Car Insurance in Rajkot

If you are a vehicle owner in Rajkot, where the traffic is quite high, having a car insurance policy can be quite beneficial. These policies will help you avoid unnecessary expenses due to an accident, theft, or any other damages.

Furthermore, the Motor Vehicles Act of 1988 mandates that every car owner in the country must have at least a third-party insurance policy.

So, if you are planning to get a vehicle insurance policy, try out Digit Insurance. You can get either a third-party or comprehensive car insurance plan according to your preference, requirement and budget.

Read on to know more about Digit insurance policies.

Following are the car insurance add-ons available in Rajkot:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Rajkot is a city of the colourful, flourishing and traditional one, permanently ripe with its multicultural diversity. Stronger influences are always there towards cultural traditions and its vast heritage. The best part is that this city is the perfect amalgamation of Hinduism, Islam, Jainism and Buddhism. The fourth-largest city of Gujarat, Rajkot knows how to celebrate festivals with aplomb. The city’s architecture will further depict various numbers of historical monuments along with structures, which will showcase modernised sophistication and modern constructional forms.

As per the survey a few years back, Rajkot is known to house a population of 1,390,640, which is nowhere less for sure. This number keeps on growing. So, it isn’t rocket science to state that this 4th largest city in this state has a high vehicle count as well. As per the latest survey from 2018-2019, the vehicle count in here is at around 2680808, under transport vehicles and 22520277 under non-transport vehicles, totalling a number of whopping 25201084. It is a great count!

Challenges Faced by Car Owners by Rajkot

• Congestion: The worst thing about Rajkot’s people is their bad habit of parking their cars on the road, creating havoc and chaos everywhere. Citizens are continuously warned of not parking their vehicles in congested areas but in vain. Moreover, the traffic chaos in some of the busy working spots is making it difficult to drive a car smoothly. To top it all, the accident count is always on the rise. Therefore, getting your car insured is a clever choice. 
• Bad Weather Condition: Rajkot is known to have a comparatively hotter season when compared to other Indian cities. It has a dry and higher level of humidity, resulting in bad road conditions. Not only that, but monsoons are way too heavy, creating potholes and forcing drivers to come face to face with accidents. 
• Natural Calamities: Rajkot is known to have housed some of the worst cyclones of all time. In November 2019, a cyclone “MAHA” formed over the Arabian Sea is expected to landfall in Gujarat by 12th of November. Even earthquake is yet another point to focus at if you are aiming for road safety. You never know when nature might strike hard, so staying prepared beforehand is the key. 
• Theft Prone Area: In September 2019, two persons, including one minor, were arrested on the charges of vehicle theft in Kubaliyapara Sheri locality. They were known to have taken a civil hospital vehicle with them. It is one of that news, which clearly portray that you need to get your car insured with theft coverage policy before anything like this happens to your vehicle. Now you can get it from Digit Insurance.

If you are planning to get your car protected from natural disasters, unsuitable weather and theft, Digit Insurance is the platform for you. 

• Choice of Insurance: Digit provides three types of insurance plans:
  • Third-party Car Insurance: This covers the damage and injuries to the third party in an accident caused by you.
  • Comprehensive Car insurance: This will protect you from the third party liability and covers for the damages to your car as well.
  • Own Damage: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.

Check: Use Car Insurance Calculator to get the car insurance quotes.

• Be Ready for Any Situation With Comprehensive Policy: It protects your car in unfavourable situations like theft, vandalism, or any natural calamity such as cyclone which is always at a higher probability in Rajkot. Also, this can be customized with add-ons to increase the scope of protection. Such as a “Return to invoice” add-on can assist you to face car thefts in Rajkot.

• Be Law-Abiding: You can go for a minimum third-party liability policy in order to drive legally on Indian roads. For the offence of driving without car insurance, you may be fined ₹.2000 and/or prison time of 3 months might be imposed.