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Car Insurance in Botad
Botad is a district in the state of Gujarat. It has industries like cotton processing, diamond cutting and processing and real estate. Moreover, this area has the famous Clock Tower, Botad Lake, Shree Swaminarayan Temple and much more that tourists like to visit.
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Due to the industries and tourist spots in Botad, the roads of this district stay congested round the clock. If you are a car owner in this location, having a car insurance policy is crucial to protect yourself financially from expenses caused due to unforeseen mishaps. If you are looking for a car insurance policy in Botad, Digit is a great option to consider. They have thousands of network garages all over India where you can get a cashless claim along with 6 months of warranty on the repairs.
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Renew Car Insurance in Botad
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Up to 90% Off
with PAYD Add-On
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Car insurance Online, Up to 90% Discount
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It's a Brand New Car
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Why Opt for Digit Car Insurance in Botad?
Let’s check out the advantages of purchasing a car insurance online policy from Digit:
- Multiple Network Garages for Cashless Repairs: Digit has thousands of network garages all over India. If you opt for cashless repairs from any of the nearest network garage of Digit, you can get your damaged car fixed without paying anything from your end.
- Easy and Quick Claim Settlement Process: Claiming a car insurance policy from Digit is made easy by its smartphone-enabled self-inspection process. You have to place a call in order to get a link on your registered contact number. Then, you have to follow a step-wise guide and click pictures of the damaged portion of your vehicle. The concerned team will look into the matter and get back to you with a quote. You can choose either a Reimbursement or a Cashless mode of repair at one of Digit’s network garages. Thanks to its convenient process of raising a car insurance policy claim online, Digit has a high claim settlement ratio for private cars. The entire process gets done in a matter of minutes and removes the need for filing up various forms and submitting loads of documents.
- 24x7 Customer Support: If you have any queries regarding your car insurance policy, the customer care executives at Digit are available 24x7. They will happily clear your doubts even on national holidays.
- Option to Customise IDV: The IDV or Insurance Declared Value directly affects the sum insured and premium of your car insurance policy. Thus, Digit offers its clients the option to customise their IDVs based on their convenience.
How Does Digit Car Insurance Save Your Car in Botad?
Buying a car insurance policy from Digit will safeguard you in the following ways:
- Avoid Legal Penalties: The Motor Vehicles Act 1988 makes it mandatory for vehicle owners to have at least a third-party car insurance policy. In case you do not have one, you may face a hefty penalty of ₹ 2,000. The fine may increase to ₹ 4,000 for repeated offences, and in extreme cases, the authorities can suspend your driving licence or punish you with 3 months of imprisonment.
- Choose From a Range of Car Insurance Policies: Digit primarily offers three kinds of car insurance policies. They are:
- Comprehensive Car Insurance Plan: This type of car insurance plan provides you financial coverage for expenses due to damages caused to your car and third parties. They also cover damages caused due to theft and natural and man-made disasters.
- Third-party Car Insurance Plan: A third-party car insurance plan covers damages caused by your car to third-party individuals, properties and vehicles.
- Own Damage: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
- Personal Accident Cover: Having a personal accident cover is very crucial for every vehicle owner. This cover provides you monetary assistance for costs that you can incur due to injuries, permanent disabilities and death in the event of an accident. Having such a cover will provide financial security for your family and ensure access to quality medical treatment. You can also have a health insurance policy that provides extensive coverage related to hospitalisation.
- Customise With Add-ons: When you opt for a comprehensive car insurance policy, you can customise and extend the policy coverage with add-ons. They come with nominal additional expenses and provide extensive coverage. For example, you can opt for return to invoice cover. In the event of an accident, if your car is damaged beyond repair, Digit will refund the complete amount as mentioned in the invoice. Furthermore, you can also opt for roadside assistance. This add-on will help you get financial coverage in case you are stranded due to a car problem and require immediate professional assistance. Also, this add-on includes compensation for towing and taxi services to help you reach your destination. There are also multiple other add-ons available with comprehensive car insurance policies such as zero, depreciation cover, consumables cover and more. So, you can get extended coverage over and above the comprehensive policy with just a slightly extra premium.
Why Choose Car Insurance in Botad by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Quick and hassle-free claim process that's digital and paperless
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
Key Features of Digit's Car Insurance Policy
What’s Covered in Digit Car Insurance in Botad?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
Car Insurance Add-ons Available in Botad
Following are the car insurance add-ons available in Botad:
What’s not Covered in Digit Car Insurance in Botad?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Botad
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
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Damages/Losses to own car due to an accident |
×
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✔
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Damages/Losses to own car in case of fire |
×
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✔
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Damages/Losses to own car in case of a natural calamity |
×
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✔
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Damages to Third-Party Vehicle |
✔
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✔
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Damages to Third-Party Property |
✔
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✔
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Personal Accident Cover |
✔
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✔
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Injuries/Death of a Third-Party Person |
✔
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✔
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Theft of your car |
×
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✔
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Doorstep Pick-Up & Drop |
×
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✔
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Customize your IDV |
×
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✔
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Extra protection with customized add-ons |
×
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✔
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Know more about the difference between comprehensive and third party insurance
How to Buy/Renew Car Insurance in Botad with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Botad
Here’s the list of Digit's top 25 cashless garages in Botad, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.