Car Insurance in Agra

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Car Insurance in Agra

According to the Motor Vehicles Act, 1988, it is mandatory to purchase third-party liability insurance if you own a private vehicle in India. Car insurance helps you cover the damages to your own car or someone else’s property in case of an accident as per the policy opted for. As a resident of Agra, where the traffic is usually high, having insurance can only be beneficial.

If you are looking for a reliable car insurance provider, there are some big names. Digit Insurance is one of them. Here, you can choose between third-party or comprehensive policies based on your budget on premiums. Keep reading this article to know more.

Why should you buy Digit Car Insurance in Agra?

We treat our customers like VIPs, know how…

Cashless Repairs

Cashless Repairs

6000+ Cashless Garages for you to choose from across India (for private cars)

Smartphone-enabled Self Inspection

Smartphone-enabled Self Inspection

Just click the damages on your phone and you are done

Super-Fast claims

Super-Fast claims

We've settled 96% of all claims for private cars!

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Car Insurance plans in Agra

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Third party

A Third-party car insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.

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Comprehensive

A Comprehensive car insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.

Third-Party

Comprehensive

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Know more about the difference between comprehensive and third party insurance

How to file a Claim?

After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

The Need for Car Insurance in Agra

Agra is situated on the banks of Yamuna River in the state of Uttar Pradesh. With the beautiful view of the famous Taj Mahal and Fatehpur Sikri, Agra is also famous for a dessert called "petha". It is a developing city with a population of over 16 lakhs. Known for its tourism, this beautiful city is the melting pot of various cultures and heritage. 

Challenges faced by the car owners in Agra

Accident-prone area - The Yamuna Express Highway, connecting Greater Noida with Agra, is an accident-prone area. Around 7000-8000 passengers travel on this 165 km long road every day. According to the official data, this expressway has witnessed more than 357 accidents and 150 deaths in 2019 alone. Most of these accidents are caused due to over speeding and tyre busting.

Theft - Car theft is one of the major issues in Agra. Police have reported more than 15,000 cases of vehicle theft in the last three years. Due to this increasing number of carjackers, it is very challenging for car owners to drive their vehicles in Agra. 

Bad road condition - The city of the Taj Mahal also suffers from the severe condition of potholes. Due to monsoons, most of the roads get damaged at a largescale and become dangerous for driving. Open manholes on some of the roads can also result in major accidents. 

How Digit Insurance can save your Car in Agra?

Being an over-crowded city, it is highly essential to buy car insurance in Agra. Digit Insurance provides certain ways through which you can easily insure your car in Agra. It also enables you to estimate the premium on each policy with the help of a car insurance calculator. 

Choose from two types of car insurance policies

  • Third-party liability policy - This policy offers cover against any damage caused to the third party in case of a car accident caused by you.  
  • Comprehensive car insurance - It protects your car and also the third party against any damages.

Personal accident cover - Since Agra is connected to an accident-prone highway, the car owners must opt for a personal accident cover also known as PA Cover. This cover provides financial assistance in case of bodily injuries, permanent disability resulting due to accident, and even death. Hence, to avoid spending your hard-earned money on your medical expenses and secure your family, Digit's personal accident cover can prove to be very beneficial. 

Avoid heavy fines - With the changing laws and heavy penalties, it is compulsory to have third party car insurance in India. If caught driving without any insurance, you'll be fined Rs.2000 for the offence. And, for the subsequent offences, the penalty increases to Rs.4000. In some cases, it can also lead to imprisonment for up to 3 months and suspension of the driving license. To save yourself from paying such hefty fines, Digit's Third-party insurance can help you.

Comprehensive policy to protect your car - Car drivers in Agra often face the above-mentioned challenges in their daily lives. To avoid these, a Comprehensive policy is the most suitable choice. It is a complete package that provides coverage against damages to your car and third party liability as well. This policy covers any damages caused due to natural calamities, thefts, fire, accidents, vandalism, and tornado. 

Add-ons suitable for Agra - To enhance your comprehensive cover, you can include various car insurance add-ons. For example, return to invoice can provide you with compensation in case your car gets stolen. Similarly, Passenger protection cover is an add-on that covers any damages caused to your family and loved ones during a car accident.