General
Life
Car Insurance in Mysore
Mysore, nicknamed the ‘City of Palaces’, is located in Karnataka. It is also referred to as the cultural capital of Karnataka. It is known for industries like sandalwood carving, weaving, bronze work, etc.
Read more...
However, tourism and IT are the major industries in Mysore. According to the records, Mysore witnesses more than 3 million tourists annually. With such a huge tourist footfall every year, the roads of Mysore are undoubtedly overcrowded and congested at most times. The growing number of industries also contributes to the high population. In addition, the city becomes quite challenging for vehicle owners during monsoon. Thus, opting for a car insurance policy is crucial to financially protect yourself from the risks of unforeseen mishaps. While looking for a reliable insurance provider, you will come across several renowned brands. Digit Insurance is one of the most reputed brands among them. When you opt for Digit insurance policies, you get various facilities and benefits.
Read less
Renew Car Insurance in Mysore
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Up to 90% Off
with PAYD Add-On
This is a {{carWheelerCtrl.localStorageValues.product}} reg no, please enter a private car reg no.
I agree to the Terms & Conditions
Buy Online for Huge Savings
Check Price
×
Car insurance Online, Up to 90% Discount
This is a
{{carWheelerCtrl.localStorageValues.product}} reg no, please enter a private car reg
no.
It's a Brand New Car
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Why Should You Opt for a Digit Car Insurance in Mysore?
Digit car insurance policy has a lot to offer to their policyholders. Check out some of the best reasons to opt for Digit:
Customise Your IDV: Your vehicle’s market value is the Insured Declared Value of your car. The IDV strongly impacts your insurance’s premium, and the sum insured. Digit aims to maintain transparency for all their policyholders. Thus, they allow every policyholder to customise their vehicle’s IDV according to their convenience. Do note that the higher the IDV, the higher the premium you have to pay.
Superfast Claim Settlement: The entire claim settlement for Digit car insurance is online, making the procedure fast and convenient. It helps the policyholder to file a claim in minutes without any hassle of documentation or paperwork. The smartphone-enabled self-inspection method lets you easily file a claim against your car insurance. You need to follow some simple steps to get it done:
- Call on the provided number and get a link for self-inspection on your registered mobile number
- Follow the stepwise instructions and click your car’s damaged parts from your smartphone
- Send the pictures to get a quote
- End your claim settlement procedure by choosing a repair mode: Cashless or Reimbursement. It’s that easy! Thus, you can choose Digit for a smart and easy claim settlement.
- Thousands of Network Garages: If you are a Digit car insurance policyholder, you can get the damaged car repaired from any of the network garages. It is applicable even if you are travelling outstation. Digit has thousands of network garages across India to offer this facility. Moreover, they offer a 6-month warranty on every repair. On choosing a cashless mode of repair, you can get a car repaired without any additional expenses from your end.
- 24/7 Assistance: You can reach Digit’s customer care number anytime you need an insurance-related solution. The customer care executives are there to answer your queries 24 hours a day, irrespective of national holidays.
How Can Digit Car Insurance Save Your Car in Mysore?
Here are some of the ways Digit helps you to stay protected from unpredicted mishaps:
Avoid Legal Hazards: The Motor Vehicles Act 1988 mandated third-party car insurance for every vehicle owner. In case you are driving a car without any insurance plan, you are liable to pay ₹ 2,000 as a penalty, which can reach ₹ 4,000 if the offence is repeated. Digit’s car insurance policy helps you avoid such hazards and keep a clean legal record.
Choose Convenient Insurance Policies: Digit offers three types of car insurance policies:
- Third-party Car Insurance
- Comprehensive Car Insurance
- Own Damage Car Insurance
All these policies come with different features and benefits, and the premium amount you pay for each type of insurance will also vary.
- Get Personal Accident Cover: Personal accident cover is a must-have for all vehicle owners. PA cover is a compulsory extension when you buy any motor insurance. It provides financial aid for injury treatment, permanent disabilities, or accidental death, and helps your family cope with income loss in such events. Digit’s health insurance also provides extended hospital care coverage following accidents.
- Customise Your Car Insurance with Add-ons: When you opt for a comprehensive car insurance policy from Digit, you get an option to customise add-ons to maximise the benefits. Though you need to pay some extra charges, the benefits are worthwhile to pay for. Digit offers several add-ons like a consumable cover, return to invoice cover, tyre protect cover, engine and gearbox protection cover and so on. Let’s see an example of the return to invoice cover. You will be compensated with the amount mentioned in your car’s invoice in case it is stolen or completely damaged. You can add an extra layer of protection and enhance the coverage of your car insurance policy when you choose Digit as your insurance partner.
Why Choose Car Insurance in Mysore by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Quick and hassle-free claim process that's digital and paperless
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
Key Features of Digit's Car Insurance Policy
What’s Covered in Digit Car Insurance in Mysore?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
Car Insurance Add-ons Available in Mysore
Following are the car insurance add-ons available in Mysore:
What’s not Covered in Digit Car Insurance in Mysore?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Ahmedabad
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
|
Damages/Losses to own car due to an accident |
×
|
✔
|
|
Damages/Losses to own car in case of fire |
×
|
✔
|
|
Damages/Losses to own car in case of a natural calamity |
×
|
✔
|
|
Damages to Third-Party Vehicle |
✔
|
✔
|
|
Damages to Third-Party Property |
✔
|
✔
|
|
Personal Accident Cover |
✔
|
✔
|
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
|
Theft of your car |
×
|
✔
|
|
Doorstep Pick-Up & Drop |
×
|
✔
|
|
Customize your IDV |
×
|
✔
|
|
Extra protection with customized add-ons |
×
|
✔
|
Know more about the difference between comprehensive and third party insurance
How to Buy/Renew Car Insurance in Mysore with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Mysore
Here’s the list of Digit's top 25 cashless garages in Mysore, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.