Car Insurance in Porbandar

Porbandar, popular for being Gandhiji’s birthplace, is a notable city in the state of Gujarat. Its beach area, generally known as Chowpati, is famous for several festivals and celebrations. Being a coastal city, fishing is a primary source of income for several residents. Moreover, being the birthplace of Mahatma Gandhi and Sudama, this city attracts tourists each year.

Considering the tourist inflow, the rising number of vehicles and the overall population, the city streets remain clogged with traffic. This often contributes to mishaps and damages.

For car owners of Porbandar, opting for a car insurance policy can be quite beneficial. Car insurance plans help you stay financially protected from unforeseen incidents. If you are searching for a trusted vehicle insurance provider, you can opt for Digit without a second thought.

When you opt for a Digit car insurance online policy, you receive a bundle of benefits. Here are some of the essential ones:

• Smartphone-enabled Online Claim Settlement: With us, you can easily claim your car insurance from your smartphone. You need to follow these steps:

  • Call our toll-free number to receive the self-inspection link on your registered mobile number.
  • Follow the instructions and capture the images of the damage of your vehicle from your mobile. Get a quote from our team.
  • Choose either the Cashless or Reimbursement mode of repair.

Since the claim settlement process is completely online, it is free from the hassles of documentation and filling up lengthy forms. Thus, using this superfast method, you can conveniently claim your insurance in minutes.

• Option to Choose your Vehicle’s IDV: IDV or Insured Declared Value is the maximum amount your insurer will compensate you in case of irreparable damages or theft. It is the market value of your car. The IDV is directly related to your insurance’s premium amount and the sum insured. We allow our car insurance policyholders the privilege to customise their vehicle’s IDV as per their budget and convenience.
• Vast Chain of Network Garages Pan India: Digit offers a cashless mode of repair under which you can get your damaged car repaired from any of the network garages without spending any extra amount from your end. We have thousands of network garages in India. Moreover, our network garages provide a 6-months warranty on every repair.
• Round-the-clock Assistance: Whether it’s a Sunday or any national holiday, our customer service team is always available to resolve any insurance queries. We believe in enhancing your experience with us and offer prompt solutions to any insurance-related problems.

When you choose Digit as your car insurance provider, you can stay financially protected during unforeseen incidents. Check out the ways in which Digit insurance can protect you:

• Stay Protected from Legal Liabilities: The Motor Vehicles Act 1988 mandates that every vehicle owner must have at least a third-party car insurance policy. If you drive without a valid license, you will be fined a penalty of ₹ 2000, and it may increase to ₹ 4000 if the offence is repeated. Besides, you may be imprisoned for 3 months with a driving license suspension under exceptional cases. So, Digit car insurance policies help you stay protected from such legal liabilities.
• Customise With Multiple Add-ons: Add-ons offer additional coverage that you can get over and above the coverage of your comprehensive car insurance plan. You will need to pay a slightly higher premium for these add-ons. When you purchase a comprehensive car insurance policy, you can customise it with add-ons at your convenience. It extends your insurance coverage and provides you maximum benefits. Digit features a bundle of add-ons such as tyre protect cover, return to invoice cover, daily conveyance benefit, etc.
• Choose Different Car Insurance Policies: Digit allows you to choose from the following car insurance policies:
  • Third-party Car Insurance: Third-party car insurance helps you stay protected from third-party liabilities during an accident.
  • Comprehensive Car Insurance: This policy provides financial coverage against damages and losses caused to you and someone else during an accident. Comprehensive car insurance policies also cover your car from natural hazards, fire, theft, etc.
  • Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.

The costs involved with each type of car insurance are different.

• Get PA Cover: PA cover or Personal Accident Cover is essential for every vehicle insurance policyholder as per motor laws of the country. It provides financial coverage during injuries, permanent disabilities, death, etc. Thus, when you opt for a PA cover, you can protect your family from an unexpected financial burden. In case the car owner dies due to an accident, Digit will compensate the entire sum insured to the nominee of the policy. Additionally, Digit’s health insurance can help cover hospital bills due to accidents. This will provide you with more comprehensive coverage related to medical treatments.

Following are the car insurance add-ons available in Porbandar:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover