Car Insurance in Hisar

Hisar, a city in Haryana, is the administrative headquarter and municipal corporation of the Hisar district. Considering the large steel industry of Hisar, this city is known as the ‘City of Steel. It also holds the position of the largest manufacturer of galvanised iron in India. Being an industrial area, the city is highly populated, leading to congestion.

Most commuters prefer cars as a mode of transport. However, driving through congestion can be risky, with higher chances of mishaps or accidents.

Car insurance helps cover the financial expenses caused due to an unforeseen accident or damages. Therefore, if you are looking for a reliable insurance provider in Hisar, turn to Digit without further delay. Digit offers a wide range of benefits to its policyholders and provides round-the-clock customer support.

Here are some of the ways in which Digit car insurance policies can help you protect your car:

• Avoiding Legal Penalties: According to the Motor Vehicles Act 1988, every vehicle owner in India must opt for a third-party car insurance policy. If any car owner drives without an insurance policy, he or she will be fined a penalty of ₹ 2,000. However, this amount can rise to ₹ 4,000 in case of repeated offences. Moreover, authorities can suspend your driving license or imprison you for 3 months in certain cases.
• Choosing From a Range of Car Insurance Policies: Digit allows you to choose from the following types of car insurance policies:
  • Third-party Car Insurance: A third-party car insurance policy is mandatory for every car owner to purchase. It provides you financial assistance for the expenses of damages and losses caused to someone else’s property or life by your car.
  • Comprehensive Car Insurance: When you opt for a comprehensive insurance policy, you get coverage for financial expenses due to third-party liabilities and your own damages. Besides these, it also covers your losses caused due to natural calamities and thefts. Moreover, a comprehensive car insurance policy includes several add-ons that help maximise your coverage.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Personal Accident Covers: Personal accident cover provides you with financial coverage against the hefty expenses that you might incur due to physical disabilities, injuries or death due to accidents or any mishaps. This helps provide much-needed financial protection for your family in the event of such serious incidents. Additionally, having a health insurance policy can be beneficial, as it provides coverage for treatment and injuries resulting from an accident.
• Customising Your Policy With Add-ons: When you opt for a comprehensive car insurance policy from Digit, you get an option to choose from their range of add-ons. You can customise the policy with add-ons to maximise your benefits by paying a nominal additional amount. Digit offers add-ons such as zero-depreciation cover, passenger cover, return to invoice cover, breakdown assistance and many more. When you choose any of these add-ons, you get extra coverage that helps in enhancing your safety. So, with Digit car insurance, you can steer clear of any financial outflow and legal issues arising due to car-related mishaps.

Following are the car insurance add-ons available in Hisar:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover