Car Insurance in Ambala

Ambala is located in the Indian state of Haryana and is divided into two parts – Ambala Cantonment and Ambala City. The Cantonment area has an Indian Army and Indian Air Force base, while other parts of Ambala consist of various colleges, offices and supermarkets.

Ambala has seen a significant rise in vehicle numbers in recent years due to improving standards of living. This has been the major cause of traffic issues and congestion. On top of that, rampant traffic violations and vehicle theft are also quite frequent.

So, to protect yourself from bearing and financial expenses due to theft, accident or any other damage, you should opt for buying a car insurance plan.

If you are looking for a vehicle insurance policy provider, Digit is a reliable option to go with. The superfast claim settlement process and round-the-clock customer service make Digit one of the dependable car insurers in Ambala.

Let's check out the advantages you can get by obtaining a Digit car insurance policy: Here are a few factors that you should consider before buying Car insurance online.

• Simple and Swift Online Claim Settlement Process: With Digit, you can enjoy an easier and faster claim settlement thanks to the smartphone-enabled self-inspection process. Simply call Digit on the provided number to receive a link in your registered mobile number. After that, upload clear pictures of your car damage following stepwise guidelines. Finally, you can send those pictures to us, and our executive will get back to you with an estimated amount. The online process of filing a claim with Digit has totally eliminated the need for manual filing of multiple forms and submission of documents. This hassle-free and paperless approach is extremely convenient and time-saving.
• Thousands of Digit Network Garages for Cashless Repairs: Digit comes with thousands of network garages where you can opt for a cashless mode of repair. You can repair the damaged portions of your car from any of the nearest network garages without costing any additional money from your end. On top of this, you get a 6 months warranty on any repair vehicle that is conducted in Digit's network garages.
• 24/7 Customer Assistance: The Digit customer care representatives are available round the clock to help you out with any queries related to the car insurance policy. Our team will be at your service even on national holidays. So, if you are in need of any insurance-related help, feel free to get in touch with us at any time.
• Customisation of Insured Declared Value: Digit offers every car owner the option to customise IDV or Insured Declared Value based on their budget and convenience. IDV is the present market value of your car, and it directly affects the premium you pay for your vehicle insurance plan and the sum insured.

Here are the ways in which Digit car insurance can protect you from unpredictable troubles:

• Avoid Legal Penalties: As per the Motor Vehicles Act, 1988, it is mandatory for every vehicle owner to get a third-party vehicle insurance plan in India. If you drive a car without an insurance plan, you are liable to pay a fine of ₹ 2,000. You might have to pay ₹ 4,000 in case of repeated incidents. In some cases, this may lead to the cancellation of a driver's license and imprisonment of at least 3 months.
• Select From Various Car Insurance Policies: If you are choosing a Digit insurance policy for your vehicle, you can choose from the following types of policies:
  • Comprehensive Car Insurance: This type of car insurance policy offers financial coverage for any damage to your vehicle and third-party lives or property.
  • Third-Party Car Insurance: This type of car insurance plan offers coverage against any loss to a third-party vehicle or person.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.

You can choose the most suitable type of car insurance plan according to your need and preference.

• Personal Accident Cover: A personal accident cover, also known as PA cover, is a legal requirement for every vehicle owner. You can get financial assistance in case of any expenses that you incur due to bodily injury, permanent disability or even loss of life. Hence, purchasing a personal accident cover from Digit will protect your family's finances during challenging times. You can also have health insurance that provides extensive coverage in case of hospitalisation.
• Add-ons Customisation: Car owners buying comprehensive insurance policies from Digit can customise add-ons by just paying a minimal amount. These add-ons offer additional coverage, which you can choose based on your convenience and need. You can choose from a number of add-on covers like breakdown assistance, consumable cover, zero depreciation cover, roadside assistance, etc. For example, roadside assistance will cover any expenses that you may have to incur due to a sudden vehicle breakdown. You get compensation for fuel, towing services, taxi services and more. The convenience and reliability that Digit car insurance policy offers make it one of the trusted vehicle insurance partners in Ambala.

Following are the car insurance add-ons available in Ambala:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover