Durgapur, the fourth largest urban agglomeration of West Bengal, is a major industrial city in the Paschim Bardhaman district. It is a well-planned and integrated industrial town on the bank of the Damodar River. It is famous for the popular coal fields of Raniganj.

Besides, the city is well-known for its steel plants, forming a considerable part of Durgapur's economy. Several people from various parts of the country move to this city for their livelihood.

Heavy vehicle movement, increasing population, and ineffective civic management often cause challenges for vehicle owners of this city.

 Car owners of this city need to get their cars insured to avoid any financial damage due to any unforeseen mishap or accident. So, if you are looking for a trusted insurance provider in Durgapur, turn to Digit.

Our superfast claim settlement procedure and 24/7 customer assistance make us one of the most notable motor insurers.

Following are the car insurance add-ons available in Durgapur:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Digit car insurance policy helps you stay protected from unforeseen mishaps in many ways. Here are some of them:

• Options to Customise Your IDV: IDV, also known as the Insured Declared Value, influences your car insurance's sum insured amount and the premium amount. Digit allows you to decide your vehicle's IDV as per convenience. Make sure to set your car's IDV carefully when buying a plan. If the IDV is higher, your sum insured will also be more.
• Easy and Quick Claim Settlement: Our claim settlement process is superfast and easy, thanks to the smartphone-enabled self-inspection method. To raise your claim, you can quickly call on our toll-free number to get the self-inspection link on your registered number. Then you need to follow the instructions thoroughly to capture your vehicle's damage from your smartphone. Once we receive the images, our concerned team will get back to you with an estimate. Finally, you can end the procedure after choosing between our Cashless or Reimbursement mode of repairs. Moreover, as the entire procedure is online, it does not require any documentation or paperwork. So, you can raise a claim against your car insurance policy in minutes anytime, anywhere.
• Cashless Repairs: While filing a claim, you can choose our cashless repair mode. Under this mode, you can get your car repaired from our nearest network garage without bearing any additional costs. We feature thousands of network garages all over the country that offer a 6-month warranty on every repair.
• 24/7 Customer Support: If you come up with an insurance-related query or face any emergency, you can contact our team without any hesitation. Our customer care support is available 24 hours, irrespective of Sundays and national holidays. So, whenever you need expert advice, we are there to assist you.

Here are the ways in which the car insurance from Digit can protect your vehicle during unexpected mishaps:

• Choose From Our Range of Insurance Policies: Digit offers the following two types of insurance plans for a car insurance policyholder:

  • Third-party Car Insurance: This is a mandatory insurance policy that cover only third-party damages.
  • Comprehensive Car Insurance: When you buy a comprehensive car insurance policy from Digit, you get coverage for both personal damage and third-party liabilities.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Stay Protected From Legal Hazards: As per the provisions of Motor Vehicle Act 1988, all vehicle owners must buy at least the third-party cover. You will be fined a penalty of ₹ 2000 if you are caught driving without any insurance policy. This fine may go up to ₹ 4000 if repeated constantly. Besides, authorities can also imprison you for 3 months or suspend your driving license in some instances. Purchasing a car insurance policy from Digit will safeguard you from such legal penalties.
• Get More Coverage With Add-ons: A comprehensive insurance policyholder can always extend the policy coverage by purchasing add-on covers. You only need to pay an extra amount per month when you buy these add-ons. However, the additional benefits they provide are worthwhile in different situations. For instance, you can choose the return to invoice cover. With this add-on, you can get back the entire amount mentioned in your car's invoice as compensation in case of theft and irreparable damages. Moreover, it covers the expense of registration charges and road tax.
• Opt for A Personal Accident Cover: A personal accident cover provides you with financial coverage for bodily injuries and permanent disabilities caused due to an accident. Moreover, it includes death coverage as well. That is, if the car owner dies in an accident, the nominee gets compensation. So, buying a personal accident cover secures your family from any unexpected financial burden. So, when you buy Digit car insurance, you get to secure your finances from unwanted money flow due to unforeseen incidents and get to secure your family's future.