Car Insurance in Gandhidham

Gandhidham, located in the Kutch District of Gujarat, is the most populous and largest city here. It is one of the developed cities and a famous centre for business meetings and conventions. Moreover, Gandhidham houses renowned educational institutions like the Institute of Chartered Accountants of India, Institute of Cost Accountants of India, etc.

Therefore, students and delegates from different parts of this country visit Gandhidham each year. The city experiences heavy traffic throughout the day. In addition, traffic violations and insufficient traffic management caused congestion leading to fatalities.

Car owners of Gandhidham can opt for an insurance policy to safeguard their vehicles from unforeseen incidents.

Digit can be a suitable choice if you have been looking for a trusted vehicle insurance provider in the city. You can benefit from hassle-free online claim settlement.

When you choose Digit’s car insurance policy, Well, you must also look at the benefits offered under the car insurance online policy to avail optimum protection for your beloved car. you can avail the following benefits:

• Quick and Easy Claim Settlement: Our claim settlement procedure is fast and convenient. It is conducted online with zero paperwork and documentation hassles. It is super-quick and takes only a couple of minutes to complete the entire process. We have introduced the smartphone-enabled self-inspection method that makes raising claims against your insurance policy conveniently. Here’s how the claim settlement takes place online:

  • Call on our toll-free number and receive a self-inspection link on your registered mobile number
  • Follow the stepwise guidelines and click the damages of your vehicle from your smartphone
  • Our team will get back to you with a quote
  • Choose the repair mode from our Cashless or Reimbursement modes of repair to finish your claim settlement procedure

Digit maintains a higher claim settlement ratio for car insurances thanks to the hassle-free and quick claim settlement procedure.

• Network Garages Spread Across India: Thousands of our network garages are spread across the country. When you choose our cashless mode of repair while raising a claim, you can have the damaged car repaired from any network garage without bearing additional expenses. Moreover, you get a 6-months warranty on every repair from a network garage.
• Option for IDV Customisation: IDV or Insured Declared Value is an essential factor for your car insurance policy. It is directly related to your insurance premium and claim amount during the settlement process. Digit allows you to decide on your vehicle’s IDV as per your convenience. Make sure to choose a suitable IDV while buying vehicle insurance.
• 24/7 Assistance: Our helpline number is available 24/7 to resolve any insurance-related queries of our valuable clients. Moreover, you can reach us at any time, anywhere, irrespective of weekends and national holidays.

Our insurance policy plans aim at safeguarding your vehicle and helping you stay protected in ample ways. Here are some of them:

• Avoid Legal Liabilities: According to the Motor Vehicles Act 1988, all Indian vehicle owners need to mandatorily insure their cars against third-party risks. Driving your car without a valid car insurance policy will attract a penalty of ₹ 2000. However, further offences may increase this amount to ₹ 4000 and can even lead to your imprisonment or driving license suspension. So, when you purchase Digit’s car insurance policy, you are free from any such legal hazards.
• Personal Accident Cover: A personal accident cover is vital for all vehicle owners. Also, this cover is mandatory for anyone buying motor insurance. When you purchase a PA cover, you get financial assistance for medical bills incurred during injuries and permanent disabilities. If the car owner dies due to an accident, then Digit will provide the entire sum insured to the nominee. You can also have health insurance that provides extensive coverage for medical expenses, ensuring you are prepared for health emergencies.
• Choose Different Car Insurance Policies: Digit allows you to choose convenient car insurance policies according to your preference. For example, we offer the following car insurance plans:
  • Third-party Car Insurance: This is a mandatory car insurance policy that covers your third-party liabilities caused due to an accident or collision by your car. It covers any liabilities emerging due to third-party vehicular damages, injuries and life losses.
  • Comprehensive Car Insurance: Comprehensive car insurance policy provides financial assistance to cover your and third-party’s damages and losses. Moreover, it safeguards your finances against loss during natural and man-made hazards, fire, theft, etc.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Include Add-ons: When you buy a comprehensive car insurance policy, you get to extend its coverage with add-ons. As the name suggests, add-ons provide additional coverage that you can purchase according to your requirement and budget. By paying a nominal extra charge, you can buy add-ons like a zero depreciation cover, tyre protect cover, passenger cover, roadside assistance, etc.

So, by paying a little extra amount, you can easily extend the coverage of your comprehensive plan.

Following are the car insurance add-ons available in Gnadhidham:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover