Car Insurance in Secunderabad

Secunderabad is a twin city located in the state of Telangana. This city is developing into a commercial and business hub and is attracting workers from across the country. Secunderabad is home to several reputed corporate houses like ITC, Infosys, TCS, etc.

The increasing population, lack of systematic management of traffic and the increased number of vehicles on the road make daily conveyance quite challenging. There are incidents of accidents, mishaps, thefts, etc.

Hence, it is recommended to purchase a car insurance policy from a credible provider to safeguard your vehicle and your finances from any unfavourable events. If you are looking for a car insurance provider in Secunderabad, consider depending on Digit. D

Digit provides a superfast claim settlement process and round-the-clock customer support.

Here are the reasons why you should select a car insurance policy from Digit in Secunderabad:

• Seamless Claim Settlement Procedure: The introduction of the smartphone-enabled self-inspection feature by Digit makes the claim settlement procedure seamless and quick. Simply call us on the provided number to receive a link in your registered contact number. Next, all you need to do is tap on the link and click and upload clear pictures of the damaged area of your car, following a step-by-step procedure. Upon receiving it, our representative will get back to you with a clear estimate. Followed by this, you can choose either a cashless mode of repair or reimbursement. The paperless claim settlement process eliminates the need for manual filing of forms and submission of documents.
• Availability of Thousands of Network Garages for Cashless Repairs: Car owners choosing cashless repair mode can approach the nearby network garages of Digit situated. At these garages, the damaged parts or areas of your vehicle will be fixed completely free of charge. On top of this, there will be a six months warranty on the repairs performed in any of the network garages of Digit. You can find these network garages all over India.
• 24/7 Customer Support: Digit's customer care representatives are available round-the-clock to respond to any of your queries related to your vehicle insurance. We understand that emergencies may occur on any day and at odd hours. Hence, we are available 24/7 and even on national holidays.
• Insured Declared Value Modification: IDV or Insured Declared Value is the present market value of your car, which directly impacts the premium you pay for your insurance and the sum insured. Digit offers you to customise IDV according to your budget and preference. For example, if you choose a higher IDV, you will be required to pay a higher premium amount, and the sum insured will be simultaneously higher.

Some of the promising ways how Digit vehicle insurance can protect your vehicle in Secunderabad are mentioned below: 

• Select From Various Car Insurance Policies: If you are choosing Digit as your car insurance provider, know that you get to buy three types of car insurance policies:

  • Comprehensive Car Insurance: This insurance covers both third-party and personal losses due to mishaps or accidents, etc. 
  • Third-Party Car Insurance: This insurance only covers damages caused to third-party vehicles, property or to any person. 
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.

So, you can choose the right plan for your vehicle based on your requirement, need and budget.

• Personal Accident Cover: According to Indian motor laws, a personal accident cover is a compulsory extension when you buy any vehicle insurance policy. It protects the financial interest of your family in your absence. Moreover, it offers coverage for medical bills and other charges if you are suffering from physical injury or total disability. Hence, to safeguard your family finances, it is beneficial to get a personal accident cover. You can also get a health insurance policy to cover all your hospitalisation expenses related to an accident.
• Avoid Legal Penalties: The Motor Vehicle Act, 1988 mandates to purchase of third-party insurance for every person owning a vehicle in India. According to this law, those driving without any motor insurance policy will be penalised with a fine of ₹ 2000. On repeated occurrences, the fine may increase to ₹ 4000 or cancellation of driving license. Furthermore, in some adverse situations, violation of this law can lead to 3-months of imprisonment.
• Add-ons Cover Customisation: Digit offers you to customise add-ons as per your preference at the time of purchasing a comprehensive insurance plan. Add-ons offer additional coverage that is over and above the coverage offered by a comprehensive plan. So, all you have to do is pay a little extra amount of premium for these added benefits. There are multiple add-ons that Digit offers, which include tyre protection cover, roadside assistance cover, zero depreciation cover, etc. For example, if you choose the consumable cover as an add-on, it will provide coverage for expenses incurred for the replacement or refilling of consumables, such as lubricants, engine oil, etc., after an accident.

Following are the car insurance add-ons available in Secunderabad:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover