Car Insurance in Rupnagar

The below-mentioned are some of the notable benefits for which you should get a Digit car insurance policy:

• Availability of Thousands of Network Garages: You can opt from countless network garages of Digit pan India if you choose the cashless repair mode while raising a claim. At these garages, you get the damaged parts of your car repaired without spending any money. Moreover, there is a warranty of 6 months on any car repairs that you get done from Digit's network garages.
• Easy and Simple Claim Settlement Process: By opting for Digit as your trusted insurance partner, you will get a simplified claim settlement process for your four-wheeler. The smartphone-enabled self-inspection facility makes the entire process hassle-free and paperless. All you need to do is give us a call, followed by which a link will be shared in your registered phone number. In the next step, you need to upload clear pictures of the damaged portion of your car and send those to us. Upon receiving the pictures from your end, our representative will get in touch with you with an estimate. Moreover, the online process of filing the vehicle insurance policy is extremely time-saving. This eliminates the need to file numerous forms and submission of documents.
• 24/7 Customer Support: The customer care representatives of Digit are just a call away. You can get a satisfactory resolution for all your doubts or queries at any time of the day. The customer care service is open 24/7 and even on holidays to ensure that all your queries are resolved in no time.
• Customised IDV: IDV or Insured Declared Value refers to the present market value of your vehicle. Digit car insurance plan allows you to customise the IDV of your car. Your car IDV impacts the policy's premium, and the sum insured. With Digit, you can get the IDV of your car customised depending on your budget and preference.

Here are the ways in which Digit car insurance can protect your vehicle from unforeseen troubles:

• Avoid Being Penalised: As per the Motor Vehicles Act, 1988, buying a third-party car insurance policy is a compulsory mandate for every vehicle owner in India. Driving your vehicle without a car insurance policy will lead to a hefty fine of ₹ 2,000. On some occasions, this amount may increase to ₹ 4,000 or 3-months of imprisonment and even cancellation of your driving license.
• Choose from Multiple Car Insurance Policies: Digit allows every car owner to choose from the available three types of car insurance policies: 
  • Comprehensive Car Insurance: A comprehensive car insurance policy is an all-inclusive insurance plan that covers both personal damages and third-party damages. This plan offers financial coverage in case of accidental damages, car thefts, personal injuries or death, etc.
  • Third-Party Car Insurance: Third-party vehicle insurance protects the vehicle owners from liability for any damage or loss that occurred to third-party car, person or property.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Personal Accident Cover: A personal accident cover is highly essential for every car owner or driver. This safeguards you from bearing financial loss in case of accidents leading to injuries, permanent disabilities or even loss of life. Hence, choosing Digit's personal accident cover will offer optimum security against any financial loss caused by accidents. Additionally, to enhance protection, Digit offers medical insurance that covers accident-related hospital expenses.
• Customise Add-ons: You can now customise add-ons with the comprehensive car insurance plan by paying just a nominal amount. This allows you to get extra benefits in the form of extended coverage. Digit offers a wide range of add-on covers such as road assistance cover, passenger cover, tyre protection cover, etc. With Digit, you can get various add-ons as per your need and enjoy additional benefits over and above the comprehensive car insurance plan benefits.

Following are the car insurance add-ons available in Rupnagar:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover