General
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Car Insurance in Gorakhpur
Gorakhpur city is located in the state of Uttar Pradesh and is home to several famous temples. The city is visited by lakhs of devotees and pilgrims from various parts of the country throughout the year.
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Being a popular place among tourists and pilgrims, this city experiences heavy traffic congestion. In addition, there is poor transport infrastructure, traffic management and thefts due to a lack of proper parking space availability. Considering all these factors, it would be beneficial for car owners of Gorakhpur to buy a car insurance cover. An insurance plan will provide you with the necessary coverage in the event of any mishap, damage or theft in the city. So if you are looking for a reliable insurance partner in Gorakhpur, you can consider Digit car insurance policy. Digit offers a super-fast claim settlement process and round-the-clock customer assistance.
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Renew Car Insurance in Gorakhpur
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Up to 90% Off
with PAYD Add-On
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Car insurance Online, Up to 90% Discount
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9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Why Should You Get a Digit Car Insurance Plan in Gorakhpur?
Let us check the benefits that you can get by purchasing a Digit car insurance policy:
- Effortless Claim Settlement Process: The smartphone-enabled self-inspection method has made Digit car insurance claim settlement a hassle-free and simple affair. First, you have to call on the provided number, after which you will receive a link to your registered number. After this, you need to follow a stepwise guide and click and upload the pictures of the damaged portion of your car. Once we receive the uploaded pictures, the concerned team will contact you with an estimate. The hassle-free and complete digital process of filing for car insurance claims with Digit makes it one of the most-trusted insurance providers for vehicle owners. The digital process of claim settlement eliminates the trouble of filing numerous forms and submitting a plethora of documents.
- 24/7 Customer Assistance: Digit customer care representatives are always available to answer any of your car insurance policy-related queries. These executives are available 24/7 and even on national holidays to offer you a resolution to any policy-related query.
- Pan India Network Garages for Cashless Repairs: When you are choosing cashless repairs mode, get the repairs done from any of the numerous network garages of Digit located in various parts of India. This allows vehicle owners to repair the damaged parts of their vehicle at no extra cost. Moreover, you get 6 months of warranty from any of the repair work that you opt for from network garages of Digit.
- Options for IDV Customisation: Insured Declared Value, the current market value of your vehicle is a crucial factor that affects the premium amount you pay for your vehicle insurance policy. The higher the IDV, the higher will be your car insurance policy premium and vice versa. Digit offers you to customise the IDV of your vehicle depending on your budget and convenience.
How Can Digit Car Insurance Save Your Car in Gorakhpur?
Here are the ways how Digit car insurance can protect you and your vehicle from unpredictable mishaps:
- Personal Accident Cover: As per the law, every vehicle owner must have a personal accident cover. A personal accident cover will provide financial assistance in case of permanent disability, physical injuries and even death. By getting a personal accident cover from Digit, you can secure the finances of your family in the event of your death or disability. You can also obtain health insurance from Digit, which offers a comprehensive range of coverage for expenses related to treating any injury or illness.
- Avoid Legal Fines: Every vehicle owner needs to have a third-party insurance policy as per the Motor Vehicles Act, 1988. In case you drive without an insurance plan, you might have to pay a fine of ₹ 2,000. For repeated offences, the penalty can go up to ₹ 4,000. On some occasions, this may lead to 3-months of imprisonment or driving license cancellation.
- Select From Various Car Insurance Policies: You can choose from the available two types of car insurance policies:
- Comprehensive Car Insurance
- Third-Party Car Insurance
- Own Damage Car Insurance
The coverage, benefits, policy premium and various other aspects will vary for each of the different car insurance plans.
- Add-ons Customisation: Digit offers the benefit of customising comprehensive plans with add-ons. The add-ons will extend the coverage of the comprehensive plan. However, you will have to pay a higher premium amount to buy these add-on covers. If you choose a comprehensive car insurance plan, you can customise various add-ons for added advantages. These add-ons include passenger coverage, breakdown assistance, engine and gearbox protection, etc. Let’s take the instance of the return to invoice add-on. This add-on will be useful in case your car is totally damaged beyond repair due to an accident or has been stolen. In such situations, Digit will compensate you with the amount that is mentioned in the car’s invoice. You can choose from the wide range of add-on covers from Digit depending on your budget and your requirement.
Why Choose Car Insurance in Gorakhpur by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Quick and hassle-free claim process that's digital and paperless
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
Key Features of Digit's Car Insurance Policy
What’s Covered in Digit Car Insurance in Gorakhpur?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
Car Insurance Add-ons Available in Gorakhpur
Following are the car insurance add-ons available in Gorakhpur:
What’s not Covered in Digit Car Insurance in Gorakhpur?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Gorakhpur
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
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Damages/Losses to own car due to an accident |
×
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✔
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Damages/Losses to own car in case of fire |
×
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✔
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Damages/Losses to own car in case of a natural calamity |
×
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✔
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Damages to Third-Party Vehicle |
✔
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✔
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Damages to Third-Party Property |
✔
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✔
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Personal Accident Cover |
✔
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✔
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Injuries/Death of a Third-Party Person |
✔
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✔
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Theft of your car |
×
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✔
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Doorstep Pick-Up & Drop |
×
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✔
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Customize your IDV |
×
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✔
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Extra protection with customized add-ons |
×
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✔
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Know more about the difference between comprehensive and third party insurance
How to Buy/Renew Car Insurance in Gorakhpur with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Gorakhpur
Here’s the list of Digit's top 25 cashless garages in Gorakhpur, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.