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Car Insurance in Mangalore

9000+ Cashless Garages

96% Claims Settled (FY 24-25)

Buy or Renew Car Insurance in Mangalore Online, Up to 90% off

Why Do You Need Car Insurance in Mangalore?

Let's look at some of the challenges faced by car owners in Mangalore which makes having a valid car insurance policy even more important.

Heavy Floods

Heavy Floods

Due to heavy rainfalls in monsoon, Mangalore experiences flash floods that block the city throughout. People migrate to another city temporarily. They not only worsen the road’s situation, but a city’s condition as a whole. Natural calamity like a flood is inevitable for the traffic of the city. And thousands of cars are damaged.

Huge Cyclones

Huge Cyclones

Along with flood, huge cyclones too attend to disrupt the region of Mangalore. Such natural disasters clean up the city roads and vehicles parked. Mangalore was about to get affected by a super cyclone “Kyarr” originated in the Arabian Sea in October 2019. But as the cyclone changed its direction towards Oman, Mangalore became safe! The cyclone “Menuku” caused huge damages to the priorities in Mangalore in the year 2018. 

Vehicle Theft Records

Vehicle Theft Records

Besides these unavoidable natural calamities, Mangalore city also has held a record of vehicle theft. Not only that, there are reports regarding the theft of the monograms of luxury car brands like Rolls Royce, Jaguar, Mercedes, BMW, Audi, etc. And lately, Mangalore has become a market place to sell the stolen cars from Bangalore.

How Can Digit Insurance Save Your Car in Mangalore?

Why Choose Car Insurance in Mangalore by Digit?

We treat our customers like VIPs, know how…

Cashless Repairs

With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.

Smartphone-Enabled Self Inspection

Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.

Super-Fast Claims

Digit has settled 96% of motor claims, with most processed in just a few hours. The digital-first approach ensures minimal paperwork and quick turnaround, so you can get back on the road sooner.

24*7 Support

Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.

Customize your Vehicle IDV

Customize Your Vehicle IDV

You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.

Complimentary Wellness Benefits

As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.

Key Features of Digit's Car Insurance Policy

Key Features Digit Benefit
Premium Starting from ₹2094
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 11 Add-ons available
Cashless Repairs Available at 9000+ Garages with Doorstep Pickup & Drop
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

What’s Covered in Digit Car Insurance in Mangalore?

Accidents

Covers damage from collisions

Theft

Protection if your car is stolen

Fire

Covers accidental fire damage

Natural Disasters

Includes floods, cyclones, etc.

Personal Accident

Compensation for owner’s death or disability

Third Party Damages

Covers damage to others’ property or vehicles

What’s not Covered in Digit Car Insurance in Mangalore?

Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind

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Own Damages for Third-Party Policy Holder

Third-party policies don’t cover your car’s damage

Drunk Driving

Drunk Driving

No cover if driving under influence or without a valid licence

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Driving without a Valid Driving Licence

No cover if driving without a qualified supervisor

Consequential Damages icon

Consequential Damages

Indirect damage after an accident isn’t covered

Contributory Negligence icon

Contributory Negligence

Damage from ignoring safety guidelines (e.g., driving in floods) is excluded

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Add-Ons Not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Car Insurance Plans in Mangalore

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Third party

A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
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Comprehensive

A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
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Standalone Own Damage

An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.

Third-Party

Comprehensive

Own Damage

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How to Buy Car Insurance in Mangalore with Digit?

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Enter Car Details

On the Digit App or website, enter car registration number and select the policy status.

Choose a Plan

Select the type of car insurance plan and choose desired add-ons.

Enter Personal Details

Enter your personal, nominee and vehicle details, and move to the next step.

Make Payment

Complete the payment and mandatory KYC verification process.

That's It!

You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

Cashless Garages by Digit

Digit's Cashless Garages

Get cashless repairs at 9000+ garages across India 

Popular Cashless Garages in Digit's Network in Mangalore

Here’s the list of Digit's top 25 cashless garages in Mangalore, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.

Garages Name Garage Address Location
Mandovi Motors Maruti Yeyyadi Mandovi Motors Maruti Yeyyadi Kuntalpady Road, Yeyyadi, Dakshina Kannada, Mangalore - 575008 📍 View on Maps
Bharath Auto Maruti Mangalore Bharath Auto Maruti Mangalore Nh 66, Kuntikana Junction, Mangaluru - 575004 📍 View on Maps
Arm Kia Katapadi Arm Kia Katapadi No. 6/22/1,Yenagudde, Katpadi - 574105 📍 View on Maps
Mandovi Motors Maruti Adyar Mandovi Motors Maruti Adyar Nh73, Adyar, Mangaluru, Karnataka - 575004 📍 View on Maps
Advaith Hyundai 4W New Baikampady Advaith Hyundai 4W New Baikampady 137/1, Opp Achal Industries, Baikampady, New Mangalore, Dakshina Kannada - 575011 📍 View on Maps
Abharan Motors Maruti Athrady Abharan Motors Maruti Athrady Rj Sh 67, Athrady, Karnataka - 576107 📍 View on Maps
Mandovi Motors Maruti Surathkal Mandovi Motors Maruti Surathkal Kana Rd, Hosabettu, Surathkal, Mangaluru - 575014 📍 View on Maps
Abharan Motors Maruti Udupi Abharan Motors Maruti Udupi Nh-66, Po, Nittur, Udupi - 576103 📍 View on Maps
Jubilant Mg Mangalore Jubilant Mg Mangalore Survey No 38, 2, Kuloor - Kavoor Rd, Kuloor, Padukodi - 575013 📍 View on Maps
Kanchana Hyundai Mangalore Kanchana Hyundai Mangalore Near Kulal Bhavana, Thadambail, Hosabettu, Surathkal, Mangaluru, Karnataka - 575014 📍 View on Maps
Advaith Hyundai Baikampady Mangalore Advaith Hyundai Baikampady Mangalore 137/1, Opp Achal Indl Area, Baikampady, Mangalore - 575011 📍 View on Maps
Tafe Access Skoda Mangaluru Tafe Access Skoda Mangaluru Matadakani Cross Road, Behind Urwa Market, Mangaluru 📍 View on Maps
Bharath Vw Padil Mglr Bharath Vw Padil Mglr Nh 48, Bangalore - Mangalore Hwy, Near First Neuro Hospital, Yusuf Nagar, Kodikal, Mangaluru - 575007 📍 View on Maps
Mandovi Motors Pvt Ltd ( Uppinangady) Mandovi Motors Pvt Ltd ( Uppinangady) Nekkiladi, Uppinangady, Karnataka - 574235 📍 View on Maps
Advaith Hyundai Belthangady Mangalore Advaith Hyundai Belthangady Mangalore No4-2/D, Sy - 882, B2, Kasaba Village, Belthangadiy Taluq, Dakshina Kannada - 574214 📍 View on Maps
Karnataka Agencies Mahindra Mangaluru Karnataka Agencies Mahindra Mangaluru 1-N-5-409/1, Nh 66, Kottara Chowki, Ahoknagar Post, Mangalore - 575006 📍 View on Maps
Balaji Motors 4W Multi Mangalore Balaji Motors 4W Multi Mangalore Opp Shree Somanatha Katte, Near Green Vally Nursery, Adyar, Mangaluru 📍 View on Maps
Sundaram Motors Mercedes Benz Mangalore Sundaram Motors Mercedes Benz Mangalore Ummit Mary Hill, Airport Rd, Dayambu, Mangaluru 📍 View on Maps
Cauvery Motors Pvt Ltd Tata Cv Kannur Cauvery Motors Pvt Ltd Tata Cv Kannur Survey No.23/1 B P1 , Krisnis Heritage Village, Ksm Tower, ,Behind Kannur Check Post,Mangalore 📍 View on Maps
The Car Fixers 4W Drc Surathkal Mangaluru The Car Fixers 4W Drc Surathkal Mangaluru Mangalore Hosabettu-Kulai, Nh Road, Hosabettu, Surathkal - 575019 📍 View on Maps
Nandi Motors Nandi Motors Near Kovaoor Rice Mill, Mullakadu, Kavoor, Mangalore - 575015 📍 View on Maps