Kamrup is an administrative district in the state of Assam. It has a lot of notable places like the Madan Kamdev temple, Kamakhya temple, Poa Mecca dargah, Saraighat War Memorial Park, Sualkuchi Village etc that are popular for attracting tourists from all across the country.

Apart from the daily crowd of city residents, this place experiences massive footfall of travellers and pilgrims who throng to the city to visit the famous Kamakhya temple.

Being a car owner in a busy district like Kamrup can be a risky affair if you do not have a car insurance policy. Hence, if you are looking for a reputed car insurance provider in Kamrup, Digit can be a great choice. Their car insurance claim settlement policy takes place online, and you can get the whole process done in a matter of minutes!

Following are the car insurance add-ons available in Kamrup:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

A car Insurance online provides protection coverage to you if you were accountable for damage/injury to someone else’s car or property, in an unfortunate incident of an accident or collision.

• Option to Customise IDV: The Insured Declared Value or IDV of your vehicle affects the sum insured and the premium of your car insurance policy. Digit believes in maintaining transparency and thus allows you to customise your IDV according to your convenience.
• Fast and Hassle-free Claim Settlement: Digit has a high CSR (Claim Settlement Ratio) for private cars thanks to its online car insurance claim settlement process. It eliminates the hassles of submitting documents and filling out forms and gets the job done in a matter of minutes. The smartphone-enabled self-inspection claim settlement process by Digit has made it much easier to raise a policy claim. You need to call us in order to receive a link to your registered contact number. Next, you have to follow a stepwise guide and click photos of the damaged parts of your vehicle. Then, the team looking into this matter will get back to you with a quote. You can opt for a Cashless service at any of Digit’s network garages or opt for a Reimbursement.
• Thousands of Network Garages for Cashless Repairs: Digit has multiple network garages all over the country. You can get your car repaired at one of these garages without spending anything extra from your pocket. Furthermore, all the repair services of these network garages have a warranty of 6 months.
• 24x7 Customer Support: You can always rely on Digit’s customer care executives to solve all your doubts related to your car insurance policy. They are available 24/7.

There are a number of ways in which a Digit car insurance policy can safeguard you from unpredictable mishaps. They are:

• Choose From a Range of Car Insurance Policies: Digit generally offers three types of car insurance policies:

  • Comprehensive Car Insurance: This type of car insurance policy gives you financial coverage for damage to both your car and third parties. Comprehensive car insurance plans also provide financial cover from damage due to theft and natural and man-made disasters.
  • Third-Party Car Insurance: The Motor Vehicles Act, 1988, has made it mandatory for every car owner to purchase at least a third-party car insurance policy. It provides financial aid if your car causes damage to third-party vehicles, individuals or properties. You can also avail an online car insurance calculator to determine the premium for each type of policy.
  • Own Damage: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Include Add-ons: You can customise your comprehensive car insurance policy with the help of add-ons for a nominal additional expense. They provide you with a lot of benefits in a variety of situations. Let’s take zero depreciation cover for instance. When you opt for this add-on, you will get the insurance claim amount without the standard depreciation deduction. Also, you can choose roadside assistance add-on. This add-on will provide you cover for expenses due to roadside repair services, towing services or taxi service to help you reach your destination. There are several more of these add-ons that you can opt for when purchasing a car insurance policy from Digit. They are engine protection cover, tyre protection cover, passenger cover, consumable cover and return to invoice cover.
• Personal Accident Cover: A personal accident cover provides you monetary assistance in case of death, permanent disabilities or bodily injuries in the event of an accident. It provides the necessary financial assistance for your medical treatment and thus protects your family’s financial situation.
• Avoid Legal Penalties: Having at least a third-party car insurance policy is mandatory for every car owner in the country as per the Motor Vehicle Act, 1988. If you do not have a car insurance policy, you can face a hefty fine of ₹ 2,000. In case of subsequent offences, this fine will increase to ₹ 4,000. In some cases, the authorities may cancel your driver's licence and punish you with an imprisonment of three months.

Hence, a car insurance policy not only saves you from unforeseen financial losses but also safeguards you from unnecessary legal hassles.