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Car Insurance in Navi Mumbai

9000+ Cashless Garages

96% Claims Settled (FY 24-25)

Buy or Renew Car Insurance in Navi Mumbai Online, Up to 90% off

How Can Digit Car Insurance Save Your Car in Navi Mumbai?

Why Choose Car Insurance in Navi Mumbai by Digit?

We treat our customers like VIPs, know how…

Cashless Repairs

With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.

Smartphone-Enabled Self Inspection

Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.

Super-Fast Claims

Digit has settled 96% of motor claims, with most processed in just a few hours. The digital-first approach ensures minimal paperwork and quick turnaround, so you can get back on the road sooner.

24*7 Support

Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.

Customize your Vehicle IDV

Customize Your Vehicle IDV

You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.

Complimentary Wellness Benefits

As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.

Key Features of Digit's Car Insurance Policy

Key Features Digit Benefit
Premium Starting from ₹2094
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 11 Add-ons available
Cashless Repairs Available at 9000+ Garages with Doorstep Pickup & Drop
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

What’s Covered in Digit Car Insurance in Navi Mumbai?

Accidents

Covers damage from collisions

Theft

Protection if your car is stolen

Fire

Covers accidental fire damage

Natural Disasters

Includes floods, cyclones, etc.

Personal Accident

Compensation for owner’s death or disability

Third Party Damages

Covers damage to others’ property or vehicles

What’s not Covered in Digit Car Insurance in Navi Mumbai?

Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind

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Own Damages for Third-Party Policy Holder

Third-party policies don’t cover your car’s damage

Drunk Driving

Drunk Driving

No cover if driving under influence or without a valid licence

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Driving without a Valid Driving Licence

No cover if driving without a qualified supervisor

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Consequential Damages

Indirect damage after an accident isn’t covered

Contributory Negligence icon

Contributory Negligence

Damage from ignoring safety guidelines (e.g., driving in floods) is excluded

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Add-Ons Not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Car Insurance Plans in Navi Mumbai

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Third party

A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
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Comprehensive

A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
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Standalone Own Damage

An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.

Third-Party

Comprehensive

Own Damage

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Why Should You Get Digit Car Insurance Policy?

How to Buy Car Insurance in Navi Mumbai with Digit?

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Enter Car Details

On the Digit App or website, enter car registration number and select the policy status.

Choose a Plan

Select the type of car insurance plan and choose desired add-ons.

Enter Personal Details

Enter your personal, nominee and vehicle details, and move to the next step.

Make Payment

Complete the payment and mandatory KYC verification process.

That's It!

You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

Cashless Garages by Digit

Digit's Cashless Garages

Get cashless repairs at 9000+ garages across India 

Popular Cashless Garages in Digit's Network in Navi Mumbai

Here’s the list of Digit's top 25 cashless garages in Navi Mumbai, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.

Garages Name Garage Address Location
Simran Maruti Panvel Simran Maruti Panvel Navi Mumbai Plot No. 2-8, Sector 15, Mumbai Pune High Way, Khanda Colony, Panvel 410206 📍 View on Maps
Bhavna Kia Nerul Bhavna Kia Nerul Navi Mumbai Plot No. 49, Sector-1,Near L P Bridge, Nerul, Navi Mumbai 400706 📍 View on Maps
Bhavna Kia Panvel Bhavna Kia Panvel Navi Mumbai Survey No-60,Kolke Village, Old, Mumbai - Pune Expy, Nxt To Bharat Benx Service, Panvel 410206 📍 View on Maps
Automotive Manf Maruti Nerul Automotive Manf Maruti NerulNavi Mumbai Midc, Ttc Inds Area, Plot D-229, Mumbai Pune Road,Nerul, Navi Mumbai 400706 📍 View on Maps
Sai Service Maruti Turbhe Sai Service Maruti TurbheNavi Mumbai Plot No D, 42, Turbhe Midc Rd, Ttc Industrial Area, Midc Industrial Area, Turbh 400705 📍 View on Maps
Excell Maruti Taloja Excell Maruti Taloja Navi Mumbai Plot No.9, Midc, Taluka: Panvel Dis: Raigard Navi Mumbai, Taloja, Navi Mumbai, 410208 📍 View on Maps
Fortune Cars Pvt Ltd Fortune Cars Pvt Ltd Navi Mumbai D232, Midc Industrial Area, Shiravane, Nerul, Navi Mumbai, Maharashtra 400706 400706 📍 View on Maps
Autobahn Vw Navi Mumbai Autobahn Vw Navi Mumbai Navi Mumbai Kamdhenu Building, Ground Floor,Plot No 51, Sector 1,Midc Ind Area, Nerul 400706 📍 View on Maps
My Car Maruti Turbhe My Car Maruti Turbhe Navi Mumbai Plot No A751/2, S C Road, Ttc Ind Area, Midc Industrial Area, Kopar Khairane 400705 📍 View on Maps
My Car Maruti Pawne My Car Maruti Pawne Navi Mumbai Plot No Gen 25 Gen 25B 1 Ttc Industrial Area Pawane Midc Thane Belapur Rd 400701 📍 View on Maps
Simran Maruti Dighe Simran Maruti Dighe Navi Mumbai Plot No-C-16, Midc, Vishnu Nagar, Digha Naka, Ttc Industrial Area, Airoli 400708 📍 View on Maps
Sharayu Hyundai Navi Mumbai Sharayu Hyundai Navi MumbaiNavi Mumbai Plot No D, 406, Mumbai - Pune Hwy, Ttc Industrial Area, Turbhe Midc, Sanpada 400703 📍 View on Maps
Tejpal Motors Mg Nerul Tejpal Motors Mg Nerul Navi Mumbai Plot No, D238, Near Uran Phata, T.T.C. Industrial Area, Shiravane, Nerul, Navi 400706 📍 View on Maps
Vishal Hyundai Navi Mumbai Vishal Hyundai Navi Mumbai Navi Mumbai Plot No. 7,8,9, Panvel Industrial Co-Op Estate Rd, Sector 15, Ltd, Panvel 410206 📍 View on Maps
Gomechanic 4W Multi Car Clinic Gomechanic 4W Multi Car ClinicPlot - D222/4, Midc Industrial Area, Shiravane, Nerul, Navi Mumbai 📍 View on Maps
Heritage Tata Navi Mumbai Heritage Tata Navi Mumbai Navi Mumbai Jawahar Co-Op Ind, Kamothe, Panvel, Navi Mumbai, Maharashtra 410206 410206 📍 View on Maps
Garnet Skoda Turbhe Garnet Skoda Turbhe Plot No C331, Ttc Industrial Area, Midc Industrial Area, Pawne, Navi Mumbai 📍 View on Maps
Wellwisher Tata Sanpada Wellwisher Tata Sanpada Navi Mumbai 27Th Floor, Flat N0 2701, G Square Business Park, Plot No 25 And 26 Sector 30, Sanpada 400705 📍 View on Maps
Bhavna Mahindra Nerul Bhavna Mahindra Nerul Navi Mumbai D-179, Ttc Midc, Shirvane, Nerul East 400706 📍 View on Maps
Etco Nissan Navi Mumbai Etco Nissan Navi Mumbai Navi Mumbai Plot No. 51, Sector 1, Nerul Suborb, Navi Mumbai,Mumbai City, Maharashtra, 4007 400701 📍 View on Maps
Ideal Maruti Navi Mumbai Ideal Maruti Navi Mumbai Navi Mumbai Plot No. 83, Panvel Industrial Estate, Panvel 410206 📍 View on Maps
Unique Multi Navi Mumbai Unique Multi Navi Mumbai Plot No 6B, Shop No 5,6,7, S V Developres, Sector 06, Kharghar 📍 View on Maps
Hallmark Honda 4W Navi Mumbai Hallmark Honda 4W Navi MumbaiNavi Mumbai No D 43/2, Ttc Industrial Area Shiriavane, Bridge,Midc Industrial Area, Nerul 400706 📍 View on Maps
Kamala Hyundai Navi Mumbai Kamala Hyundai Navi MumbaiNavi Mumbai 13/1 - A, Opp Crown Building, Midc Rd, Taloja, Navi Mumbai 410208 📍 View on Maps
Wasan Toyota Vashi Wasan Toyota Vashi Navi Mumbai No 16 ,17, Prithvi Park, Sector 30, Sanpada West, Navi Mumbai 400702 📍 View on Maps

Digit Insurance Registered Offices in Navi Mumbai

Here is the list of office addresses in Navi Mumbai as of July 31st, 2025

Current Address Google Maps Link
1st Floor, Times Square, Tower C, Andheri – Kurla Road, Opp. Mittal Industrial Estate, Marol, Andheri East, Mumbai, Maharashtra - 400059 📍 View on Maps
13th floor, Godrej Colesium, 628A/2, Kurla Village, Lokmanya Pan Bazar, Behind Everand Nagar, Sion, Mumbai - 400022 📍 View on Maps