Car Insurance in Navi Mumbai

Navi Mumbai is a planned city in the Konkan division of Maharashtra. It is divided into North and South Navi Mumbai. The city is home to renowned educational institutions offering engineering, management, medical, etc. courses.

Being part of the Mumbai Metropolitan Region, this is one of the busiest areas attracting considerable traffic on a daily basis. Moreover, a huge part of the population travel across the city in their cars. Considering the congestion and crowd, unforeseen accidents may occur at any time.

Therefore, every car owner in Navi Mumbai must opt for a car insurance policy to cover the financial losses due to unexpected vehicular damages.

If you are a car owner in this city looking for a trusted car insurance provider, look no further than Digit. Digit car insurance claim settlement policy is completely online, and the process is quite hassle-free.

Following are the car insurance add-ons available in Navi-mumbai:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Digit car insurance policy offers you ample benefits. Check out the best reasons to opt for them:

• Multiple Network Garages for Cashless Repair: With Digit’s multiple network garages across India, you can opt for a cashless mode of repair from the nearest network garage at any time. This lets you repair car damages without bearing any additional expenses from your end. Moreover, car repairs from any Digit network garages come with a 6-month warranty period.
• Options to Customise IDV: IDV or Insured Declared Value directly impacts your car insurance policy’s premium amount, and the sum insured. On choosing Digit, you get an option to customise the car’s IDV as per your convenience. Digit focuses on transparency and customer satisfaction; therefore, they provide this benefit for every car insurance policyholder.
• 24/7 Customer Assistance: Digit’s customer care support is available 24 hours at your service, irrespective of weekly or national holidays. You can contact them regarding any insurance policy-related queries. They are always up with a prompt solution.
• Super-fast Claim Settlement Process: Digit comes with a high claim settlement ratio for car insurance policies. With Digit, you can conveniently file a claim against a car insurance policy online. Therefore, the entire procedure is completed in minutes without the hassle of submitting documents or filling out forms. When you opt for Digit car insurance policy, you can avail of an easy claim settlement process through their smartphone-enabled self-inspection procedure. You will get a link to your registered mobile number by calling their toll-free number. You must follow the step-by-step guide as per their instructions and send pictures of the damages. Once their team assesses everything, they provide you with an estimated quote. Finally, you can claim your car insurance policy by choosing a Reimbursement or opt for a Cashless repair service from the nearest Digit network garage.

Opting for a Digit car insurance policy helps you stay protected from unforeseen mishaps in the following ways:

• Choose Different Car Insurance Policies: Digit offers you the following types of car insurance policies:

  • Third-party Car Insurance: When you opt for a third-party car insurance policy, you get financial coverage for any expense you incur due to the damages caused by your car to the third-party property, individuals or vehicles.
  • Comprehensive Car Insurance: This insurance plan covers costs of your personal damages besides covering third-party liabilities. It also covers damages caused due to theft and natural calamities.
  • Own Damage: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Avoid Chances of Legal Penalties: The Motor Vehicles Act 1988 mandated that every car owner should at least opt for a third-party car insurance policy. Driving your vehicle without a car insurance policy can lead to a penalty of ₹ 2,000. However, the penalty may further increase to ₹ 4,000 in case of consecutive offences. Furthermore, in some cases, it may lead to suspension of your driving license and 3 months of imprisonment.
• Personal Accident Cover: Every car owner must opt for a personal accident cover to get financial assistance during a car accident. It covers your expenses arising due to permanent disabilities, injuries, death, etc. Thus, opting for a personal accident cover from Digit helps secure your family during unforeseen incidents.
• Opt for Customisation With Add-ons: Digit offers you customisable add-ons when you opt for their comprehensive car insurance policy. Though you need to pay an extra amount to avail the benefits of these add-ons, they offer additional coverage to maximise financial safety. You may opt for consumables cover. With this add-on, you can avail yourself coverage for lubricants, oil, washer, grease, AC gas oil and more. Digit offers a wide range of add-ons, from tyre protection, return to invoice cover, passenger cover, zero depreciation cover and more. Thus, choosing Digit lets you enjoy extra benefits at nominal additional charges. Moreover, it enhances your financial safety by eliminating the chances of additional monetary outflow.