Navi Mumbai is the perfect blend of food, traditional festivals, theatres and music. You cannot forget the biggest world of Bollywood here, can you! One of the busiest cosmopolitan in India, Navi Mumbai is also known for holding not just its modernistic but old roots tight. It is one planned city, situated off the west coats of Maharashtra and divided into two parts; North and South. With a total population of 1,119,488, it is one of the most populous cities in all over India. Right from shopping malls to temples, and exotic accommodations, this place is for dreamers.

Challenges faced by Car owners in Navi Mumbai

Congestion: Private buses are the biggest culprits here, causing traffic congestion and chaos. The LP stop at Navi Mumbai is gateway to Thane, Mumbai, Satara, Pune and Bangalore. But, this place lacks basic amenities. Being one of the major junctions in here, this place is no less than chaotic throughout the day. Moreover, with such a hefty population and growth of private cars in here, the traffic is always high. You can easily spend a minimum of one hour in traffic jam, especially during peak times. More traffic leads to high rate of road accidents.

Poor road conditions: With ever growth of vehicles, road conditions are always towards the degrading side. At this present moment, residents have been complaining of shoddy condition of the Kharghar service road, connecting Hiranandani Chowk and railway station and opening up at Sion-Panvel Highway. It is one of the many road complaints associated with Navi Mumbai. So vehicles; whether cars or two-wheelers are always prone to accidents. 

Theft prone area: Vehicles in Navi Mumbai are stolen because the thieves are getting opportunity to steal them. Most of the time, cars are left unattended and improperly secured, giving the culprits chances to make their moves. The issue is now out of hand, forcing the Navi Mumbai anti-extortion cell will focus on vehicle theft only. It came up with a separate vehicle theft detection unit. 

Digit Car Insurance houses the best basic coverage for all the cars in Navi Mumbai. Not only that, but there are other add-on coverage available with faster claims and cashless repair. 

Choose the policy that suits you: If you have a low budget for your car insurance and very confident that you will not put your car into an accident or cause any damage to it then go for a stand-alone Third-party car insurance which will save you from a fine of Rs.2000 for an offence of driving without insurance. If you really want to take good care of your car then go for the Comprehensive policy which covers both third-party liability and damages to your car in an accident.

Check: Use Car Insurance Calculator to get the car insurance quotes.

Cover yourself from huge third-party claims: In a congested area like Navi-Mumbai, there is always a chance of an accident. You might cause injury to someone or damage their property unintentionally in an accident. Sometimes the loss of the third party may be irreparable such as permanent bodily damage or death, in such a case the claim amount of the third-party can be huge that you may not be able to bear. Your insurer takes the cost to save you against the third party policy.

Better protection with Add-ons: Add-ons can be selected with Comprehensive car insurance plan to widen the scope of coverage. In a theft-prone area like Navi Mumbai “Return to invoice” add-on is a must. Against this add-on the insurer will pay you the full value of the car in case of a theft.

Convenience: Other than that, opt for Digit Insurance to enjoy doorstep pickup and repair services, within your pre-set budget plans.