General
Life
Car Insurance in Raigad
Raigad district is located in the Konkan region of Maharashtra. It is known for its natural beauty and its historical significance. The Raigad Fort is famous among travellers and adventure enthusiasts. Mumbai, Pune and Thane are the notable cities located nearby.
Read more...
The growing number of tourists and visitors each year, inefficient traffic management and lack of suitable infrastructure often lead to traffic congestion. Accidents, fatalities and other mishaps are quite common. Car owners of Raigad should get a motor insurance policy to stay protected from unwanted financial expenses caused due to unforeseen incidents. Digit is a trusted motor insurance policy provider. Digit offers round-the-clock customer assistance and a simplified online claim settlement process. Also, Digit has a higher claim settlement ratio for car insurance policies.
Read less
Renew Car Insurance in Raigad
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Up to 90% Off
with PAYD Add-On
This is a {{carWheelerCtrl.localStorageValues.product}} reg no, please enter a private car reg no.
I agree to the Terms & Conditions
Buy Online for Huge Savings
Check Price
×
Car insurance Online, Up to 90% Discount
This is a
{{carWheelerCtrl.localStorageValues.product}} reg no, please enter a private car reg
no.
It's a Brand New Car
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Why Should You Get a Digit Car Insurance Policy in Raigad?
Let us see why you should get your car insurance online policy from Digit in Raigad:
- Different Network Garages for Cashless Repair: When you opt for the cashless mode of repair, you can choose to get your car damages rectified from the different network garages of Digit available across India. You need not pay anything from your pocket for repairs from these network garages. On top of this, you will get a six months warranty on the repair conducted from any of the network garages of Digit.
- 24/7 Customer Assistance: The customer care representatives of Digit are always available to resolve all your concerns related to the car insurance policy. The helpline portal is open 24/7 and even on national holidays. So, feel free to contact us in case of any doubts or issues.
- Simplified Claim Settlement Process: Digit facilitates an online claim settlement process. The smartphone-enabled self-inspection features make the entire process hassle-free and fast. To raise a claim, you need to first call us on the provided number to receive a link in your registered contact details. Next, you need to follow a step-by-step procedure to click and update pictures of the damaged area of your car. Upon receiving those pictures, our executive will get back to you with an estimate. You can then choose the mode of repair as per your preference. The online claim settlement process eliminates the need for filing forms and submission of various documents.
- Option to Customise IDV: IDV or Insured Declared Value denotes the present value of your vehicle, which directly impacts the premium you pay for your vehicle insurance. Digit offers the benefit of customising the IDV at your convenience. IDV also determines the sum insured amount. So, if you choose a higher IDV, the sum insured will be higher and the policy premium will be consequently high.
How Can Digit Vehicle Insurance Save Your Car in Raigad?
Here is how the Digit vehicle insurance can save you from uncalled mishaps on the road:
Choose From Multiple Car Insurance Policies: Digit has made available three types of car insurance plan for every car owner:
- Comprehensive Car Insurance: This policy offers coverage for both personal and third-party losses. It will also extend coverage for any expense due to accidents, car robbery, fires, natural disasters etc.
- Third-Party Car Insurance: Third-party vehicle insurance provides assistance for any damage caused to any third-party property, person or vehicle.
- Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
- Personal Accident Cover: A personal accident cover is a mandatory extension of a motor insurance plan as per the country's motor laws. Personal accident cover will provide financial assistance for all medical bills resulting from bodily injuries or permanent disability. Getting this type of cover will secure your family's finances in your absence. Meanwhile, if you have Digit’s health insurance, it can also help cover hospital costs resulting from accidents.
- Avoid Legal Complication: It is compulsory to get third-party vehicle insurance for every vehicle owner in India. This mandate has been laid down by the Motor Vehicles Act, 1988. As per this law, any vehicle owner who drives a car without a valid insurance plan will have to pay hefty fines ranging from ₹ 2,000 to ₹ 4,000. In addition, repeated occurrences can lead to imprisonment of up to 3 months or even cancellation of driving license.
- Customisation of Add-ons: If you are choosing the comprehensive car insurance plan, then Digit offers you to customise it with various add-ons. These add-ons offer additional coverage, which is not included in the comprehensive plan. You will, however, need to pay an extra premium for these add-ons. Some of the add-ons that Digit offers are roadside assistance cover, zero depreciation cover, tyre protection cover, return to invoice cover, etc. For instance, if you buy the return to invoice cover, Digit will compensate the entire amount of the car as mentioned in the invoice in the event of theft or total damage. This coverage will also compensate for the road tax and registration charges.
Why Choose Car Insurance in Raigad by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Quick and hassle-free claim process that's digital and paperless
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
Key Features of Digit's Car Insurance Policy
What’s Covered in Digit Car Insurance in Raigad?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
Car Insurance Add-ons Available in Raigad
Following are the car insurance add-ons available in Raigad:
What’s not Covered in Digit Car Insurance in Raigad?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Raigad
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
|
Damages/Losses to own car due to an accident |
×
|
✔
|
|
Damages/Losses to own car in case of fire |
×
|
✔
|
|
Damages/Losses to own car in case of a natural calamity |
×
|
✔
|
|
Damages to Third-Party Vehicle |
✔
|
✔
|
|
Damages to Third-Party Property |
✔
|
✔
|
|
Personal Accident Cover |
✔
|
✔
|
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
|
Theft of your car |
×
|
✔
|
|
Doorstep Pick-Up & Drop |
×
|
✔
|
|
Customize your IDV |
×
|
✔
|
|
Extra protection with customized add-ons |
×
|
✔
|
Know more about the difference between comprehensive and third party insurance
How to Buy/Renew Car Insurance in Raigad with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Raigad
Here’s the list of Digit's top 17 cashless garages in Raigad, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.