The Motor Vehicles Act 1988 mandated every Indian vehicle owner to opt for a third-party car insurance policy. Car insurance plans financially secure you and your family during unforeseen mishaps.

Residents of the cities like Mangalore can opt for a car insurance policy to get financial coverage for expenses arising due to third-party damages, own damages, theft, etc.

While looking for a trusted insurance provider, you will come across several big names. Digit Insurance is one of the reliable car insurance providers that offers both comprehensive and third-party car insurance plans. Depending on your requirement and budget, you can choose either one. To know more, read here.

Following are the car insurance add-ons available in Mangalore:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

With a diversity of superfine Temples to high infrastructured commercial buildings, Mangalore is an iconic city of India. The city has a population gathered for the sake of job opportunities. Moreover, the natural beauty and architectural heritage are the attractions of the tourists. These are enough reasons to create chaos on roads.

The importance of Mangalore as an economic and tourism perspective is unparallel in India. It comprises tradition and technology, both. And the spices of Mangalore will bring you back to the place again and again. It really has a history to hold a man’s tongue. And thus the city resides in anyone’s heart who has visited it at least once. 

However, nature here is equally cruel as well. The state of Karnataka is consequently hitting the news for its flood and the aftermath thereon. Although the whole nation stands by its side in support, road conditions take up time to be well structured.

Challenges Car Owners Face in Mangalore

• Heavy Floods: Due to heavy rainfalls in monsoon, Mangalore experiences flash floods that block the city throughout. People migrate to another city temporarily. They not only worsen the road’s situation, but a city’s condition as a whole. Natural calamity like a flood is inevitable for the traffic of the city. And thousands of cars are damaged.
• Huge Cyclones: Along with flood, huge cyclones too attend to disrupt the region of Mangalore. Such natural disasters clean up the city roads and vehicles parked. Mangalore was about to get affected by a super cyclone “Kyarr” originated in the Arabian Sea in October 2019. But as the cyclone changed its direction towards Oman, Mangalore became safe! The cyclone “Menuku” caused huge damages to the priorities in Mangalore in the year 2018. 
• Vehicle Theft Records: Besides these unavoidable natural calamities, Mangalore city also has held a record of vehicle theft. Not only that, there are reports regarding the theft of the monograms of luxury car brands like Rolls Royce, Jaguar, Mercedes, BMW, Audi, etc. And lately, Mangalore has become a market place to sell the stolen cars from Bangalore.

The city that has so many natural problems, car insurance is a must. You not only save on your car damage, but you save on the damage caused to other vehicles on your behalf. Moreover, theft protection for the car is as much worthy as your car. 

• Digit Car Insurance Policies in Mangalore: Car insurance helps you to protect your car legally. You can claim for your car losses instantly if you have apt car insurance policies. Digit car insurance online service is customizable according to the city and area you belong to. You can choose from three types of policies: Third-Party Car Insurance, Comprehensive Car Insurance, and Own Damage Insurance.
  • Third-Party Car Insurance in Mangalore: Third Party Car insurance is mandatory to have, on the roads of India. You can save the fines (₹.2000 and/or imprisonment of 3 months) that can be charged on you if you are caught without mandatory car insurance. And you will be able to avail of all the benefits, like saving on the damage caused to other cars by you.
  • Comprehensive Car Insurance Service: Due to natural calamities, you ought to screw your own car in Mangalore. With Digit Comprehensive car insurance service, you can claim to get the amount to fix your car damage. With a comprehensive plan, the third-party liability is covered as well.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
• Efficient Car Insurance Add-ons for Mangalore: In Mangalore, it is a good idea to opt for a ‘Engine Protection’, that will enable your car to face the flood condition during monsoon season. Also, by referring a few past records, as a measure of safety, ‘Return to invoice’ add-on could also be beneficial.