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Car Insurance in Rajkot

9000+ Cashless Garages

96% Claims Settled (FY 24-25)

Buy or Renew Car Insurance in Rajkot Online, Up to 90% off

Why Do You Need Car Insurance in Rajkot?

Let's look at some of the challenges faced by car owners in Rajkot which makes having a valid car insurance policy even more important.

Congestion

Congestion

The worst thing about Rajkot’s people is their bad habit of parking their cars on the road, creating havoc and chaos everywhere. Citizens are continuously warned of not parking their vehicles in congested areas but in vain. Moreover, the traffic chaos in some of the busy working spots is making it difficult to drive a car smoothly. To top it all, the accident count is always on the rise. Therefore, getting your car insured is a clever choice. 

Bad Weather Condition

Bad Weather Condition

Rajkot is known to have a comparatively hotter season when compared to other Indian cities. It has a dry and higher level of humidity, resulting in bad road conditions. Not only that, but monsoons are way too heavy, creating potholes and forcing drivers to come face to face with accidents. 

Natural Calamities

Natural Calamities

Rajkot is known to have housed some of the worst cyclones of all time. In November 2019, a cyclone “MAHA” formed over the Arabian Sea and is expected to make landfall in Gujarat by the 12th of November. An earthquake is yet another factor to consider when aiming for road safety. You never know when nature might strike hard, so staying prepared beforehand is the key. In such a situation, you need to have both vehicle insurance and a health insurance policy to protect your financial savings. 

Theft Prone Area

Theft Prone Area

In September 2019, two persons, including one minor, were arrested on the charges of vehicle theft in Kubaliyapara Sheri locality. They were known to have taken a civil hospital vehicle with them. It is one of that news, which clearly portray that you need to get your car insured with theft coverage policy before anything like this happens to your vehicle. Now you can get it from Digit Insurance.

How Can Digit Insurance Save Your Car in Rajkot?

Why Should You Buy Digit Car Insurance in Bengaluru?

We treat our customers like VIPs, know how…

Cashless Repairs

With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.

Smartphone-Enabled Self Inspection

Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.

Super-Fast Claims

Digit has settled 96% of motor claims, with most processed in just a few hours. The digital-first approach ensures minimal paperwork and quick turnaround, so you can get back on the road sooner.

24*7 Support

Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.

Customize your Vehicle IDV

Customize Your Vehicle IDV

You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.

Complimentary Wellness Benefits

As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.

Key Features of Digit's Car Insurance Policy

Key Features Digit Benefit
Premium Starting from ₹2094
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 11 Add-ons available
Cashless Repairs Available at 9000+ Garages with Doorstep Pickup & Drop
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

What’s Covered in Digit Car Insurance in Rajkot?

Accidents

Covers damage from collisions

Theft

Protection if your car is stolen

Fire

Covers accidental fire damage

Natural Disasters

Includes floods, cyclones, etc.

Personal Accident

Compensation for owner’s death or disability

Third Party Damages

Covers damage to others’ property or vehicles

What’s not Covered in Digit Car Insurance in Rajkot?

Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind

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Own Damages for Third-Party Policy Holder

Third-party policies don’t cover your car’s damage

Drunk Driving

Drunk Driving

No cover if driving under influence or without a valid licence

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Driving without a Valid Driving Licence

No cover if driving without a qualified supervisor

Consequential Damages icon

Consequential Damages

Indirect damage after an accident isn’t covered

Contributory Negligence icon

Contributory Negligence

Damage from ignoring safety guidelines (e.g., driving in floods) is excluded

Add-ons not Bought icon

Add-Ons Not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Car Insurance Plans in Kolkata

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Third party

A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
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Comprehensive

A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
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Standalone Own Damage

An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.

Third-Party

Comprehensive

Own Damage

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How to Buy/Renew Car Insurance in Rajkot with Digit?

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Enter Car Details

On the Digit App or website, enter car registration number and select the policy status.

Choose a Plan

Select the type of car insurance plan and choose desired add-ons.

Enter Personal Details

Enter your personal, nominee and vehicle details, and move to the next step.

Make Payment

Complete the payment and mandatory KYC verification process.

That's It!

You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

Cashless Garages by Digit

Digit's Cashless Garages

Get cashless repairs at 9000+ garages across India 

Popular Cashless Garages in Digit's Network in Rajkot

Here’s the list of Digit's top 25 cashless garages in Rajkot, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.

Garage Name Garage Address Location
Advaith Hyundai Outer Ring Road No 41/2, Devarabeesanahalli, Varthur Hobli -  560013 📍 View on Maps
A2Z Glass India Chandapura 52/1, Old Chandapura, Hosur Main Road, Rk Dhaba, Bangalore - 560099 📍 View on Maps
Kalyani Motors Maruti Kp Road Opp Metro Sy No. 13, 11Th, Kanakapura Rd, Opposite Metro Cash And Carry, Kanpa - 560062 📍 View on Maps
Vst Kia Hessaraghatta 69/2, Hesaraghatta Rd, Bhuvaneshwari Nagar, Bagalakunte - 560057 📍 View on Maps
Kalyani Motors Maruti Horamavu 74/5, Horamavu Main Rd, Near Bbmp Office, Horamavu - 560043 📍 View on Maps
Kalyani Motors Maruti Nayandahalli Mysore Road Junction 24,25/1, Nayandanahalli Near Nayandahalli Signal - 560039 📍 View on Maps
Blue Hyundai Mysore Road 108, 13Th Km, Mysore Rd, Kenchenhalli, Rajarajeshwari Nagar - 560059 📍 View on Maps
R N S Motors Maruti Yeshwantpur 2275, Gurguntepalya, Tumkur Main Road, Yeshwantpur - 560022 📍 View on Maps
Kalyani Motors Nexa University 17/2, 12Th Km, Opp Bangalore University, Mysore Road - 560039 📍 View on Maps
Advaith 4W Hyundai Mission Road No.12,Shama Rao Compound, Mission Road - 560027 📍 View on Maps
Mandovi Motors Maruti Yelahanka Gate, 33/2, Attur Main Rd, Allalasandra, Yelahanka - 560065 📍 View on Maps
Bimal Auto Maruti Mahadevapura 60/2,Mahadevpura,Whitefield Road, Bangaluru - 560048 📍 View on Maps
Magnum Honda 4W Peenya No. 2/2, 4Th Main Road, Ravi Industrial Estate Umkur, Service Rd, Peenya 2Nd St - 560022 📍 View on Maps
Kalyani Motors Maruti K R Puram No 58/1A, Avalahalli, Virgonagar, Krishnarajapura - 560049 📍 View on Maps
Jubilant Mg Ecity No.1B, Old Khata No 6/2, Bbmp No. 384/6/2/1/B, Berattena Agrahara - 560100 📍 View on Maps
Kalyani Motors Maruti Bg Road No.250, Kalyani Motors, 1, Bannerghatta Rd, Sundar Ram Shetty Nagar, Bilekahalli - 560076 📍 View on Maps
Surakshaa Maruti Bommanahalli No.54,1, Hosur Rd, Ngr Layout, Roopena Agrahara, Bommanahalli - 560068 📍 View on Maps
Magnum Honda 4W Subramanyapura Sy No.62, Vasanthapura Main Road, Uttara Halli Village, Subramanyapura - 560061 📍 View on Maps
Advaith Kia Banashankari 2/A, Industrial Layout, Near Muneshwara Temple, Banashankari Stage Ii - 560070 📍 View on Maps
Pratham Motors Maruti Sarjapura Sri Dattatreya Complex, Opposite To Confident Rigal Althena, Anekal Taluk - 562125 📍 View on Maps
Epitome Kia Mahadevapura Plot No 19A2, Doddanekkundi Second Stage, Industrial Area, Krishnarajapuram - 560048 📍 View on Maps
Jubilant Mg Mysore Road 26/1B2 Kenchenahalli T.M Industrial Estate, Mysore Road R.R.Nagar Zone - 560059 📍 View on Maps
Jsp Kia Marathahalli Ground Floor, Swamy Legato, 20/7, Outer Ring Rd, Kadubeesanahalli, Marathahalli - 560103 📍 View on Maps
Surakshaa Nexa Ecity 201/2, Beratena Agrahara Hosur Main Road, Post, Electronic City - 560100 📍 View on Maps
Pratham 4W Maruti Kudlu Gate Hsr Extn, Next To Zee School, Somasundarapalya - 560068 📍 View on Maps
Bimal Auto Maruti Varthur No.184/185,Whitefield Main Road, Opp Forum Value Mall, Varthur - 560066 📍 View on Maps
Jubilant Mg Yelahanka Survey No 32/33,New Yelahanka, Nellukunte, Jalahalli, Hobli - 562157 📍 View on Maps
Naara Kia Ns Palya No 10 Ns Palya, 1St Main Road, 7Th Cross Rd, Opp. Pm Kalyana Mantapa - 560076 📍 View on Maps
Advaith Hyundai Hulimavu No 80/7, Doddamma Road, Behind Mom And Me, Hulimavu, Bannerghatta Road - 560076 📍 View on Maps
My Tvs Automobile 4W Drc Kalkare Survey No: 497,Opposite To Sri Veera Anjaneya Swamy Temple, Horamavu Main Road, Kalkere - 560043 📍 View on Maps

Digit Insurance Registered Offices in Rajkot

Here is the list of office addresses in Rajkot as of July 31st, 2025

Current Address Google Maps Link
Office No 615 to 626, 6th Floor, The City Centre, Old Amrapali Cinema, Raiya Road, Rajkot, Gujarat - 360007  📍 View on Maps