General
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Car Insurance in Gandhidham
Gandhidham, located in the Kutch District of Gujarat, is the most populous and largest city here. It is one of the developed cities and a famous centre for business meetings and conventions.
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Moreover, Gandhidham houses renowned educational institutions like the Institute of Chartered Accountants of India, Institute of Cost Accountants of India, etc. Therefore, students and delegates from different parts of this country visit Gandhidham each year. The city experiences heavy traffic throughout the day. In addition, traffic violations and insufficient traffic management caused congestion leading to fatalities. Car owners of Gandhidham can opt for an insurance policy to safeguard their vehicles from unforeseen incidents. Digit can be a suitable choice if you have been looking for a trusted vehicle insurance provider in the city. You can benefit from hassle-free online claim settlement.
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Renew Car Insurance in Gandhidham
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Up to 90% Off
with PAYD Add-On
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Buy Online for Huge Savings
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Car insurance Online, Up to 90% Discount
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It's a Brand New Car
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Why Choose Digit Car Insurance Policy in Gandhidham?
When you choose Digit’s car insurance policy, Well, you must also look at the benefits offered under the car insurance online policy to avail optimum protection for your beloved car. you can avail the following benefits:
Quick and Easy Claim Settlement: Our claim settlement procedure is fast and convenient. It is conducted online with zero paperwork and documentation hassles. It is super-quick and takes only a couple of minutes to complete the entire process. We have introduced the smartphone-enabled self-inspection method that makes raising claims against your insurance policy conveniently. Here’s how the claim settlement takes place online:
- Call on our toll-free number and receive a self-inspection link on your registered mobile number
- Follow the stepwise guidelines and click the damages of your vehicle from your smartphone
- Our team will get back to you with a quote
- Choose the repair mode from our Cashless or Reimbursement modes of repair to finish your claim settlement procedure
Digit maintains a higher claim settlement ratio for car insurances thanks to the hassle-free and quick claim settlement procedure.
- Network Garages Spread Across India: Thousands of our network garages are spread across the country. When you choose our cashless mode of repair while raising a claim, you can have the damaged car repaired from any network garage without bearing additional expenses. Moreover, you get a 6-months warranty on every repair from a network garage.
- Option for IDV Customisation: IDV or Insured Declared Value is an essential factor for your car insurance policy. It is directly related to your insurance premium and claim amount during the settlement process. Digit allows you to decide on your vehicle’s IDV as per your convenience. Make sure to choose a suitable IDV while buying vehicle insurance.
- 24/7 Assistance: Our helpline number is available 24/7 to resolve any insurance-related queries of our valuable clients. Moreover, you can reach us at any time, anywhere, irrespective of weekends and national holidays.
How Can Digit Car Insurance Protect Your Vehicle in Gandhidham?
Our insurance policy plans aim at safeguarding your vehicle and helping you stay protected in ample ways. Here are some of them:
- Avoid Legal Liabilities: According to the Motor Vehicles Act 1988, all Indian vehicle owners need to mandatorily insure their cars against third-party risks. Driving your car without a valid car insurance policy will attract a penalty of ₹ 2000. However, further offences may increase this amount to ₹ 4000 and can even lead to your imprisonment or driving license suspension. So, when you purchase Digit’s car insurance policy, you are free from any such legal hazards.
- Personal Accident Cover: A personal accident cover is vital for all vehicle owners. Also, this cover is mandatory for anyone buying motor insurance. When you purchase a PA cover, you get financial assistance for medical bills incurred during injuries and permanent disabilities. If the car owner dies due to an accident, then Digit will provide the entire sum insured to the nominee. You can also have health insurance that provides extensive coverage for medical expenses, ensuring you are prepared for health emergencies.
- Choose Different Car Insurance Policies: Digit allows you to choose convenient car insurance policies according to your preference. For example, we offer the following car insurance plans:
- Third-party Car Insurance: This is a mandatory car insurance policy that covers your third-party liabilities caused due to an accident or collision by your car. It covers any liabilities emerging due to third-party vehicular damages, injuries and life losses.
- Comprehensive Car Insurance: Comprehensive car insurance policy provides financial assistance to cover your and third-party’s damages and losses. Moreover, it safeguards your finances against loss during natural and man-made hazards, fire, theft, etc.
- Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
- Include Add-ons: When you buy a comprehensive car insurance policy, you get to extend its coverage with add-ons. As the name suggests, add-ons provide additional coverage that you can purchase according to your requirement and budget. By paying a nominal extra charge, you can buy add-ons like a zero depreciation cover, tyre protect cover, passenger cover, roadside assistance, etc.
So, by paying a little extra amount, you can easily extend the coverage of your comprehensive plan.
Why Choose Car Insurance in Gandhidham by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Quick and hassle-free claim process that's digital and paperless
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
Key Features of Digit's Car Insurance Policy
What’s Covered in Digit Car Insurance in Gandhidham?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
Car Insurance Add-ons Available in Gandhidham
Following are the car insurance add-ons available in Gnadhidham:
What’s not Covered in Digit Car Insurance in Gandhidham?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Gandhidham
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
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Damages/Losses to own car due to an accident |
×
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✔
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Damages/Losses to own car in case of fire |
×
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✔
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Damages/Losses to own car in case of a natural calamity |
×
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✔
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Damages to Third-Party Vehicle |
✔
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✔
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Damages to Third-Party Property |
✔
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✔
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Personal Accident Cover |
✔
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✔
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Injuries/Death of a Third-Party Person |
✔
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✔
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Theft of your car |
×
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✔
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Doorstep Pick-Up & Drop |
×
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✔
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Customize your IDV |
×
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✔
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Extra protection with customized add-ons |
×
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✔
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Know more about the difference between comprehensive and third party insurance
How to Buy/Renew Car Insurance in Gandhidham with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Gandhidham
Here’s the list of Digit's top 17 cashless garages in Gandhidham, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.