Chittoor, a city and district headquarter in Andhra Pradesh, lies on the banks of the Neeva River. Being the district capital, it houses several district-level government institutions. The city's economy depends mainly on the agro-market. Besides, the city is also famous for its textile and granite industries.

Inefficient traffic management, traffic rule violations and inadequate infrastructure cause congestion that lead to fatalities and other mishaps.

If you are a car owner from this city, it is advisable to opt for a car insurance policy to avoid financial losses due to any such incidents. You will come across various notable names when searching for a car insurance provider. Digit is one such reliable name. Our car insurance policies come with several features aimed at enhancing your satisfaction and convenience.

Following are the car insurance add-ons available in Chittoor:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

The insurance protects the car from the damage and dents with the full coverage. Here are a few factors that you should consider before buying car insurance online.

• Options to Customise Your Vehicle's IDV: The Insured Declared Value represents your car's current market value. It directly impacts your insurance premium amount, and policy sum insured. We value each client and try to maintain transparency with each of them. Therefore, when you opt for a comprehensive car insurance policy from us, we allow you to select your vehicle's IDV.
• Superfast Claim Settlement: As our claim settlement procedure is completely online, it does not involve any hassles of filling up forms or document submissions. Moreover, it just takes a couple of minutes to finish the entire process. Thus, you can raise a claim against your insurance in minutes when you choose us. With our smartphone-enabled self-inspection method, the claim settlement process is not only fast but also easy. You can call our toll-free number and receive a self-inspection link on your registered mobile number. Next, you need to follow the stepwise guidelines to shoot your vehicle's damages and send it to us. Once we receive the pictures, our concerned team will get back to you with an estimate. Finally, you can choose the Reimbursement or Cashless mode of repair to finish the procedure.
• Massive Chain of Network Garages: When you opt for the cashless mode of repairs, you can have your car repaired from any of our network garages without bearing any additional expense. We have a massive chain of thousands of network garages to cater to your requirements in needy hours. Moreover, the services of our network garages come with a warranty of 6 months.
• 24/7 Assistance: We know that emergencies can strike at any moment. Our helpline number is open 24 hours, irrespective of Sundays and national holidays, to assist you whenever you need it. Thus, you can reach us anytime you come up with an insurance-related query and get a quick solution instantly.

Digit car insurance helps you stay protected in several ways. Here are some of them:

• Avoid Legal Hazards: The provision of Motor Vehicles Act 1988 states that every vehicle owner in the country needs to have a third-party insurance policy. Anyone found violating this provision will be charged a fine of ₹ 2000. However, it may increase to ₹ 4000 in case of repeated offence. Moreover, the authorities can even suspend your driving license or imprison you for three months under certain circumstances. Therefore, when you buy a car insurance policy from us, you can protect yourself from such legal penalties.
• Get PA Cover: When you buy a motor insurance plan, you need to have a Personal Accident Cover. It is compulsory for vehicle owners to get the PA cover as per the Indian motor laws. It offers financial coverage for medical bills or other charges for treatment of permanent disabilities or bodily injuries caused due to an accident. In addition, when the car owner dies, the insurer will pay the total sum insured amount as compensation. Thus, a PA cover can protect your family from a sudden financial burden.
• Choose a Convenient Car Insurance Policy: Digit lets you choose from three types of car insurance policies. They are:
  • Comprehensive Car Insurance: A comprehensive car insurance policy covers the damages and losses of the owner as well as of third party. Moreover, it protects you financially from damages caused due to natural calamities, fire, theft, etc.
  • Third-party Car Insurance: This mandatory policy provides financial coverage against any third-party liabilities.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.

• Customise With Various Add-on Covers: Add-ons offer additional coverage that you can avail by paying a slightly extra charge per month. When you buy a comprehensive car insurance policy, you get a chance to choose from our wide range of add-ons. These add-ons can extend your coverage, providing additional benefits. Digit offers an extensive range of add-on covers such as zero depreciation cover, tyre protect cover, daily conveyance benefit, etc. Therefore, you can choose any of them as per your convenience and budget to maximise your financial security.