General
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Car Insurance in Bharuch
Bharuch, a city in Gujarat, is located at the mouth of the river Narmada. Besides, it is the administrative headquarters of the Bharuch district. The city has notable tourist destinations and industries like textile mills, chemical plants, dairy products, etc.
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Moreover, being a port city, Bharuch features well-established trade relationships with other states. Although the number of vehicles and population has been rising, the city traffic infrastructure and management are poor. On top of that, the city faces flooding and earthquakes. Therefore, every vehicle owner in this city must opt for a car insurance policy to safeguard themselves financially during such mishaps. If you are trying to find a reliable insurance provider, Digit is the option to consider. Digit provides online claim settlement that is fast and hassle-free. Keep reading to know more about our car insurance policies.
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Renew Car Insurance in Bharuch
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Up to 90% Off
with PAYD Add-On
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Car insurance Online, Up to 90% Discount
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It's a Brand New Car
9000+
Cashless Garages
2900 Crore+
Paid-in Claims
1.2 Cr+
Policies Sold
Why Opt for Digit Car Insurance Policy in Bharuch?
Digit car insurance online policy covers you financially to meet the expenses incurred due to an unexpected mishap. Here are the reasons why you should get car insurance from Digit:
- Online Claim Settlement: Our entire claim settlement procedure is online, so you can raise a claim in minutes. Moreover, there is no hassle of documentation or filling up forms. You can file a claim easily anytime, anywhere and get it settled quickly. You can quickly raise a claim against your car insurance policy through our smartphone-enabled self-inspection process. All you need to do is, call our toll-free number to receive the instructional link on your registered mobile number. Once you receive the link, shoot your vehicle's damages with your smartphone following the guidelines and send them to us. We will get back to you with an estimate after receiving the pictures. Finally, you can choose the repair mode from our Reimbursement or Cashless methods.
- Customise Your Vehicle's IDV: IDV or Insured Declared Value denotes the current market value of your car. Resultantly, it strongly impacts the insurance premium, and the sum insured. We value every client and try to maintain transparency with everyone. So, when you buy a comprehensive insurance policy, we provide you with an option to decide your vehicle's IDV. Do remember that if you select a higher IDV, your sum insured will also be high. But the premium amount will be higher.
- Cashless Repairs From Digit's Network Garages: We have thousands of network garages all across India. You can repair your car in those network garages if you choose our cashless repair mode. Whenever you get a car repair from any of our network garages, you get a six-month warranty. Besides, on availing of the cashless repair mode, you need not pay any extra amount from your end.
- Round-the-clock Assistance: Our helpline number is available 24/7, irrespective of any national holidays. So, whenever you come up with an insurance-related query, reach us for a prompt answer. We are always there to direct you professionally. We know that emergencies can strike at any moment. So, we have kept our helplines open round the clock to help you out during any situation.
How Can Digit Car Insurance Safeguard Your Car in Bharuch?
There are several ways a Digit car insurance can help you protect your car during severe mishaps. Here are some of the crucial ones:
- Avoid Legal Penalties: According to Motor Vehicles Act 1988, Indian vehicle owners must insure their cars against third-party risks. However, anyone driving without any insurance plan is liable to pay a penalty of ₹ 2000. That can even rise to ₹ 4000 in case of repetition of offences. Moreover, in some instances, the authorities can even imprison the violator or suspend their driving license as well. So, when you get a Digit car insurance policy for your vehicle, you are safe from such legal hazards.
- Choose Different Car Insurance Policies: You can choose from the following car insurance policies when you plan to get one from Digit:
- Third-party Car Insurance: This insurance policy covers you financially from third-party losses and damages.
- Comprehensive Car Insurance: A comprehensive car insurance policy covers both the owner’s damage and third-party liabilities.
- Own Damage Car Insurance: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.
- Get Personal Accident Cover: Every car insurance policyholder must opt for a personal accident cover when purchasing a motor insurance plan. It provides you with financial coverage for expenses you incur due to permanent disabilities or injuries. Digit will also compensate for the loss of income due to the disability and death of the car owner. You can also opt for health insurance to give you comprehensive coverage in case of hospitalisation.
- Customise With Add-ons: Add-ons help to extend the coverage of your insurance plan. However, you can buy these add-ons only if you are a comprehensive insurance policyholder. You will need to pay a higher premium when you opt for add-ons. Digit offers you a bunch of add-ons such as tyre protect cover, consumable cover, zero depreciation cover, etc.
Why Choose Car Insurance in Bharuch by Digit?
We treat our customers like VIPs, know how…
Cashless Repairs
With access to over 9000+ cashless garages across India, you can get your car repaired without worrying about upfront payments. Digit also offers pickup and drop, adding convenience to the repair process.
Smartphone-Enabled Self Inspection
Skip the hassle of physical inspections. Digit allows you to upload photos and videos of the damage directly from your smartphone, making the claim process faster and more convenient.
Super-Fast Claims
Quick and hassle-free claim process that's digital and paperless
24*7 Support
Whether it’s a weekday, weekend, or national holiday, Digit’s support team is available round the clock to assist you with queries, claims, or policy updates.
Customize Your Vehicle IDV
You have the flexibility to set your car’s Insured Declared Value (IDV) based on your preference. This helps you balance your coverage and premium according to your needs.
Complimentary Wellness Benefits
As a Digit customer, you get access to exclusive wellness offers & benefits. Top-rated health and wellness partners provide these benefits, adding extra value to your insurance plan.
Key Features of Digit's Car Insurance Policy
What’s Covered in Digit Car Insurance in Bharuch?
Accidents
Covers damage from collisions
Theft
Protection if your car is stolen
Fire
Covers accidental fire damage
Natural Disasters
Includes floods, cyclones, etc.
Personal Accident
Compensation for owner’s death or disability
Third Party Damages
Covers damage to others’ property or vehicles
Car Insurance Add-ons Available in Bharuch
Following are the car insurance add-ons available in Bharuch:
What’s not Covered in Digit Car Insurance in Bharuch?
Understanding what's not covered is just as crucial—so you're not caught off guard when making a claim. Here are key exclusions to keep in mind
Own Damages for Third-Party Policy Holder
Third-party policies don’t cover your car’s damage
Drunk Driving
No cover if driving under influence or without a valid licence
Driving without a Valid Driving Licence
No cover if driving without a qualified supervisor
Consequential Damages
Indirect damage after an accident isn’t covered
Contributory Negligence
Damage from ignoring safety guidelines (e.g., driving in floods) is excluded
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Car Insurance Plans in Bharuch
Third party
A Third-Party Car Insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Car Insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
Standalone Own Damage
An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.
Third-Party
Comprehensive
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Damages/Losses to own car due to an accident |
×
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✔
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Damages/Losses to own car in case of fire |
×
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✔
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Damages/Losses to own car in case of a natural calamity |
×
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✔
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Damages to Third-Party Vehicle |
✔
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✔
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Damages to Third-Party Property |
✔
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✔
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Personal Accident Cover |
✔
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✔
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Injuries/Death of a Third-Party Person |
✔
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✔
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Theft of your car |
×
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✔
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Doorstep Pick-Up & Drop |
×
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✔
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Customize your IDV |
×
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✔
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Extra protection with customized add-ons |
×
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✔
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Know more about the difference between comprehensive and third party insurance
How to Buy/Renew Car Insurance in Bharuch with Digit?
Enter Car Details
On the Digit App or website, enter car registration number and select the policy status.
Choose a Plan
Select the type of car insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Bharuch
Here’s the list of Digit's top 25 cashless garages in Bharuch, as of August 18th, 2025. Visit Digit Cashless Garages to view the complete network of cashless garages associated with Digit.