful of documents.
- Insured Declared Value Customisation: Digit allows you to customise the Insured Declared Value of your car, which is the present market value. IDV determines the premium of the car insurance plan and the sum insured. This means that insurance premiums will be high if IDV is higher. When you opt for Digit car insurance, you get to customise the IDV as you prefer.
How Can Digit Vehicle Insurance Save your Car in Kannur?
Let us see how Digit car insurance can protect you from unforeseen incidents in Kannur:
Select from Multiple Car Insurance Policies: If you are selecting Digit's car insurance plans for your vehicle, you can choose from any of the following insurance plans:
- Comprehensive Car Insurance: A comprehensive car insurance plan is one that offers coverages from both personal and third-party damages.
- Third-Party Car Insurance: A third-party car insurance plan is one that offers coverages against the losses caused to third-party cars, property or persons.
- Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
- Personal Accident Cover: A personal accident cover is mandatory for every car owner while buying an insurance plan. It not only protects your family's finances in your absence but also covers medical bills and family income loss. Personal accident cover will keep your worries at bay, offering maximum protection to your family in the event of death or permanent disability. You can also get a health insurance plan that can provide you with more extensive coverage during hospitalisation.
- Avoid Legal Issues: In India, as per the Motor Vehicles Act, 1988, it is mandatory to get third-party car insurance for every vehicle owner. Moreover, not having an insurance plan will lead to fines of ₹ 2,000. This may also lead to 3-months of imprisonment or even cancellation of driving license in case of certain circumstances. Hence, getting a Digit car insurance plan is necessary to steer clear of legal penalties.
- Customised Add-on Covers: If you are choosing the comprehensive car insurance plan from Digit, you will be able to customise it with add-on covers. These add-ons offer additional advantage, which is over and above the comprehensive policy. Based on your convenience and budget, you can include add-ons by just paying a nominal extra amount. For example, if you choose roadside assistance as an add-on, we will offer financial coverage for repair and replacement costs due to vehicular breakdown. In addition to this, you can choose other add-ons like zero depreciation cover, tyre protect cover, passenger cover and many more.
Why Choose Car Insurance in Kannur by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Quick and hassle-free claim process that's digital and paperless
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
Key Features of Digit's Car Insurance Policy
What’s Covered in Digit Car Insurance in Kannur?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
Car Insurance Add-ons Available in Kannur
Following are the car insurance add-ons available in Kannur:
What’s not Covered in Digit Car Insurance in Kannur?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Kannur
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
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Damages/Losses to own car due to an accident |
×
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✔
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Damages/Losses to own car in case of fire |
×
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✔
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Damages/Losses to own car in case of a natural calamity |
×
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✔
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Damages to Third-Party Vehicle |
✔
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✔
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Damages to Third-Party Property |
✔
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✔
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Personal Accident Cover |
✔
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✔
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Injuries/Death of a Third-Party Person |
✔
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✔
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Theft of your car |
×
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✔
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Doorstep Pick-Up & Drop |
×
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✔
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Customize your IDV |
×
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✔
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Extra protection with customized add-ons |
×
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✔
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Know more about the difference between comprehensive and third party insurance
How to Buy Car Insurance in Kannur with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Kannur
Here’s the list of Digit's top 25 cashless garages in Kannur, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.